Lloyds Banking Share Discussion Threads

[chavitravi2] 28/8/2020 09:32

Sorry DW, I thought you meant the charge to you.

[geckotheglorious] 28/8/2020 09:12

Mike,

Few are aware of the long term sequeli associated with catching this virus. It is far worse than the flu - and Boris had it bad.

One hopes he pulls through.

[mikemichael2] 28/8/2020 09:05

Not much sign of Boris around, i think he is quite ill.

[diku] 28/8/2020 09:00

Where is the Data Protection act when somebody and his/her family and the dog can see all your personal details on the kitchen table...

[portside1] 28/8/2020 08:57

Phoned Lloyd's yesterday was not happy the person was at home , being at home the internet. Is not secure and is a risk to your details , I will never phone again

[diku] 28/8/2020 08:57

Hence some smaller shops discourage customers paying by credit cards if the purchase is below say £10...but you could pay by card in say supermarkets of £1 purchases as they can absorb the costs and don't want to lose customers...

[gaffer73] 28/8/2020 08:50

At least we seem to have found a level now, onwards and upwards??

[xxxxxy] 28/8/2020 08:49

Who is trying to divide the UK?By JOHNREDWOOD | Published: AUGUST 28, 2020One of the worst features of the hopeless 2017 Parliament was the way the government with no majority seemed to think it needed to reach out for the Union to the SNP in Scotland and to the Republic of Ireland. In both the Brexit talks and on wider issues the government revealed a fear that the Union was in some way in danger, and then thought it could strike a deal with political forces pledged to break up the Union or following a policy of trying to split it for their own advantage.It was first strange to think the Union was in danger. After all, as good democrats the Union Parliament had recently provided a once in a generation referendum on Scottish independence to the forces in Scotland that did want to break up the Union. After a long and lively debate the Scottish people decided by a healthy majority to stay in the UK. The SNP themselves confirmed this was something you only did once in 20 or 30 years.The UK always made clear to the Republic of Ireland that they could keep the Common travel area with us when we left the EU, so they would have a special relationship with the UK. The UK always offered tariff free trade to the whole EU, so Ireland could work with her partners to secure that prize she wanted. All the time the government kept the goodwill of most Northern Ireland MPs – and its own backbenchers – it had a majority. Many of us wanted a more robust approach to the EU's attempt to force us to a bad settlement by unsettling the Union.The more the Prime Minister genuflected to the Republic of Ireland and to the SNP the more the EU reckoned the UK was nervous and weak, so the more they held out for unreasonable terms in the withdrawal talks. The EU saw Scotland and Ireland as ways to keep the UK under EU laws., making concessions on fish, budgets and much else. They worked well with those who wanted to break up the UK.The more the agenda was settled by the EU and the anti Brexit forces, the more the government's natural unionist allies in all parts of the UK felt sidelined.The EU of course had much form in trying to damage the Union. It always wanted to play up differences between Scotland and the UK. It promoted lop sided devolved government. It tried to deny the existence of England, seeking to split our country into regions and even experimenting with a region which put Kent and parts of Northern France together.One of the EU's biggest mistakes which led to the historic vote to leave was its refusal to recognise England in the way it promoted Scotland. One of the previous governments biggest mistakes was to panic in public about the Union and then deny England a proper place at the table over the EU. As I regularly asked when the UK government rushed to consult Scotland about the negotiations, who spoke for England? A successful union depends on the goodwill of all parts of the Union including England. The more that is devolved, the more England needs her own voice in government to keep the balance.

[xxxxxy] 28/8/2020 08:47

John Redwood@johnredwood16mEd Davey's party is called Liberal and Democrats. Which are they going to do first? They have spent the last five years backing more government control over our lives and trying to undermine the democratic results of the referendum and the last European Parliament election.

[mitchy] 28/8/2020 08:38

Riddle - when is a horse a dog ?

[sasbod] 28/8/2020 08:33

Scruff, the Calc is 25p per transaction fixed fee then if a customer pays on credit card an additional 3%... So if a customer spends £50 on a debit card contactless the shop pays 25pIf the customer was to use credit card it would be 25p+£1.50 (3% of £50) so £1.75 in total.Hence why shops have minimum spend for card payments.

[scruff1] 28/8/2020 08:12

Am I reading that correctly - shops get charged 25p plus 3p in the pound everytime I use go contactless with my credit card???

[ignoble] 28/8/2020 07:40

Banks control every aspect of our lives
Earnings, Pensions all end up in their coffers
Loans, Mortgages... they control those.

Savings Accounts.. They control what interest we are allowed to earn.

Financial Communism..

1% savings rate, 39% interest on Overdrafts... Wonga with a perceived respectability.
Guess the Banks were lending Wonga the money they then lent to their customers..

[ignoble] 28/8/2020 07:35

Agreed, Warbucks...
Dislike the Contactless System for similar reasons..

Just does seem fair for the Shop owner.
3% plus digging into profits.

Put the price up 3% and discount 3% for cash.
Ruddy Banks walking all over us as they know we have little choice.

[utrickytrees] 28/8/2020 07:28

Taught by souls?...what, R Souls?

[minerve 2] 27/8/2020 23:34

Anyone else like Level 42 The Early Tapes?

[maxk] 27/8/2020 22:57

More like Gecko is correct, and that you, along with your chum Minny are bonkers.

[daddy warbucks] 27/8/2020 22:42

How do you manage with those costs? I get embarrassed using my card for small amounts and would gladly pay cash for some things. I can see the banks raking in a lot more on charges now that we are encouraged to use cards.

[goldfinger16] 27/8/2020 22:07

Minerve you are correct, Gecko is stalker!