Lloyds Banking Share Discussion Threads

[xxxxxy] 13/11/2024 21:28

Carpe JugulumI was a police officer for thirty years and a detective for twenty five of those. A few simple guidelines for those confronted by an officer 'investigating' a non-crime hate incident.You do not have to speak to any such officer anywhere. Under NO circumstances identify yourself. They have NO power to question you much less require your identity.If you are at home you can demand they leave your property. Video the officer whenever possible.If you have time to spare REQUIRE them to explain why they want to speak to you. When they have done so explain you would rather not waste your time and require them to leave.In short, do not cooperate in this abject nonsense....Daily Telegraph

[freddie01] 13/11/2024 19:59

I just watched PMQs and thought she was lightweight.

[jl5006] 13/11/2024 19:48

As I said Scruff utterly pointless.
Cant expect too much with such a lot of garbage in politics.
Do these have more than Gloria - ie a GCSE?
BBC love it - I dont.
Kneel just blamed the previous administration.

[bargainbob] 13/11/2024 19:38

Hardup1 hopefully only retirement to April 2025

[jl5006] 13/11/2024 19:12

2 butties
really in control?
Britain is preparing to import more electricity from the European Union's power grids amid concerns over 'anticyclonic gloom' hitting wind farms in recent weeks.

Plans for the National Grid's LionLink and Nautilus interconnector cables to connect the UK to wind farms in the Netherlands and Belgium have now been approved.

inflation through the roof with these clowns
Do they all need to attend SEND school?

[optomistic] 13/11/2024 18:42

Hardup1... thanks for all your work.

[hardup1] 13/11/2024 18:08

After 184 trading days, buyback complete to date:
Total shares to date........................3,686,477,708
Aggregate cost to date... ..................£2,000,000,000
Average price paid to date..................54.2523p
Percentage of £2 billion buyback completed..100%

There should be an RNS issued tomorrow morning announcing the completion of the buyback.

[jl5006] 13/11/2024 16:22

Just a comment from LSE FXPO
Not really evenescent . just a brit living in russia. for ove 3 years and worked in russia 3 times prior to that. and the war start back in 2014 not 2022 as press like to say.

for 8 years russian people who did not want to be part of Ukraine were persecuted by Ukraine. but still if you wish to believe western press. then so be it.

who can blame putin for not wanting to protect russia.

[geckotheglorious] 13/11/2024 15:49

I thought Labour promised not to hit the working man????

Job cuts incoming at pubs and hospitality.
Higher pint prices etc.

And smaller businesses now unable to hire additional staff.

But hey we can afford to give £11.6bn to some climate change fund, £9.6bn for a public sector pay rise and who knows how much to Ukraine!!!

Public sector, especially the civil service, is full to the brim with jobsworths and lefties. As well as the lazy.

And it was absolutely crackers to put a limit on thresholds for pensions because its resulted in so many decent doctors retiring early!!!!!!

[kkclimber56] 13/11/2024 15:46

Just returned from a consultation to have my hearing checked. I asked the guy how thingscwere going and he responded "badly" as he had just returned from a meeting with his accountant at which it became obvious that the National Insurance Rise meant that he would havecto abandon his plans to employ an assistant. I suspect this is happening all over the country

[scruff1] 13/11/2024 15:26

Bloody shame about Timothy west . Lovely, gentle couple.

[aceuk] 13/11/2024 14:21

Exactly maritime, most every modern day consumer app will fall over if they pursue?

[jordaggy] 13/11/2024 13:24

Looks like Lewis has be threatened.

[hardup1] 13/11/2024 13:20

Martin Lewis
@MartinSLewis

Car finance & potential commission reclaims, is it fair, is it dangerous?

Until the last couple of weeks we were only talking about possible refunds where people had hidden Discretionary Commission Arrangements (DCAs) which meant dealers could up interest to get paid more commission, without consumers knowing. In this area you can see the argument of lack of transparency and restriction of consumer choice.

Then a fortnight ago the Court of Appeal ruling came and said 'consumers need to know all material facts including the amount of commission' which opens the door to possible reclaims for all car finance commission and indeed could read across to other lending areas (though it will all depend on if the Supreme Court backs up that view on appeal) and today the FCA said people should log complaints on that too in case of a future time bar (see my earlier post).

When mulling this, I find it more difficult to see the unfairness and that redress is due on car finance firms with fixed commission that were following regulators guidelines. And even then if it is thought that redress must be due, the test surely must be something like was it hidden that there was commission, and most importantly was the commission charged excessive?

If not and we move to a model of car finance reclaims of 'any commission if amount wasn't known' was unfair and should all be repaid, is a push even for me, and may risk being counterproductive to consumers as it is a potentially existential threat to the consumer lending and could both mean less availability and higher costs in future.

I'd love to know your thoughts as to where the boundary should be..

Last edited

10:26 AM · Nov 13, 2024

[squire007] 13/11/2024 12:56

Coz the price ratings are 70p plus .. heyho. ?