Lloyds Banking Share Discussion Threads

[jl5006] 19/12/2019 20:45

SR
hardly the preferred location.
Should weeb prevail then that would be seen a slight to ER - there could be a real fight here - and ER will always win over the barsteward leader of snp

[xtrmntr] 19/12/2019 20:44

Lloyds BankingThe political situation in the UK is clearer than it has been for some time and the stage looks set for Lloyds' (LLOY) steady approach to win favour with the market.The shares are cheap. According to consensus forecasts the shares trade at parity with book value and Shore Capital's estimates imply a price-to-earnings ratio for 2020 of 8.1.With the PPI issue largely in the rear view mirror Lloyds can get on with doing the basics of banking well and rewarding shareholders with generous returns.The company's recovery from the financial crisis has been built on getting back to the old 'boring' retail banking model.It funds a good chunk of its (almost exclusively UK) operations from customer deposits, secured through savings and current accounts, and offers mortgages, personal loans and credit cards.The company has also strengthened governance of risk, by establishing a management structure which can hold the board to account and making bonuses dependent on long-term rather than short-term outcomes.This model is helping deliver strong profitability and cash generation, underpinning a key attraction of the stock, namely its dividend.Before the credit crunch banks were widely bought for income and Lloyds is renewing its credentials in this area. Since dividends were resumed in 2015, the company has grown its annual payout from 0.75p to more than 3p per share.With the PPI provisions behind it – the deadline for claims having elapsed in August 2019 – the company could now be able to increase its generosity to shareholders. This might even involve resuming the share buybacks it suspended in September as well as continuing to deliver material growth in the dividend.Like its rivals Lloyds comfortably cleared the latest Bank of England stress tests and it looks to have plenty of headroom to absorb the requirement to increase its capital buffer to deal with distressed economic conditions.Greater levels of political certainty and increased Government spend could help give the UK economy a boost in 2020 and there is even a chance the Bank of England might use the current window of opportunity to raise interest rates (thereby benefiting the banks) to give it greater flexibility to deal with any future downturns.The next obvious catalyst for the shares will come with full-year results on 20 February with the focus likely to be on the level of shareholder returns and the near-term outlook.

[bargainbob] 19/12/2019 20:35

K38 added bonus , we could enter the Eurovision contest as an independent Nation.Least we know we will not be last lol

[sentimentrules] 19/12/2019 20:34

Utricky that's on odd statement given Scotland is the preferred location of the English elite. .including the queen. Hundreds of years

[k38] 19/12/2019 20:27

The last 3 years and before general election Brussels was count on different voices to keep UK in the EU.. now these voices are useless to them..In a few months from now you Scottish will hear a new song from Brussels... "stay with UK, you are better off "

[gaffer73] 19/12/2019 20:16

Neither do you.

[sentimentrules] 19/12/2019 19:53

Filter Lloyd as well then

[bargainbob] 19/12/2019 19:52

Hmmm , only joined the discussion today .

[freddie01] 19/12/2019 19:50

Two SNP supporters and the Lloyds thread destroyed even more so than brexit.

Independence for Scotland is all they want and they will suck you into the row until you lose the will to live. I'm back to the filter button I'm afraid. The only way not to suffer it on a daily basis.

[sentimentrules] 19/12/2019 19:46

mikemichael219 Dec '19 - 19:37 - 287362 of 287363
0 1 0
Looks like Scottish independence is going to be the new Brexit, months of moaning.

....

Looool

[jl5006] 19/12/2019 19:43

mikem
I dont care and neither do most south of the border.
Not an issue - just a weeB one.

[mikemichael2] 19/12/2019 19:37

Looks like Scottish independence is going to be the new Brexit, months of moaning.

[gotnorolex] 19/12/2019 19:32

Vikings 'were warned to avoid Scotland'
"Icelanders who want to practice robbery are advised to go there," says one saga. "But it may cost them their life."


Better together, we can rob the EU dry! LOL!

[sentimentrules] 19/12/2019 19:29

It is. Top of the tourist lists now by far . East and West

[bargainbob] 19/12/2019 19:28

SR Edinburgh is the new hotspot lovely place.

[bargainbob] 19/12/2019 19:27

K38 , they have high approval ratings in Scotland .

[sentimentrules] 19/12/2019 19:26

London really bad now. Even Oxford Street etc not safe in the day...

[jl5006] 19/12/2019 19:26

SR
Yes go down about 4 times a year. sister in law
no idea about the glasgow drug problem though and not into Buck house - sorry just a wee man with no influence.

[k38] 19/12/2019 19:26

BobScottish representatives, SNP have to prove they can govern Scotland...to it's people. But have nothing to offer neither to the union or to Scotland. No policies just moaning all the time about referendum. I don't expect any chances this time round. Useless lot.

[sentimentrules] 19/12/2019 19:16

JL5006 you driven around London lately? Makes Glasgow feel like Buckingham palace

[jl5006] 19/12/2019 19:13

bargain bob
too many words - no point - and boring.
Scotland would be a lovely place to visit - tourist tax = really - and WeeB has done nothing to improve education and reduce drug addiction.
Hope the fishmans trial reveals all.
PS All the institutions would leave and all the tax offices - many more thousands unemployed

[alphorn] 19/12/2019 19:08

gaffer73 - you add nothing - filtered.