Lloyds Banking Share Discussion Threads

[mikemichael2] 16/4/2020 12:10

Nearly half the staff in care homes (that have been tested) have had or have the virus,if you expand that to the nation, probably a third of UK have had it or got it!!!

Just need to protect the vulnerable and the rest get back to work and hope we get a vaccine soon as pos.

[cheshiremoggie] 16/4/2020 12:08

Coronavirus has pushed the death toll in England and Wales to its highest level since official weekly statistics began 15 years ago, with fatalities running at almost 40% above the average.The Office for National Statistics said that in the week to 3 April, 16,387 people died in England and Wales, an increase of 5,246 deaths compared with the previous week and 6,082 more than the five-year average.

[aljm] 16/4/2020 12:04

Poikka, exactly the same scenario as Italy, Italy think the TRUE number of Covid 19 ONLY deaths is actually @ 15% of their TOTAL deaths, exactly the same here, ONS figures do not lie ! someone has checked back now 10 years, and this year is STILL lower than the 10 year average !!!

[poikka] 16/4/2020 12:03

Maxk - spot on.

The only "uncertainty" would be if Brexit were delayed further.

[poikka] 16/4/2020 12:01

"Meanwhile, MORE THAN nine in 10 people dying with coronavirus have an underlying health condition, analysis by the Office for National Statistics has found."

[xxxxxy] 16/4/2020 12:01

No Extension.No Delay.NO DEAL.NO DEAL.NO DEAL

[minerve 2] 16/4/2020 11:56

Knowing Boris he will plough ahead regardless.

[maxk] 16/4/2020 11:55

As if she'd say anything else...

[alphorn] 16/4/2020 11:51

With the global economy already struggling, the IMF director Kristalina Georgieva said it would be "wise” not to “make it any tougher”. The UK should ask for an extension to its post-Brexit transition period to protect the economy from "unprecedented uncertainty" during the coronavirus pandemic.

But don't worry it will be alright on the night. I have read it here.

[aljm] 16/4/2020 11:49

Maxi, if my wife had not gone to Hospital a couple of weeks ago, my family would have had it and dismissed it without even knowing what it was ! how many other people are in the same category ? i bet thousands !

[alphorn] 16/4/2020 11:48

M2 - he doesn't have a brain to engage.

[minerve 2] 16/4/2020 11:40

maxk

Wearing a N95 mask is helpful because your breathing creates negative pressure into your lungs.

Wearing eye goggles stops people sneezing into your eyes and the odd aerosol virus attaching to your eye surface.

As far as your clothes are concerned, unless someone sneezes on you directly, by the time you get home any virus that attempts to attach to your clothing will most likely have shedded away - walk around your garden for 10 minutes if you are worried.

Put your clothes in the washing machine at 60c or above, job done.

Nothing is perfect but this isn't a virus that easily catches like measles.

If you reduce your risk it means that even if the virus gets into you it most likely will be a very low viral load which means you have a greater chance of not getting ill at all or having a mild set of symptoms if you have it.

[maxk] 16/4/2020 11:33

You have to touch the clothes to do that.


Come on Min, you aint that slow.

[alphorn] 16/4/2020 11:32

1carus - yes, pension plans will have taken a big hit. The risk with final salary schemes rests with the employer - if they stay solvent. The government will have to pick up that loss if the employer goes belly up.
I am not so optimistic about current lows.

edit: have just seen Ken's post. Will the government also pick up losses on those annuities too?

[minerve 2] 16/4/2020 11:30

Yes, and you put your clothes in the washing machine.

[kenbachelor] 16/4/2020 11:30

1carus - I've said repeatedly that the pension companies can't survive for ever. Phoenix have been paying me 8.16% for nearly 30 years and I'm even questioning whether I'll get it next month, let alone next year.

[maxk] 16/4/2020 11:24

You have to take the kit off.

[1carus] 16/4/2020 11:13

Alp, my losses are not all LLOYDs, they were across the board. If you were lucky enough to pull all of your money out of the market tax efficiently, IE everything in an ISA, or be holding stocks that have not been affected then you will be in a very small percentage of people. One of our biggest assets is pensions, and most, one way or another are invested in the markets. Even pensions like 40/60th schemes will be affected by this, I suspect many will have more forward liability than assets after this. As long as they are managed well they should recover, time tends to be the healer. The markets have dropped 20-30% more in some cases, if you had a spread of assets there is a fair chance you have lost 25% of them. On a million quid, that's a lot of dosh. The upside is that you can generally add quite safely in these lows, so that when the recovery happens you end up in a better position. Hence handy to have cash when needed.

[minerve 2] 16/4/2020 10:57

Jimarilo

Those masks don't protect you. The virus can go through the material and around the sides. They are just very effective in stopping others coughing, sneezing on stuff and touching their mouths.

You really need a N95 or FFP3 mask with valve. If you are going to wear them though you will also need to protect your eyes with some goggles preferably with tight seal against the skin.

The good branded FFP3s like Honeywell and 3M are almost perfect at keeping viruses out if you wear and fit them properly. I think it is about < 2% so not entirely perfect but close. They are electrostatically charged and I think they stop everything greater than 5nm - something like that, I can't remember the exact figure.

If you get one you need to learn how to put them on and take them off properly and if you shop rarely and for short periods then apparently you can reuse them just by letting them sit out of the way for 72hrs or greater.