Share Name Share Symbol Market Type Share ISIN Share Description
Lloyds Banking Group Plc LSE:LLOY London Ordinary Share GB0008706128 ORD 10P
  Price Change % Change Share Price Shares Traded Last Trade
  0.115 0.29% 39.335 490,856,436 16:35:27
Bid Price Offer Price High Price Low Price Open Price
39.29 39.31 41.00 38.37 40.85
Industry Sector Turnover (m) Profit (m) EPS - Basic PE Ratio Market Cap (m)
Banks 29,167.00 1,226.00 1.20 32.8 27,913
Last Trade Time Trade Type Trade Size Trade Price Currency
18:31:07 O 706,657 40.174 GBX

Lloyds Banking (LLOY) Latest News (31)

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Lloyds Banking Daily Update: Lloyds Banking Group Plc is listed in the Banks sector of the London Stock Exchange with ticker LLOY. The last closing price for Lloyds Banking was 39.22p.
Lloyds Banking Group Plc has a 4 week average price of 32.25p and a 12 week average price of 32p.
The 1 year high share price is 54.35p while the 1 year low share price is currently 23.60p.
There are currently 70,961,420,910 shares in issue and the average daily traded volume is 219,296,412 shares. The market capitalisation of Lloyds Banking Group Plc is £27,912,674,914.95.
crazi: Lloyds boosted by sharp fall in bad loan provisions UK retail bank beats analysts’ forecasts and aims to double profitability this year Lloyds is the latest UK lender to beat expectations in the fourth quarter © Jason Alden/Bloomberg Lloyds Banking Group said it would aim to more than double its profitability this year as the UK economy recovers from the impact of the coronavirus pandemic, after it became the latest major British lender to report more resilient fourth-quarter results than expected. The UK’s largest retail bank on Wednesday set a target return on tangible equity of between 5 per cent and 7 per cent for 2021 — comparable to its level in 2019 and far higher than the 2.3 per cent achieved in 2020.  William Chalmers, chief financial officer, said Lloyds and the wider economy’s recovery would be helped by the fact that the UK’s Covid-19 vaccination programme and the lifting of coronavirus restrictions were both progressing faster than the bank had predicted.  The improved outlook came as Lloyds reported a pre-tax profit of £792m for the final three months of 2020, compared with an average analyst forecast of £471m.  All four of Britain’s largest retail banks — Lloyds, HSBC, Barclays and NatWest — outperformed analysts’ expectations in the fourth quarter thanks to a sharp drop in provisions for future loan defaults. Lloyds set aside £128m for new impairments in the fourth quarter, bringing its total for the year to £4.2bn — below its previous guidance. Revenues were £3.6bn, down 12 per cent year on year.  The bank followed its main rivals in announcing the maximum full-year dividend payout allowed under the Bank of England’s current restrictions designed to preserve banks’ capital during the pandemic.  Recommended LexLloyds Banking Group PLC Lloyds/coronavirus: on the mend Premium 4 HOURS AGO Unlike Barclays and NatWest, Lloyds did not provide an explicit figure for how much money it would return to shareholders after restrictions are lifted, but Chalmers stressed that it had “a very strong capital position” and said it would consider whether to resume share buybacks at the end of the year. The results marked the final full-year figures under outgoing chief executive António Horta-Osório, who will leave Lloyds at the end of April after a decade in charge to become chairman of Credit Suisse. He will be replaced by HSBC executive Charlie Nunn, though the bank said on Wednesday that Nunn would not arrive until mid-August. Chalmers will serve as acting chief executive in the interim. Horta-Osório said: “I feel I will be leaving the bank in a better position than it was in when I joined, which should be the purpose of any CEO.” The uncertainty created by the pandemic and the impending change of chief executive meant that Lloyds did not present a detailed three-year strategic plan after reaching the end of the last strategy in 2020. However, the bank did outline a number of priorities, including strengthening its focus on recent efforts to expand its insurance and wealth division and invest in digitisation. The bank also said it would strengthen its investment banking unit, which is much smaller than at the other so-called Big Four UK banks. Chalmers said Lloyds would focus on foreign exchange and sterling rates products for its existing corporate clients. “We see a large number of our clients who transact away from us, so we see an opportunity to improve our performance,” he said. “I think we can go a long way in terms of digitising processes, making products more accessible and improving our share of business with them.” Lloyds will also invest more in its payments services to increase revenues from business customers.
jordaggy: Armed with a clear roadmap out of lockdown and the rapid roll-out of vaccines, the immediate outlook for the UK economy suddenly looks brighter. Might qualified optimism help sustain momentum in bellwether stock Lloyds Banking Group (LLOY)? As is ever the case with UK bank shares, the answer is complicated. The good news is that the lender has emerged from 2020 with its loans in better shape than initially feared, after £4.2bn of impairments came in below a £4.5bn to £5.5bn forecast range and ensured profits beat market projections. Capital buffers look stronger than ever, and guidance for the net interest margin to exceed 240 basis points this year is ahead of City predictions for 232bps. But the trend remains downward, income now faces a £400m headwind from a structural hedge, and expected operating costs of £7.5bn suggest fat-trimming is proving tougher than first thought. Brutal though it may sound, a focus on overheads is shareholders’ best hope for a re-rating. Even Metro Bank (MTRO), which used its full-year results to once again focus on its “differentiated customer proposition” and high street presence rather than heavy losses, has put future “store” expansion under review, with no new branches planned from 2022. FactSet-compiled forecasts are for a Lloyds’ tangible book value to hit 53.5p per share by December, meaning the forward discount has more than halved to 24 per cent since the outlook was at its nadir at last year’s interim results. For the share price to equal book value by the end of 2021, chief executive Charlie Nunn may need to get bolder on costs when he takes the reins in August. Hold.
jordaggy: Lloyds Bank (LLOY.L) announced a new strategy on Wednesday as it reported a slump in annual profits but reinstated its dividend. Lloyds reported a pre-tax profit of £1.2bn on income of £14.4bn for 2020. Analysts had predicted profits of £905m ($1.2bn) on income of £14.2bn. Profits fell 70% year-over-year. The bank was hit by provisions for credit losses, linked to the COVID-19 pandemic. Lloyds set aside £4.2bn in 2020 to cover an expected spike in bad loans, including a £128m charge in the fourth quarter. £4.7bn in impairments had been expected for the year. Chief executive Antonio Horta-Osorio said the impact of COVID-19 had been "profound". "The Group's unique business model, customer focused strategy and transformation in recent years positioned us well to respond effectively to the needs of our customers in 2020," he said. "At the same time, the Group’s financial performance in the year has been impacted by the pandemic." While provisions dented profits, the bank was boosted by strong mortgage and deposit growth. A temporary stamp duty holiday spurred a boom in the UK property market and Lloyds grew its house lending business by over £7bn. Lloyds announced a final dividend of 0.57p. City analysts had forecast a payout of 0.53p per share, following the Bank of England's decision to lift a COVID-era dividend ban in December. Horta-Osorio, who will step down in April after ten years in charge, unveiled a new strategy alongside the annual results. The bank said it had successfully completed its "Help Britain Prosper" three year plan and would now move on to a strategy dubbed "Help Britain Recover". The bank will look to expand its retail, insurance and wealth, and commercial banking businesses "to build the UK’s preferred financial partner." Lloyds will invest £900m this year on technology, data, and payments. As part of its plans, Lloyds aims to cut its office space by 20% by 2023. "Looking forward, significant uncertainties remain, specifically relating to the coronavirus pandemic and the speed and efficacy of the vaccination programme in the UK and around the world," Horta-Osorio said. "I remain confident that the Group’s clear purpose, unique business model, significant competitive advantages and the customer focused evolution of our strategy we have announced will ensure that the Group is able to Help Britain Recover and in so doing, help transition to a sustainable economy.” Horta-Osorio was paid £3.4m last year, Lloyds said, a 30% drop on last year. The Portuguese chief executive saw his total compensation cut by 28% in 2019 to £4.7m following outcry over his remuneration package. Lloyds bankers received no bonuses last year as the bank's performance did not meet targets last year. Lloyds said total take home was flat for half its start thanks to above-inflation pay rises last year and a one-off £250 recognition award last summer.
stonedyou: Lloyds Banking and Asos among 'best shares to play the UK recovery', says broker Other banks, retailers and healthcare companies were also picked as good UK bounce-back investments Lloyds Banking Group PLC (LON:LLOY), WH Smith PLC (LON:SMWH) and Stagecoach Group PLC (LON:SGC) are among the best shares for investors to buy for the expected UK economic recovery, according to one City broker. Expecting the UK to see the fastest rate of recovery among major economies, analysts at Peel Hunt picked out what they see as the best bounce-back stocks. “Clearly the market is already pricing in a gradual easing of restrictions and starting to value businesses off recovered earnings,” said head of research Charles Hall in a note to clients on Friday. “However, we see a number of companies where the pace of recovery could be greater than expected and where there is also rating upside as visibility improves.” The analysts see the potential for 25%-plus share price appreciation in these companies over the next three to six months as this anticipated recovery starts to materialise.
stonedyou: Lloyds’ share price could make it one of the best dividend shares to buy now. The Lloyds Banking Group (LSE: LLOY) share price has fallen by 30% over the last year, lagging the FTSE 100 by 20%. Lloyds hasn’t paid out a dividend since September 2019 and is only expected to declare a tiny final dividend for 2020. Despite all of this, Lloyds’ depressed valuation has got me interested. I expect the bank’s profits and dividend to recover strongly in 2021. Broker forecasts for this year suggest the stock could offer a dividend yield of more than 4%, with another big increase expected in 2022.
scruff1: gbh2 Ive been at 30 odd years and still know nowt. One thing I do know is of the share consolidations (which some have mentioned)which I have happened to be involved in have never worked to my benefit. They have all followed the same pattern - a share is struggling a bit, consolidation occurs, I end up with less shares but at a higher price. The share price start to continue to struggle and I end up with less shares and at a lower overall value. Always happened though some have said its worked for them. Never been in one where the share price doing well and consolidations have never changed owt. Similar with buy backs really. Not sure they do much for we lesser mortals but maybe others have had better experiences. Talking of experience - another one I always wary of is the notorious NDA's. Always been a smokescreen for a bum deal for stocks Ive held. :-)
diku: Share buybacks are an illusion...what did it do to Lloy share price?...and they did a lot of buy backs higher up...buyback with one hand and issue more shares with the other...what is the net gain?...and LLoy gets hit from all doubt another illusion trick only matter of time...share consolidation...
diku: Post 15342...why does it always have to be the next incoming one will grow the share price until the next one..then the next one...then the next get my drift... ...what did the current ones do?...they got paid super remuneration has become a self full filling label procedure in the casino markets... Possibly also the changes to the management team may also be a factor. Lloyds already has a new chairman and has appointed a new CEO, Charlie Nunn from HSBC, to take over later this year. This new team could look to accelerate growth or change the strategy of the bank. This could help excite investors and grow the Lloyds share price.
cobourg1: The Lloyds share price experienced a rocky ride in the last 12 months, falling from pre-pandemic highs of 58p to lows of 23.98p. A rally at the end of 2020 has prompted analysts to consider the upside potential in Lloyds for 2021. Daniel Smyth | Financial Writer, London | Publication date: Monday 01 February 2021 14:52 Dividend payments could return in 2021 Risk rating attached to Lloyds is reducing What are the signs Lloyds has the funds to absorb losses? The value of the Lloyds (LLOY.L) share price has pared some of the gains from the back end of 2020, falling from highs of 39.50p in November to 33p at the end of January. Nevertheless, there is renewed optimism for a more sustained rally in Lloyds shares for 2021, just a few weeks ahead of the bank’s full-year results for 2020. With Lloyds set to publish the full picture of the effects of Covid-19 on its 2020 operations on 24 February, attention is already turning to what the outlook is for the UK’s largest retail bank. Could Lloyds dividend return for shareholders in 2021? Lloyds' last dividend – pre-pandemic – was 3.2p per share. Anything similar this year would therefore represent a much greater dividend yield, given that the Lloyds share price has almost halved. In December 2020, the Bank of England’s (BoE’s) Prudential Regulation Authority enforced a temporary ban on dividend payments to the shareholders of the UK’s ‘big five’ banks, including Lloyds. That ban has since been lifted, prompting excitement among Lloyds shareholders. Do risk factors appear to be diminishing for the Lloyds Banking Group? Understandably, investors marked down the potential value of Lloyds assets based on the increasing default risks posed by the Covid-19 pandemic and subsequent lockdowns. The threat of a no-deal Brexit was also looming large on the horizon. Fortunately, a Brexit trade deal was agreed upon, and the UK is forging ahead with its bold nationwide vaccination programme; which analysts believe to be positive signs for the Lloyds share price. As evidence of this, both Barclays and Deutsche Bank have lifted their price targets for Lloyds in recent weeks. After their own shares rallied off the back of Covid-19 vaccine news early in December, Barclays analysts reported that Lloyds’ recovery promises to be ‘bumpy’ and that the ‘situation remains fluid’. Meanwhile, Deutsche Bank analysts anticipate that there are ‘brighter days ahead’ for the UK retail banking sector as a whole. Lloyds also appears to have an encouraging risk profile for the year ahead. Its capital ratio, last recorded at the end of quarter three (Q3) of 2020, was 15.2%. As this represents the amount of capital the bank has access to absorb losses and continue to lend to customers, this illustrates quite a positive surge. The ratio is, surprisingly, up from 13.8% at the beginning of 2020. From Bloomberg via
cobourg1: I have read (Google) that 86% of Lloyds shares are held by institutional investors who are presumably holding for long-term income and capital appreciation and will not be trading on a daily basis. There doesn't appear to be any large scale shorting at the moment. I am guessing that of the much smaller amount in private investor hands a large percentage will be firm long-term holders like myself. This means (if I am right) that a small percentage of the shares are constantly being churned by day traders, plus of course city operators using high frequency trading and algos. Which perhaps explains why a bank the size of Lloyds with billions in assets can see such daily ups and downs in its share price and it's apparent market value. The share price is being driven all over the place by a relatively small amount of money. It has nothing to do with the real value of the bank or its long-term prospects. Probably got it all wrong. Just idle speculation on a dull day.
Lloyds Banking share price data is direct from the London Stock Exchange
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