Aviva Share Discussion Threads

[spud] 28/3/2020 11:21

And dare I say, early annuity terminations...'If you died after two years of annuity payments the annuity would continue to be paid for the next three years. At the end of the annuity guarantee period death results in no further payments. If you buy an annuity without a guaranteed period, the annuity income stops on your death.'spud

[whatsup32] 28/3/2020 11:10

Travel insurance.

You won’t be surprised but you are not covered for a lot of things you think you may be covered for. I asked as I was stuck in USA. with flight cancelled.

You can’t claim for car hire, hotel, food , tickets to return, refund of unused part of ticket. That’s all down to Airlines .
You can’t claim for hotels etc. If you are on lockdown .

You can only claim if you HAVE caught the virus for treatment and repatriation

[whatsup32] 28/3/2020 11:01

Hardly any cars , busses , lorries or taxis been used on our streets . So claims will be less.
Everyone at home so no burglaries .
Factories shut so no claims there for staff.

Business interruption claims ?

Also you can’t skimp on insurance. Cars mandatory ,so is homes if you have mortgage. Businesses mandatory for consumer and staff protection , claims on all three areas would have dropped

[cassini] 27/3/2020 21:53

cjac39,

I presume that 'rt1' is a preference share but I can't find it. Is that the right code you gave there?

EDIT: Ah, just figured 'RT1' is a Restricted Tier 1 bond, of course it's a bond, I missed the redemption date you mentioned, bit of a giveaway it was a bond!

PS: I bought some RAVP cumulative perpetual prefs the other day, 12% at 87p. That's a yield of 13.8%! Now maybe that's not as ridiculous as it sounds as they are (a) Russian and (b) in warehouse property, so maybe a bit risky ;0)

[cjac39] 27/3/2020 21:22

as in some just rt1 9.375% 2024 call at 87% so yld > 10%

[cjac39] 27/3/2020 21:19

thats a muppet comment. why dont you wait out on the sidelines until cure is found, everyone is back to work, all is back to normal and then invest you hero. take some risk, speculate uk isnt going to finish etc and you make money in long term. case in point i bought some just rt1 today at 87%. ridiculous.

[whatsup32] 27/3/2020 20:36

I don’t see markets improving unless a cure is found for the virus. Otherwise it’ll be de ja vue come next winter.

[wba1] 27/3/2020 17:13

Never thought I would hope for a Boris recovery, but even Porky Blunders is preferable to the thought of Raab in charge. I am surprised Aviva has not recovered more and continue to hold, but hope a few noted my comments on Sabre and had a dip. I am now looking at Hastings (as a nearly pure motor play which is yet to significantly recover) but am conflicted as I know their management, who are a bunch of luvvie salesmen who will never display underwriting discipline. But if this continues for long that will be less of an issue.

[uppompeii] 27/3/2020 15:06

That's not good. AJ Bell up and running.

[wilksey1] 27/3/2020 14:52

probably score an own goal

[cool hand kev] 27/3/2020 12:09

I reckon that he'll play a blinder in the second half :-)

[spud] 27/3/2020 11:26

Virus 1 Boris 0.

spud

[games] 27/3/2020 10:36

Just a heads up.

Just tried calling Aviva to move investments, and office closed.

Can't trade online... no facility.

Not really what one would expect.

I can imagine a lot of disgruntled savers.

[p0pper] 27/3/2020 10:11

Imagining, DOW futures down now though over 500 points

[imagining] 27/3/2020 10:06

Dow up 6%, ftse down 4% = 10% divergence. That wasn't in the script! Inexplicable!!

[actybod] 26/3/2020 22:30

It's lagged a bit compared to LGEN and PHX so think it has some way to go to catch up!

[whatsup32] 26/3/2020 21:46

Good finish stateside , let’s hope it continues here tomorrow

[danielbird193] 26/3/2020 17:56

I'm holding and think this would make a good recovery play. Great time to add if you can ride out some short-term volatility.

[chinese investor] 26/3/2020 17:42

All Good !

[s34icknote] 26/3/2020 17:26

Think the institutions are out picking up selective stocks.This is one !Sicknote

[uppompeii] 26/3/2020 17:02

Bit of a leap at close.

[tricky1992000] 26/3/2020 12:39

23/04/2020 hxxps://www.dividenddata.co.uk/ex-dividend-date-search.py?searchTerm=av.

[s34icknote] 26/3/2020 12:35

When's ex div day ?Sicknote