Orchard Funding Share Discussion Threads

[davidosh] 26/5/2024 18:59

I have not sold any shares so certainly not lost anything yet. There is always the opportunity cost and the fact that my money would have been better invested elsewhere and of course I have little hope of getting my full investment back from here.

My concern is for other investors who may have bought when 97peter was singing from the rooftops about how good an investment Orchard was...whilst unbeknown to us he was selling into the market strength.

[konradpuss] 26/5/2024 14:46

kab, I it has cost David zero right now as he has not sold (I believe).

It's a paper loss, just like mine.

[kabrams] 26/5/2024 14:25

Yet again I feel the need to post here as what I’m reading from certain posters is nothing short of scandalous. You would be nothing short of foolish if you believe what has been posted on this BB. At every turn what has been said is wrong and cost investors like David has said an arm and a leg. Shameless and disgusting!

[konradpuss] 26/5/2024 13:25

David, I have a great saying. Watch what people do not what they say.

Mark my words, it will not be nice being a shareholder (a small shareholder in my case) in a private company with Ravi and his cabal as majority shareholders.

I am prepared for this is if there is a 'low ball' offer.

[davidosh] 26/5/2024 13:19

97peter...This is a forum for discussing a company I am significantly invested in. I have commented positively and negatively at various times during my investment. What right do you have to tell me to sell up and not post here?

Furthermore I have been trying to engage with Ravi but he no longer replies or answers the phone so there is a backdrop of frustration. It is now 18 months since he did a presentation with Q&A so investors know very little about the direction of the company beyond what is read in the latest RNS.

[97peter] 26/5/2024 12:59

Davidosh that is not what I said. If you read the thread correctly, each abbreviation is a separate item. Plus if people like yourself are not happy with the companies progress, future and opportunities then move on and let those of us with faith in the company get on with investing and supporting the company go forward stronger and better!!

[konradpuss] 26/5/2024 09:51

David, nothing has been lost as yet by shareholders unless they have already sold below their cost price.

Dear old Peter is obviously a Ravi acolyte. More fool him.

I will be a perfect nuisance/pain in the posterior if a very low offer is made. I don't want to be a small shareholder in an unlisted company with Ravi at the helm, however I will do if the only other option is to be mugged.

[davidosh] 25/5/2024 23:17

97peter...I think your statement that I should sell up is incredibly rude and you are from another investing planet if you think long term holders are known as MM's by individual investors. As frequent participant within the stock market I am sure most other investors will think an MM is a market maker who sets the stock prices for you to trade....that is why I asked.

The fact you suggest other shareholders are too small and should sell up and go is just plain rude as all shareholders are entitled to comment on here and no matter how many shares I have it is important to try to gain a return on my investment and not lose money.

If anything your postings on this board may have encouraged others to lose money in the past so I am far more likely to ignore your suggestions anyway. For the record I have a holding significantly greater than 10,000 shares but do not make a song and dance about the size of my holding in any company.

If you really do have 400,000 shares then I doubt this will have been a successful investment for you as many will have been purchased above 29p and you cannot sell that many for more than 25p if you try. There are shareholders here that have lost hundreds of thousands so I suggest you stay humble and consider others when you post.

[97peter] 25/5/2024 15:38

Konradpuss, Davidosh and other small holders with less than 10,000 shares should jus5 take 30p and go!!

[97peter] 25/5/2024 15:37

MM = Money Markets PI = Private Investors LTH = Long term holders.

[konradpuss] 25/5/2024 14:09

MM - possibly the board in hindustani?

[davidosh] 25/5/2024 13:56

97peter....Who are the MM that you are mentioning?

[97peter] 24/5/2024 18:18

Konradpuss you are totally wrong I have not sold or bought any shares in over 6 months. I am totally just sitting on the fence waiting like other Long term holders , I have 400,000 shares as at 6 months ago and will just wait for 44p then sell on offer!! Simple as !!

[konradpuss] 24/5/2024 17:19

Good old Ravi errr! Peter talking the share price down.

Peter I bet you were 'loading up the truck' at the bottom tick.

What a clever fellow you are.

[97peter] 24/5/2024 16:55

I think unless we hear an offer put to the MM and private shareholders around 44p within the next few weeks, then I think it will be into 2025 until it happens. By then the share price may be at around 35p and MM happy to take an offer between 40-45p and move on. Still a very so.id company with lots of UP value and future!!

[konradpuss] 22/5/2024 05:59

Orchard, thank you.

I wonder if the book will sell as many copies as David Cameron's book he wrote in his garden shed?

I am almost tempted to buy a copy to see if there is a chapter on how to spot fraud.

This fellow should be spending his time running the company not writing books.

[davidosh] 21/5/2024 21:11

Very interesting thanks. I do not think he will want bad publicity from ripping shareholders off if he likes to be in the public eye

[orchardholder] 21/5/2024 14:03

I don’t want to call it too early, but it seems like the last “weak hands” were washed out over the last days?
Only a smaller amount of higher conviction holders remains?

For me this means: one crying to not have another chance to increase at those super low prices, but also one smiling eye, as the price seems to have stabilized/continues its recovery.

Two sources that have maybe not been posted here:
Interview with Ravi from last week (Not really Orchard related, and weak interviewer): hxxps://www.businessamlive.com/banking-sector-regulation-is-over-complex-and-disproportionate-ravi-takhar-ceo-of-uks-lse-listed-orchard-funding-group-plc/

Book published by Ravi in January of this year, on how to build a bank (he seems to genuinely have a passion for all these finance areas, which I like to see): hxxps://www.amazon.com/How-Build-Bank-Regulations-Application/dp/3111100553

[topvest] 17/5/2024 11:31

Agreed - interesting situation. Ravi probably doesn't have the funds needed, so its down to a tender offer. Institutions need to be on board. The price is holding up despite the boards best efforts to crash it. The board hold zero shares except Ravi, so delay is good for them as they keep their jobs a little longer. Implies there is some value. Good luck, but not worth the wasted energy for me!

[valueman94] 17/5/2024 11:19

Yet Ravi doesn’t have enough to delist. The deciding factor is how the two institutions vote. How would it look if the asset companies are seen being part of minority shareholder oppression? Their reputation is on the line.

[konradpuss] 17/5/2024 11:08

Top, you might be right.

Ravi could vote through a delisting then for those that cannot or do not want an investment in an unlisted company, he could then throw in a 'low ball' offer.

I think this years' AGM might be worth a visit. Luton I believe! Lovely!

[topvest] 17/5/2024 11:01

Valueman - there is no guarantee the tender offer will be whilst a listed company. They may end up doing it in a year's time. The wording "if appropriate" and "in the future" imply its not going to happen anytime soon and I'm not sure I would trust this bunch on an unlisted company. Upside is probably 10-15p more anytime between now and 2025. Take your choice! I'd rather have the capital loss which is worth 20p in the £, as I don't hold this in an ISA.

"The capital retained can be used to make, if appropriate, an acceptable tender offer to shareholders in the future and will be for the benefit of the business enabling management the strategic flexibility, when appropriate, to deploy funds to support the lending of the business."

[florence141414] 17/5/2024 10:57

Companies obtain irrevocable undertakings from institutional shareholders before announcing a tender or takeover offer to the market all the time. I can’t say I’m familiar with all the rules around that but if it does constitute insider trading then there are plenty doing it in plain sight!

[valueman94] 17/5/2024 10:44

Florence141414: Are you suggesting that the two multimillion pound institutions are willing to be caught up in an insider trading lawsuit for a fraction of their allocated capital? Erm, no.

[valueman94] 17/5/2024 10:35

top. So you’ve exited when you’ve been banging on about how the tender offer will be terrible and probably 40p. So you sold at 27p with probably a massive spread. Great logic. Even if you think the tender offer will be 30p it makes sense to hold until the tender offer.