Lloyds Banking Share Discussion Threads

[portside1] 28/8/2020 08:57

Phoned Lloyd's yesterday was not happy the person was at home , being at home the internet. Is not secure and is a risk to your details , I will never phone again

[diku] 28/8/2020 08:57

Hence some smaller shops discourage customers paying by credit cards if the purchase is below say £10...but you could pay by card in say supermarkets of £1 purchases as they can absorb the costs and don't want to lose customers...

[gaffer73] 28/8/2020 08:50

At least we seem to have found a level now, onwards and upwards??

[xxxxxy] 28/8/2020 08:49

Who is trying to divide the UK?By JOHNREDWOOD | Published: AUGUST 28, 2020One of the worst features of the hopeless 2017 Parliament was the way the government with no majority seemed to think it needed to reach out for the Union to the SNP in Scotland and to the Republic of Ireland. In both the Brexit talks and on wider issues the government revealed a fear that the Union was in some way in danger, and then thought it could strike a deal with political forces pledged to break up the Union or following a policy of trying to split it for their own advantage.It was first strange to think the Union was in danger. After all, as good democrats the Union Parliament had recently provided a once in a generation referendum on Scottish independence to the forces in Scotland that did want to break up the Union. After a long and lively debate the Scottish people decided by a healthy majority to stay in the UK. The SNP themselves confirmed this was something you only did once in 20 or 30 years.The UK always made clear to the Republic of Ireland that they could keep the Common travel area with us when we left the EU, so they would have a special relationship with the UK. The UK always offered tariff free trade to the whole EU, so Ireland could work with her partners to secure that prize she wanted. All the time the government kept the goodwill of most Northern Ireland MPs – and its own backbenchers – it had a majority. Many of us wanted a more robust approach to the EU's attempt to force us to a bad settlement by unsettling the Union.The more the Prime Minister genuflected to the Republic of Ireland and to the SNP the more the EU reckoned the UK was nervous and weak, so the more they held out for unreasonable terms in the withdrawal talks. The EU saw Scotland and Ireland as ways to keep the UK under EU laws., making concessions on fish, budgets and much else. They worked well with those who wanted to break up the UK.The more the agenda was settled by the EU and the anti Brexit forces, the more the government's natural unionist allies in all parts of the UK felt sidelined.The EU of course had much form in trying to damage the Union. It always wanted to play up differences between Scotland and the UK. It promoted lop sided devolved government. It tried to deny the existence of England, seeking to split our country into regions and even experimenting with a region which put Kent and parts of Northern France together.One of the EU's biggest mistakes which led to the historic vote to leave was its refusal to recognise England in the way it promoted Scotland. One of the previous governments biggest mistakes was to panic in public about the Union and then deny England a proper place at the table over the EU. As I regularly asked when the UK government rushed to consult Scotland about the negotiations, who spoke for England? A successful union depends on the goodwill of all parts of the Union including England. The more that is devolved, the more England needs her own voice in government to keep the balance.

[xxxxxy] 28/8/2020 08:47

John Redwood@johnredwood16mEd Davey's party is called Liberal and Democrats. Which are they going to do first? They have spent the last five years backing more government control over our lives and trying to undermine the democratic results of the referendum and the last European Parliament election.

[mitchy] 28/8/2020 08:38

Riddle - when is a horse a dog ?

[sasbod] 28/8/2020 08:33

Scruff, the Calc is 25p per transaction fixed fee then if a customer pays on credit card an additional 3%... So if a customer spends £50 on a debit card contactless the shop pays 25pIf the customer was to use credit card it would be 25p+£1.50 (3% of £50) so £1.75 in total.Hence why shops have minimum spend for card payments.

[scruff1] 28/8/2020 08:12

Am I reading that correctly - shops get charged 25p plus 3p in the pound everytime I use go contactless with my credit card???

[ignoble] 28/8/2020 07:40

Banks control every aspect of our lives
Earnings, Pensions all end up in their coffers
Loans, Mortgages... they control those.

Savings Accounts.. They control what interest we are allowed to earn.

Financial Communism..

1% savings rate, 39% interest on Overdrafts... Wonga with a perceived respectability.
Guess the Banks were lending Wonga the money they then lent to their customers..

[ignoble] 28/8/2020 07:35

Agreed, Warbucks...
Dislike the Contactless System for similar reasons..

Just does seem fair for the Shop owner.
3% plus digging into profits.

Put the price up 3% and discount 3% for cash.
Ruddy Banks walking all over us as they know we have little choice.

[utrickytrees] 28/8/2020 07:28

Taught by souls?...what, R Souls?

[minerve 2] 27/8/2020 23:34

Anyone else like Level 42 The Early Tapes?

[maxk] 27/8/2020 22:57

More like Gecko is correct, and that you, along with your chum Minny are bonkers.

[daddy warbucks] 27/8/2020 22:42

How do you manage with those costs? I get embarrassed using my card for small amounts and would gladly pay cash for some things. I can see the banks raking in a lot more on charges now that we are encouraged to use cards.

[goldfinger16] 27/8/2020 22:07

Minerve you are correct, Gecko is stalker!

[xxxxxy] 27/8/2020 21:42

You are now 67 times more likely to die from something other than COVIDYou are 7 times more likely to die of flu or pneumonia than 'with' COVID - and it's August?© Brexit Facts4EU.Org 2020The UK never shut down and hid from flu and other diseases – this nonsense must stop nowA Brexit Facts4EU.Org Coronavirus update and editorialSupposedly democratic governments around the world have imposed authoritarian regimes on their own people, denying their human rights and their civil liberties. (The situation in Australia and New Zealand is shocking beyond belief.) This has all been done in the name of a virus which has turned out to be similar to an outbreak – albeit a serious one - of the flu.All of this has been done using the same kind of Project Fear which was used against the British people before the UK's EU Referendum.It's time for the British people to stand up and say "Enough". If we don't, we may find it very hard to regain our traditional liberties and to see the restoration of democracy in our country and in other countries around the world.The cold, hard COVID factsBREXIT FACTS4EU.ORG SUMMARYLatest figures from the Office for National Statistics, w/e 14 Aug 2020, England & WalesIn the last week you were 67 times more likely to die from something other than COVIDYou were even 7 times more likely to die of flu or pneumonia than 'with' COVID - in AugustOnly 139 deaths 'with COVID' were recorded in the last week, compared to 9,392 deaths from all causesDeaths 'with COVID' represented less than 1.5% of all deaths in the last reported week?© Brexit Facts4EU.Org - click to enlargeThe ONS figures for deaths 'with COVID' have been overstated by the authorities, as we reported last week and as the Government now admits. Even without adjusting for these errors by the health establishment, the so-called pandemic is now effectively over in the UK, as can be seen from the chart below.?© Brexit Facts4EU.Org - click to enlargeOBSERVATIONSAs the first major alternative news outlet to express scepticism about the disproportionate reaction to the Coronavirus, (starting 04 Mar 2020), we must now say:"Enough is enough"It's time to resume normality and do away with the mass hysteria and rolling doom from the BBC, Sky News and ITN.Case numbers are almost irrelevant given that testing has increased dramatically, together with the fact that most people are asymptomatic or only mildly inconvenienced even if they have the virus. The 'R' number is at best a guess by the 'experts'.It is hospitalisations and deaths which should determine policy, and these are now so small as to be insignificant from a policy-making perspective.?© Brexit Facts4EU.Org 2020The supposed 'science' which has led to the extreme Coronavirus measures has bordered on the ridiculous. There have been continuous revisions, corrections, and about-turns, from the now-discredited 'half-a-million deaths' mathematical modelling of Professor Ferguson and friends which started the lockdown, to the necessity of wearing face masks, to the grossly exaggerated morbidity rate for the virus. Few of these were reported properly, objectively, and critically in the mainstream media. Almost every facet of the measurable aspects of this virus has been changed as the weeks have gone by.Our charts above clearly show that there has been a severe overreaction to this new virus strain. This overreaction is somehow persisting in ever-changing Government policies. Yesterday the Government announced that schoolchildren will have to wear face masks in communal areas of a school, but not in the classroom. What kind of insanity is this?The examples of crass stupidity and illogicality in dealing with Coronavirus are so prevalent it is not worth listing them all. All anyone – including Boris Johnson – has to do is look at our charts, using the official figures from the ONS. Who in their right mind would insist on the continued destruction of our economy and our civil liberties, based on such fundamental evidence to the contrary?The country now has to try to recover from this fiasco – something that will take decades. Even more importantly it is essential that GPs go back to their surgeries and that our empty hospitals now fill up with the massive backlog of patients who need urgent assessment and treatment for other life-threatening illnesses such as cancer, heart disease, and many other serious conditions.The latest report for the Government showed that the reaction to the Coronavirus will cause far more deaths than the virus itself. It gives us no pleasure to say that we warned about this months ago.Deaths 'with COVID' are now falling close to 1% of deaths from all causesWhy are we still devastating our economy and society, and risking the lives of other sick people?Some readers will be unhappy with this article but we felt compelled to publish it. Facts are facts.Our summary of all COVID-19 articles is here.Please, please continue to support us with donations. The outcome of Brexit – our main focus - is very far from certain. Quick, secure, and confidential donation methods are below this article. Thank you.P.S. Two of our team are in the very high risk category, with pre-existing health conditions meaning that COVID could be deadly for them. They felt strongly that this article should be published.[ Sources: Office for National Statistics ] Politicians and journalists can contact us for details, as ever.Brexit Facts4EU.Org, Thur 27 Aug 2020

[xxxxxy] 27/8/2020 21:40

John Redwood@johnredwood13hBy all means discuss the bad with the good in our history, but let's celebrate the many things we can be proud of. The UK has been a great champion of freedom and democracy.

[jonnyupite1] 27/8/2020 21:33

Yes we have a shop and the charges are around 25p plus 3% for a credit card . Small shops with a low average spend are the only ones who suffer