Lloyds Banking Share Discussion Threads

[grahamite2] 19/7/2020 14:27

There's all sorts of unsuitable traffic on the roads. There's good reason trams were abolished in the 50s - they are inconsistent with modern traffic volumes.

The worst I encountered was on the A1 I think, going along at the sort of speed you do, when lo and behold, there in front of me was old man Steptoe in a horse and cart.

This was not far from some of those huge roundabouts you get in Hertfordshire which people go through at 50 or 60. People who cycle through those must truly be certifiable - violent death is inches away at any time.

[mikemichael2] 19/7/2020 14:19

I use the EMPTY pavements min.

[minerve 2] 19/7/2020 14:16

"Respectable cyclists like mikemichael are another matter, but even they can cause problems, for instance holding up a whole line of traffic while labouring up a hill."

Guffaw guffaw

[grahamite2] 19/7/2020 14:00

What the lycra type cyclists need is a bit of discipline from an articulated lorry. Sometimes they get it, too, legs and hips crushed to atoms. The thing is, they are so self absorbed, so thoughtless of anyone and anything else around them, that it's pot luck whether they encounter someone they'll hurt or someone who will hurt them.

Respectable cyclists like mikemichael are another matter, but even they can cause problems, for instance holding up a whole line of traffic while labouring up a hill.

[portside1] 19/7/2020 13:57

Get all private holders together and sue the ceo and chairman for giving out lies ,for free hand outs for failure

[mikemichael2] 19/7/2020 13:57

Must admit Utrick, i won't be nasty. I wish i lived by the sea, i think i could get into a bit of sea fishing, the eating type.

[cobourg1] 19/7/2020 13:52

"If they need to issue more shares to raise additional capital."

Is this likely? I assume that any substantial amount of new shares would be have to be issued at a discount to get them away, either as a rights issue or an offer to the institutions. I would have thought that this would look like a policy of desperation given the depressed share price and would not be well received by the financial markets.

I look forward to some clarification of the bank's current and forward financial situation on the 30th of July.

[essentialinvestor] 19/7/2020 13:09

ACTION, take your point, however the primary risk looks
IF they need to issue more shares to raise additional capital.

Equity dilution during the GFC caused deep damage.

Book value would be expected to take a hit during a serious recession,
although there is significant margin between the current share price and last reported book value.

If there is equity dilution that's a completely different story.

[utrickytrees] 19/7/2020 12:54

even Alps getting stuck in lol.

[utrickytrees] 19/7/2020 12:53

M2, I've customized it to carry a light ledger rod & all the terminals tackle I need for a mornings fishing. I can even use it as a rod rest cos I've managed to fit a stand to it...how cools that!

[alphorn] 19/7/2020 12:47

mm2 sets out for his cycle ride:

[dexdringle] 19/7/2020 12:46

Lloyd's net balance sheet (book) value is £47 billion. There are 70 billion shares in issue. Therefore net assets per share are 67p. But the current share price is only 30p. Hence the shares are trading at 0.44x book value. If the share price was 67p they would be trading at exactly book value. If the share price was £1.35 they would be trading at 2 x book value etc.

[minerve 2] 19/7/2020 12:42

Goodman MM2, I've got one if these for canal towpaths, it's also fold up so you can catch the train home if you have one too many beers along the way.

hxxps://www.edinburghbicycle.com/tern-verge-p10-folding-bike




Ha ha ha ha

What a sad old git.

[investtofly] 19/7/2020 12:35

Maybe they should let these cyclists use the inside lane of these new SMART MOTORWAYS as they're dangerous for Motor Vehicles but as they're so Selfish and Bloody minded they will want to use all the lanes

[utrickytrees] 19/7/2020 12:32

Goodman MM2, I've got one if these for canal towpaths, it's also fold up so you can catch the train home if you have one too many beers along the way.

hxxps://www.edinburghbicycle.com/tern-verge-p10-folding-bike

[utrickytrees] 19/7/2020 12:26

Retired car owners shouldnt be on the roads at wkends before 10am of a morning and between 4 & 6 of an evening. They also need to appreciate that it's the lycra clad wkend cyclists who are paying their state fkin pension & give them some slack. The same goes for doctors appointments during these hours.

[mikemichael2] 19/7/2020 12:20

I've been cycling for years, well before the lycra newbie set came along, pair of joggers and t shirt for me. Had a knee operation years ago and surgeon said get a bike, never looked back, just go out twice a week or so and love it now.

[minerve 2] 19/7/2020 11:59

"The Romans didn't build roads for cars......"

They did but they didn't know it at the time. :)

[investtofly] 19/7/2020 11:58

But who paid for the road improvements? The motorists through Road Tax

[minerve 2] 19/7/2020 11:57

I have no problem with families/couples cycling 'old style'. It is these new age cyclists that wind me up.