Lloyds Banking Share Discussion Threads

[scruff1] 28/8/2020 08:12

Am I reading that correctly - shops get charged 25p plus 3p in the pound everytime I use go contactless with my credit card???

[ignoble] 28/8/2020 07:40

Banks control every aspect of our lives
Earnings, Pensions all end up in their coffers
Loans, Mortgages... they control those.

Savings Accounts.. They control what interest we are allowed to earn.

Financial Communism..

1% savings rate, 39% interest on Overdrafts... Wonga with a perceived respectability.
Guess the Banks were lending Wonga the money they then lent to their customers..

[ignoble] 28/8/2020 07:35

Agreed, Warbucks...
Dislike the Contactless System for similar reasons..

Just does seem fair for the Shop owner.
3% plus digging into profits.

Put the price up 3% and discount 3% for cash.
Ruddy Banks walking all over us as they know we have little choice.

[utrickytrees] 28/8/2020 07:28

Taught by souls?...what, R Souls?

[minerve 2] 27/8/2020 23:34

Anyone else like Level 42 The Early Tapes?

[maxk] 27/8/2020 22:57

More like Gecko is correct, and that you, along with your chum Minny are bonkers.

[daddy warbucks] 27/8/2020 22:42

How do you manage with those costs? I get embarrassed using my card for small amounts and would gladly pay cash for some things. I can see the banks raking in a lot more on charges now that we are encouraged to use cards.

[goldfinger16] 27/8/2020 22:07

Minerve you are correct, Gecko is stalker!

[xxxxxy] 27/8/2020 21:42

You are now 67 times more likely to die from something other than COVIDYou are 7 times more likely to die of flu or pneumonia than 'with' COVID - and it's August?© Brexit Facts4EU.Org 2020The UK never shut down and hid from flu and other diseases – this nonsense must stop nowA Brexit Facts4EU.Org Coronavirus update and editorialSupposedly democratic governments around the world have imposed authoritarian regimes on their own people, denying their human rights and their civil liberties. (The situation in Australia and New Zealand is shocking beyond belief.) This has all been done in the name of a virus which has turned out to be similar to an outbreak – albeit a serious one - of the flu.All of this has been done using the same kind of Project Fear which was used against the British people before the UK's EU Referendum.It's time for the British people to stand up and say "Enough". If we don't, we may find it very hard to regain our traditional liberties and to see the restoration of democracy in our country and in other countries around the world.The cold, hard COVID factsBREXIT FACTS4EU.ORG SUMMARYLatest figures from the Office for National Statistics, w/e 14 Aug 2020, England & WalesIn the last week you were 67 times more likely to die from something other than COVIDYou were even 7 times more likely to die of flu or pneumonia than 'with' COVID - in AugustOnly 139 deaths 'with COVID' were recorded in the last week, compared to 9,392 deaths from all causesDeaths 'with COVID' represented less than 1.5% of all deaths in the last reported week?© Brexit Facts4EU.Org - click to enlargeThe ONS figures for deaths 'with COVID' have been overstated by the authorities, as we reported last week and as the Government now admits. Even without adjusting for these errors by the health establishment, the so-called pandemic is now effectively over in the UK, as can be seen from the chart below.?© Brexit Facts4EU.Org - click to enlargeOBSERVATIONSAs the first major alternative news outlet to express scepticism about the disproportionate reaction to the Coronavirus, (starting 04 Mar 2020), we must now say:"Enough is enough"It's time to resume normality and do away with the mass hysteria and rolling doom from the BBC, Sky News and ITN.Case numbers are almost irrelevant given that testing has increased dramatically, together with the fact that most people are asymptomatic or only mildly inconvenienced even if they have the virus. The 'R' number is at best a guess by the 'experts'.It is hospitalisations and deaths which should determine policy, and these are now so small as to be insignificant from a policy-making perspective.?© Brexit Facts4EU.Org 2020The supposed 'science' which has led to the extreme Coronavirus measures has bordered on the ridiculous. There have been continuous revisions, corrections, and about-turns, from the now-discredited 'half-a-million deaths' mathematical modelling of Professor Ferguson and friends which started the lockdown, to the necessity of wearing face masks, to the grossly exaggerated morbidity rate for the virus. Few of these were reported properly, objectively, and critically in the mainstream media. Almost every facet of the measurable aspects of this virus has been changed as the weeks have gone by.Our charts above clearly show that there has been a severe overreaction to this new virus strain. This overreaction is somehow persisting in ever-changing Government policies. Yesterday the Government announced that schoolchildren will have to wear face masks in communal areas of a school, but not in the classroom. What kind of insanity is this?The examples of crass stupidity and illogicality in dealing with Coronavirus are so prevalent it is not worth listing them all. All anyone – including Boris Johnson – has to do is look at our charts, using the official figures from the ONS. Who in their right mind would insist on the continued destruction of our economy and our civil liberties, based on such fundamental evidence to the contrary?The country now has to try to recover from this fiasco – something that will take decades. Even more importantly it is essential that GPs go back to their surgeries and that our empty hospitals now fill up with the massive backlog of patients who need urgent assessment and treatment for other life-threatening illnesses such as cancer, heart disease, and many other serious conditions.The latest report for the Government showed that the reaction to the Coronavirus will cause far more deaths than the virus itself. It gives us no pleasure to say that we warned about this months ago.Deaths 'with COVID' are now falling close to 1% of deaths from all causesWhy are we still devastating our economy and society, and risking the lives of other sick people?Some readers will be unhappy with this article but we felt compelled to publish it. Facts are facts.Our summary of all COVID-19 articles is here.Please, please continue to support us with donations. The outcome of Brexit – our main focus - is very far from certain. Quick, secure, and confidential donation methods are below this article. Thank you.P.S. Two of our team are in the very high risk category, with pre-existing health conditions meaning that COVID could be deadly for them. They felt strongly that this article should be published.[ Sources: Office for National Statistics ] Politicians and journalists can contact us for details, as ever.Brexit Facts4EU.Org, Thur 27 Aug 2020

[xxxxxy] 27/8/2020 21:40

John Redwood@johnredwood13hBy all means discuss the bad with the good in our history, but let's celebrate the many things we can be proud of. The UK has been a great champion of freedom and democracy.

[jonnyupite1] 27/8/2020 21:33

Yes we have a shop and the charges are around 25p plus 3% for a credit card . Small shops with a low average spend are the only ones who suffer

[alphorn] 27/8/2020 19:22

"But had just 10% of North Sea oil tax receipts been put into a fund from 1980 to 2008 – and if the nominal return had been 3% – as of 2013, the fund’s value would have been £24 billion annually".

Stop living in the past x5 and dreaming what could have happened with hindsight.

No doubt you will be posting something similar about Brexit for the next 40 years on that basis.

[chavitravi2] 27/8/2020 18:45

Just been notified my holiday is cancelled. Spain must be back on no go list.

DW. No charge. Yet!

[jl5006] 27/8/2020 18:00

There is something rotten in this state of Denmark - no England - when the welfare benefits exceed those that even corbyn would have seen fit to condone.
Who is going to manage this monstrous stupidity. ?DWP? did u self isolate and how did u do so. Did you 1 2 3 4 5 - Q & A

[diku] 27/8/2020 17:50

£13 a day to quarantine...wonder what formula they used to work out that one...if they can afford to go no holiday why pay £13?...more likely people will take the £13 money and go to work...

[alphorn] 27/8/2020 17:23

Conservative MPs believe the move to drop Brexit from next week’s meeting is posturing by Brussels and is part of a bid to pile the pressure on Number 10 to make concessions. Senior Tory figures have claimed the EU ‘still fails to understand’ that the UK is now ‘under new management’ and will not be pushed around during talks.

Believed by the DM but not the markets where GBP continues to strengthen.

[daddy warbucks] 27/8/2020 17:22

A general question if I may. I know the banks used to take a small charge for a credit or debit card transaction. Does anyone know if that still applies?I am going into shops and having to use a card for very small amounts I.e today transactions for a £1.00 and one for £2.18. What effect will this have if banks are still charging the same amount?

[alphorn] 27/8/2020 17:21

mm2 - why not use the speed limiter? Certainly essential around London.