Lloyds Banking Share Discussion Threads

[oapknob1] 04/4/2020 22:55

Anyone know how many CBILS loan applications have been made to Lloyd's? How many small businesses have applied for up to £5mill? What amount is the ave small business application for?How many large businesses have applied for up to £25mill? What amount is the ave large business application for?With Govt guaranteeing 80% then if Lloyd's are only liable to lose 20% on defaults how much of an affect will this actually have on Lloyd's? 40 other lenders are available! Take it not every single business is applying for a Lloyd's loan.

[patientcapital] 04/4/2020 22:36

Thatcher fought to keep the grant of milk but was overruled by Heath. Of course everyone conveniently forgets that Wilson had cancelled free school milk for secondary schools in 1968.

[pierre oreilly] 04/4/2020 22:27

I think if schools offered kids milk these days they'd be in the cohr before you could say 'dairy'.

Weniwerealad, milk was necessary for the calories and vitamins, to fuel sports three times a week and cycling to school, as most did.

These days, with half of kids obese, and most either vegetarian, vegan, dairy intolerant, coeliacs, only like proper natural milk from almonds and not smelly cows or no time between inhaling their inhaler, most wouldn't touch it, and the 0.5% who would would probably stick their fingers down their throat to puke it out anyway.

I wonder how much of an exaggeration that is?

[k38] 04/4/2020 22:01

M2
You honestly you blame the conservatives for people being stupid? Really?

Instead blame the real guilt, the media?
Look at you.. you are the best example of BBC's brainwashing propaganda.


People believe all kind of things, like the earth is flat, that's what labour is telling to their voters.

[scruff1] 04/4/2020 21:49

It does look like the numbers are starting to have peaked. Looking at the stats on worldometer yesterday. Four european countries plus USA accounted for 80% of the world deaths. About 7% of the worlds population. 200 other countries with the other 80% + of the population in social and economic lockdown. Seems strange and a bit unfair to me

[stonedyou] 04/4/2020 21:39

2 Funds With 9%+ Dividends Built For This Pullback


These days, we’re hearing a lot of pundits pontificating about which way the

markets will go. But let me suggest something none of them are talking about:

What if stocks trade more or less flat for the next while?

It’s a contrarian call, to be sure, but there’s reason to think markets may be,

well, kind of quiet in the coming days or weeks. And there’s a way we can squeeze

a big 9.2% income stream out of just that kind of market.

The Flat-Market Theory

I know what you’re thinking: how on earth could stocks just hold their breath

while America is on lockdown, possibly for a long time to come?


It’s important to remember why markets go up or down in the first place. They

always go down when there’s more uncertainty, because there’s nothing markets hate

more than uncertainty. On the other hand, when markets get bad news they already

expected, they can go either up or down—and they usually don’t fall very far when

they do drop.

You can see this in every bear market in US history: the market finds its bottom

before the bad news really starts rolling in, then settles into a new price

channel as the news gets worse.

[pierre oreilly] 04/4/2020 21:30

Spot on there minny, should we still be in the eu, the lowlife burning down the masts would have thought 'hang on, we're still in the eu, I'm not going to burn this mast down afterall'.

[minerve 2] 04/4/2020 21:24

“.... Meanwhile Stephen Powis, medical director for NHS England, said he is “disgustedR21; by “dangerous nonsense” online suggesting 5G phone masts are spreading coronavirus, calling it “the worst kind of fake news”. Police are investigating several fires involving phone masts, believing they could be arson.“

Really?

Are people that stupid?

Clearly they are!

Well I suppose the education has been butchered by the Tories from Thatcher through to the austerity of Cameron and Osborne to the present day.

But I suppose that’s democracy for you. and the peops voted them in, as they voted for Brexit, and then Johnson/ Cummings - and they gave them an 80 or so majority.

How sad is that?

Brexit Britain is truly worrying, if not dystopian world!

[panshanger1] 04/4/2020 21:15

I think it was mentioned last week One of the hedge funds over in the states commented on CNBC some European banks ridiculously priced and offering real value Mentioned 2 - PNB Paribas and Lloyd's Mind you probably 32-33 then

[stonedyou] 04/4/2020 21:09

Anti-EU fury: Italian mayors rip down EU flags in outrage as row with Brussels intensifies



THERE IS growing outrage inside Italy at the European Union's neglect of one of

its most important member states, as shocking footage emerged showing leading

politicians ripping down or tying up the European Union flag.


Mayor of the Cadoneghe League, Marco Schiesaro, ‘suspends’ the EU flag outside of

a building in Cadoneghe, Italy.



Italian politicians have joined in the country's furious outrage at the European

Union, with several protesting by taking down the bloc's flags in their towns. On

Thursday, Marco Schiesaro, the Lega mayor of Cadoneghe, filmed

himself "suspending" the flag of the European Union. The footage was tweeted out

by Lega leader Matteo Salvini, who has urged the country to reconsider its

relationship with Brussels following the crisis.

[k38] 04/4/2020 21:07

This week coming is very important.. if, by end of the week we are in control and the numbers are thesame or lower.. that will be seen as very good news.The share price will start moving upwards starting Monday.

[pierre oreilly] 04/4/2020 21:04

Max, Those silly belarus billies! Don't they know the only cure for covid is to wreck the world's economy for decades and kill more people than the virus itself?! FFS, Belarus is stopping the cure, all countries have to pull together to make the world's population destitute, we are all in this together. We can't have little individual countries keeping their population rich, that's just selfish AND THE CURVE WON'T BE FLATTENED. Belarus should think about that. What if all curves were curvy, what then? No, flat curve everyone destitute, you know it makes sense.

[xxxxxy] 04/4/2020 21:01

Dear Boris,

You tell us how many people die with the Coronavirus each day.

Please tell us how many die of all causes each day.

We will compare this with the average number of deaths that day in previous years. Then the public can see how many extra deaths are being caused by the Coronavirus.

We already have the daily figures for deaths in 2018, and the average daily figures for the last five years. We also call on the Government immediately to publish the total number of UK deaths every day in 2020.

[xxxxxy] 04/4/2020 21:00

ian terry
Posted April 4, 2020 at 9:53 am | Permalink
Sir John

There are various good reasons to encourage more domestic production.

SMEs do require funding when they are operating in the research, design and build of new products etc.

Government should consider creating a Minister of the Dragons Den. If a SME can come up with new technology or expand their manufacturing base through market growth the department could help towards the financal costs for the designated project and ask for a percentage base in the business. Just like on Dragons Den. There has be other ways than where we are at, to give incentives to entrepreneurs. When successful the Government reaps their reward for taking the risk on the enterprise and when the loan is paid back they have the choice to continue or exit. It seems to work for the Dragons when they pick the right person/company.

Reply
BeebTax
Posted April 4, 2020 at 11:22 am | Permalink
Nice idea but the dragons are risking their own money, whereas our civil servants and politicians are playing with someone else’s money (ours, unfortunately). And the dragons are experienced, whereas the latter groups are not.

But incentives for private investment in SMEs could be expanded to achieve a similar result to the one you suggest.

[xxxxxy] 04/4/2020 20:54

This time last year, 1.3 million people had died in the EU – without Coronavirus
This time this year, total deaths with Coronavirus in the EU are 19,943


© Brexit Facts4EU.Org - Clickable version is below

In the UK it is 1,019 - 0.7% of the total expected UK deaths by this time in the year
Maybe Coronavirus deaths across the EU will rocket. Let's hope not.

Maybe in the UK they will surge to nearly 150 times their current levels. If they did this, they would match the usual daily deaths from all causes in the UK.

Last week the Chief Medical Officer was saying that at least two-thirds of Coronavirus deaths would have happened anyway, due to other causes. Many people are now asking for real facts so that they can work out if this World Health Organisation pandemic is the real deal or not.

We know how to settle this question
We have the answer. We know how to decide if we have a real problem, or if this whole Coronavirus has been blown up beyond all proportion, or if the truth is somewhere in between.

BREXIT FACTS4EU.ORG SUMMARY
Is the response to Coronavirus proportionate?

The answer is very simple

On average in 2018, 1,683 people in the UK died every day
In 2020 are more people dying each day or not?
If not – or if the number has only increased marginally - then Coronavirus is another in a long line of health scares


© Brexit Facts4EU.Org - click to enlarge

Let’s look at the United Kingdom on its own
We have received many emails from readers who are asking about the unprecedented economic and societal actions being taken by Her Majesty’s Government.

People would like to know if we are facing a problem which does indeed require some of the draconian measures which have been implemented across the entire country.

The Government can settle this question very quickly
The Coronavirus is costing the British people hundreds of billions of pounds. The situation is now so bad that unemployment is soaring, thousands of companies will close, and the economy will contract faster than at any time since WWII.

Regardless of the measures taken by the Chancellor, the personal hardship and economic devastation will be severe, widespread, and long-lasting.

The least the Government can do is to apply whatever resources are required to give us the daily number of total deaths in the UK. After all, they can do it for deaths attributed to the Coronavirus on a daily basis, so it should not be a problem to do another daily figure for total deaths per day from all causes in the UK.

A simple request from Brexit Facts4EU.Org to Her Majesty’s Government
We call on the Government to publish the total number of UK deaths each day from all causes at the same time as they publish the number of UK deaths each day from the Coronavirus.

Dear Boris,

You tell us how many people die with the Coronavirus each day.

Please tell us how many die of all causes each day.

We will compare this with the average number of deaths that day in previous years. Then the public can see how many extra deaths are being caused by the Coronavirus.

We already have the daily figures for deaths in 2018, and the average daily figures for the last five years. We also call on the Government immediately to publish the total number of UK deaths every day in 2020.

[xxxxxy] 04/4/2020 20:51

Biggest killers in the country – Coronavirus doesn’t make it into the Top 10
Evidence mounts of Establishment response to “pandemic̶1;, which could stop Brexit


© Brexit Facts4EU.Org

Brexit Facts4EU.Org presents our most damning analysis yet of deeply troubling official data
In a week when yet more manoeuvres were made in clear attempts to postpone and stop Brexit, we are looking at three fundamentals:-

Our lives are being turned upside down by this Coronavirus - Do the facts justify this?
How are the EU and the British Remoaner Establishment using Coronavirus to postpone Brexit indefinitely?
What is being done to fight back?
[Please note our usual “Of course we take deaths seriously” blue box, further down the page.]

1. Deaths from all causes, versus deaths of people who tested positive for Coronavirus
Our research of the cold, hard facts shows that there is currently no justification for the social and economic lives of the public and the nation being turned upside down as a result of the Coronavirus. To date this virus has not come close to registering as a major threat to our normal, collective existence on any level at all.

BREXIT FACTS4EU.ORG SUMMARY
In the first three months of this year in England and Wales :-

Over 135,000 people died in the first three months of this year – of all causes
1,720 (1.3%) died “with” not “of” Coronavirus in the same time period
More people have died of urinary disease than have died with Coronavirus
More people have died of hypertension than have died with Coronavirus
More people have died of cancer of the oesophagus than have died with Coronavirus


© Brexit Facts4EU.Org - click to enlarge

[dexdringle] 04/4/2020 20:35

Excluding intangibles, Lloyd's has a balance sheet net value of £36bn. The current market capitalization is just £19bn. It is trading at just 50% of net tangible value. Madness. This is pricing in a disaster which we all need to hope doesn't happen.....

[essentialinvestor] 04/4/2020 20:18

tech, with that outlook, I'm surprised you are buying Lloyds.

What longer term upside do you see?. Thanks.

[investor73] 04/4/2020 20:16

Coronavirus is probably going to be under control much earlier than we expect.