Lloyds Banking Share Discussion Threads

[minerve 2] 02/2/2021 13:18

I don't see how Boris can be congratulated on a death toll of over 100,000 and how vaccine success can be put down to him personally, but do continue.

Did he develop the vaccine?

Just wondering...

[k38] 02/2/2021 13:14

Indeed M2 but I don't know why you have problem say "well done Boris"We are a head of all of them when comes to vaccine thanks to Boris.

[jkitwm] 02/2/2021 13:14

yep pierre

I only dont filter him to keep me amused

always good to see those worse off than yourselves.

[minerve 2] 02/2/2021 13:11

Russia’s Sputnik vaccine shows 91.6% efficacy in clinical trials


Well done Vlad.

[minerve 2] 02/2/2021 13:08

Perhaps she should have gone on Erasmus.

LOL!

[pierre oreilly] 02/2/2021 13:00

What a shame that in order not to be completely invisible to everyone, some have to be highly offensive.

[deme1] 02/2/2021 12:58

Nice downtrend forming here

Trend is your friend :)

[minerve 2] 02/2/2021 12:48

highly offensive - yes, I like it that way.
wind-up merchant - yep, great fun with the Little Englanders.
ignorant - no, not ignorant, that would be you morons. ;)

[poikka] 02/2/2021 12:46

I really wouldn't bother reading Minnie's posts, he's just a highly offensive, ignorant wind-up merchant. He used to be known as a Troll.

I've got him on filter, and life's much more pleasant.

[minerve 2] 02/2/2021 12:45

psycho

Because I know it teases you bunch of imbeciles. Geez, you are a bit slow aren't you.

[freddie01] 02/2/2021 12:44

Revealed: the banks and building societies thousands are switching to


Find out the most in-demand banks and building societies of 2020


Halifax, Starling, Monzo and Lloyds Bank had the highest net gains of current account customers between July and September 2020, according to the latest data from Bacs.

Switching bonuses and sleek apps are among the perks likely to have drawn in new customers.

At the other end of the scale, the providers with the biggest net customer losses were HSBC, Santander and NatWest.

Here, Which? looks at why people might have made these switching choices, and how you can switch to a new banking provider.

Which banks and building societies are we switching to?
The graphs below show which banks and building societies people have been switching to and from, according to the latest Bacs data covering 1 July to 30 September 2020.

Click on the tabs at the top to see the providers’ gains, losses and net gains.

Halifax won the biggest net gain of customers over this period, at 22,742. This is probably due to the fact that it reintroduced its £100 switching bonus in August 2020 – the first provider to do so after all switching offers were withdrawn in March 2020 due to the coronavirus pandemic.

In September, Lloyds Bank and HSBC also reintroduced switching bonuses of £100 and £125 respectively – however, these incentives don’t seem to have had as dramatic an impact on the switching figures.

This may be because the accounts people could switch to came with several caveats, such as minimum monthly payments.

Lloyds Bank was still one of the few providers to manage a net gain over this period, with 8,335, but HSBC’s incentive failed to pay off as it saw the biggest net loss of any provider with 14,863 switching away.

Elsewhere, challenger banks Monzo and Starling continued their usual trend of gaining customers, with Starling taking the leading edge with a net gain of 12,652 to Monzo’s 9,157. Monzo launched its new Monzo Plus and Monzo Premium accounts during this time, which may have brought in more customers.

Finally, while Nationwide is usually a contender for the most popular provider, this time it’s come out with an overall net loss (albeit a small one), possibly due to its interest rate cut on the popular FlexDirect account, which came into force in May 2020.

Nationwide had the largest net gains for 2019; when the next set of data is released in the coming months we may see it lose this crown for 2020.

Has switching got back to normal after COVID-19?
Figures from the Current Account Switching Service (CASS) showed there was a 65% drop in the number of current account switches between April and June 2020.

It’s thought this was partly due to the first national coronavirus lockdown, and partly because all providers had withdrawn their switching incentives in order to focus on helping customers through a difficult time.

Since then, some switching incentives have been reintroduced, and switching has increased. Bacs data shows 136,575 switches took place between the start of July and the end of September – 38,383 more than the period 1 April to 30 June.

Despite various regional and national lockdowns in the final quarter of 2020, it seems switching numbers continued to increase. Between October and December, there were 189,273 switches – a jump of more than 50,000 from the previous three months.

November was the busiest month, with 80,980 switches taking place – the highest monthly number since March.

[poikka] 02/2/2021 12:43

re 041

Not much has changed in Europe despite the creation of the peaceful influence (hoho) of the EU.

1870s war, WW1, WW2 and now Ursula von der Leyen and her dogs causing as much ill feeling as she can possibly muster.

The latest ban on our shellfish industry where we used to send our shellfish over there to be purified before sale (shelf time reduced if cleansed before shipping) just demonstrates how we have to prepare for a trade war with the EU - it's already started.

Of course, situations like that should be resolvable between trading nations, but that requires goodwill. Now we have Eurocrats more intent on doing harm to businesses on both sides of the Channel than on facilitating trade.

At present it's niggles, although not small to the businesses affected, and can be lived with, but for how long can von der Leyen's antics be tolerated.

[psychochopper] 02/2/2021 12:43

If he is irrelevant, why cite his example?

[minerve 2] 02/2/2021 12:39

He is history. WW2 is done. His generation is over. Look forward with realism and stop doting on times long gone. He is part of the current problem. Yes, he served, deserves respect for that, but he needs to go, he just raises and reminds the numpties of prejudices that should have been buried many moons ago.

[minerve 2] 02/2/2021 12:37

Don't read the detail when it comes to Captain Tom. The old man is irrelevant quite frankly.

[minerve 2] 02/2/2021 12:33

Anyway, who is talking about class? I was born in a gutter and raised on a council house estate. Hardly the place to have etiquette you numpty.

[alphorn] 02/2/2021 12:24

Today's data: Annual house price growth in the UK slowed modestly to 6.4% in January of 2021 from a 6-year high of 7.3% in December, and compared with market forecasts of a 6.9% increase. On a monthly basis, prices fell 0.3%, the first decline in seven months.

[kenbachelor] 02/2/2021 12:17

Portside - It's a not on topic, but yes I've had both my jabs, but my wife who's 2 years older than me's only had 1.

[portside1] 02/2/2021 12:13

And bought more barcs