Lloyds Banking Share Discussion Threads

[mitchy] 06/1/2020 10:32

I guess the market's going to be flat ,at best, whilst there be rumblings in the middle east.Could go on for months or even years.

[diku] 06/1/2020 09:46

They are under paid...should pay themselves even more...

[diku] 06/1/2020 09:40

Money money money...its a rich mans law...




Fatcat bosses will have earned more by the end of today than an ordinary worker will all year.

The shock gap with rank-and-file staff means a typical CEO rakes in the average staff salary in just three working days.

FTSE 100 chiefs get the equivalent of £901 an hour, against £14.37 an hour for a full-time employee, the Chartered Institute of Personnel and Development and the High Pay Centre think-tank data shows.

The figures come as big firms are being forced to reveal for the first time the pay divide

[alphorn] 06/1/2020 09:26

………;...………………...at which point I had an internet outage!

[mr.elbee] 06/1/2020 09:19

Well cyber attacks are another reason for public bodies minimising the use of computers.

But before all the trekkies rush to print accusing me of extreme philistinism, many serious computer buffs believe that the fad for digitisation has gone too far and is potentially dangerous..

So reel in it in!

Then the vulnerability will be less.

It aint too difficult,paper is a marvellous invention you know and a damn sight more secure than all of this digital malarkey.

[poikka] 06/1/2020 09:15

There's a good chance that Iran will retaliate with cyber attacks.

Here's an interesting snippet I noticed this morning.

"The LSE has been contacted (by UK authorities) in the past two months for additional information about the outage (last summer)."

Didn't last long, did it folks. Were they a victim of ransomware? Did they cough-up smartly? Am I just being my sceptical self?

[skinny] 06/1/2020 09:10

I've been with HL for 35 years and on the whole, they've been pretty trouble free.

The one thing I didn't do was buy any of their shares at float! 🙄

[jordaggy] 06/1/2020 09:10

HL are actually cheaper than II as they cap their fees...II charge for drawdown, HL don't charge for you to access your money where as II charge £60 for uncrytalised payments, £10 for flexi drawdown and the charge is applied even if you have no crystalised funds available to draw down on! rip off! Also, they use a third party for the SIPP, whom they always need to defer too, which means you spend way too long on the phone trying to get simple questions answered. I regret choosing II and may well switch to HL.

[gaffer73] 06/1/2020 09:10

Iweb are good if you want a basic trade or isa account. No charges and £5 per trade.

[mr.elbee] 06/1/2020 08:57

me too .. HL ...very good in every way no numpties to speak to ever..all clever grads without an ATTITUDE of extreme chavinesss.

[xxxxxy] 06/1/2020 08:41

Those in charge of the HS2 project have been been accused of "fiddling the figures" by the deputy chairman of the project's review panel.Parliament was "seriously misled" over the costs of HS2, which would be poor value for money and bad for the environment, the former Labour transport spokesman Lord Berkeley has said.He also accused the project of being "completely out of control financially".But a HS2 Ltd spokesperson said there have been many individual views expressed about the HS2 project, of which Lord Berkeley's is just one.Lord Berkeley's comments come after his hard-hitting 70-page dissenting report into the high speed rail proposal was published, listing several grave concerns. Chief among them is the blow-out of estimated costs.?(PA Graphics)The network was initially expected to cost £50.1 billion. Latest estimates by HS2 Ltd – the private company in charge of the project – put the price at £88 billion. But Lord Berkeley says independent analysis arrives at a figure of at least £107.92 billion."I believe that Parliament has been misled because the costs were clearly known to the department, and I believe ministers, three or four years ago – there's a lot of evidence to that."The costs at that stage, they were saying well they were probably over £100bn. Now I think the figure which I believe is about right is £107bn. It's an enormous figure and Parliament should have had an opportunity to debate this."This project is probably two or three times over budget even before the construction has started. Now that's a completely different level of cost overrun and it does need looking at again," Lord Berkeley told Sky's Sophy Ridge On Sunday.He added: "For me, HS2, if it were almost cancelled except for the bit in the Northern Powerhouse area and replaced by about half the investment on local services, local rail network in the north and the Midlands, it would be much better for everybody who lives up there."Saving 50 billion at this stage, I think, is quite something that we'll want to look at."?An impression of the planned Curzon Street station in central Birmingham (Grimshaw Architects/PA)But responding to Lord Berkeley's comments, Director of the Northern Powerhouse project Henri Murison said they "sound like the views of someone who has always been a sceptic of HS2 simply making the points they've made before".He added: "He accused the Government and others of misleading Parliament which is wrong, but he also gets the numbers wrong."Regional transport organisation Midlands Connect criticised the Labour peer's report.Director Maria Machancoses said: "Lord Berkeley's suggestion that the Government should consider building only small sections of HS2 in the north of England shows a disgraceful ignorance of how important the scheme is to the Midlands."Contrary to Lord Berkeley's view that the benefits of HS2 have been overstated, I believe firmly that they have been vastly underestimated."Lord Berkeley said he wrote his "dissenting" or "minority" report because he disagreed with, and was not given the chance to amend, some conclusions of the draft report overseen by Doug Oakervee, the former HS2 Ltd chairman appointed by Boris Johnson to lead the review into "whether and how we should proceed" with the project.In his report, Lord Berkeley says he wrote to Mr Oakervee to detail his concerns with the review, including "a bias towards accepting HS2's evidence in preference to those of others".Lord Berkeley concluded HS2 was "the wrong and expensive solution" to providing better North-South intercity services, adding that it would be "poor value for money".#HS2 has a crucial role delivering #NorthernPowerhouseRail – the backbone for an integrated northern rail network. Together these better connections will help to rebalance Britain. Find out more: https://t.co/6NjThhOYyd pic.twitter.com/JlILl7lyp6- HS2 Ltd (@HS2ltd) January 5, 2020Phase one of HS2 is planned to run between London and Birmingham. It was initially planned to launch in 2026, but a recent report by HS2 Ltd stated that this could be pushed back until 2031.An HS2 Ltd spokesman said: "There have been many individual views expressed about the HS2 project, however we await the publication of the Government's official review."HS2 Ltd has provided full cooperation to Mr Oakervee and his review team, and if the Government decides to proceed we have a highly skilled team in place ready to build Britain's new railway."Investment in a state-of-the-art high speed line is critical for the UK's low-carbon transport future, will provide much needed rail capacity up and down the country, and is integral to rail projects in the North and Midlands which will help rebalance the UK economy."Tim Wood, Northern Powerhouse rail director at Transport for the North, said: "Whilst we appreciate Lord Berkeley's strong support for investment in northern infrastructure, we're concerned about the view that the North doesn't need HS2."More rail capacity and better connectivity will be vital if we're going to get people out of their cars and encourage more sustainable travel."htTps://uk.finance.yahoo.com/news/hs2-bosses-accused-fiddling-figures-130318664.html

[sr2day] 06/1/2020 04:32

this is all going to be continuous drip in blood and tears.Trump faces stubborn resistance because unlike Saddam I feel the Iranians will use a slowly slowly catchy monkey approach.it will be a long period of uncertainty for markets.

[ekuuleus] 06/1/2020 03:09

yeah I'm pretty narked about the TD to Interactive Investors theft.

Had some shares in TD last 10 years. Long term investment, no annual charge. Perfect for my financial needs.

Now II want £360/year just to have an account

[xxxxxy] 05/1/2020 21:01

PaulDirac III 5 Jan 2020 8:45PMHS2's financial viability is contingent on the running 18 trains an HOUR, in each direction!That is, there will be a train every 3.3 minutes in each direction. They also assume high occupancy so we are talking about 140,000 passengers a day in each direction.These people should be writing fiction rather than engineering plans.The project will cost over 100bn, it will NEVER recoup even a ghost of this in fares, just imagine the nightmare of RMT union running this line, strikes every other week, salaries of 150K and a 4 day working week.This was a vanity project from the start; it is now clearly totally insane (as a financial proposition and value).Put the money in the North, they need the development and frankly will actually make better use of it than London.

[bargainbob] 05/1/2020 20:27

Back to the fifties for Lloyds i suspect due to events in Iran .

The Boris bounce lasted one month.

[minerve 2] 05/1/2020 20:03

"The International Atomic Energy Agency (IAEA) has found uranium particles at a site in Iran that had not been declared by the Iranian authorities."

How convenient.

I would do it too if I was Iran. The US cannot be trusted.

[diku] 05/1/2020 19:44

Thornberry is appearing on media at every opportunity...capitalize on popularity over Iran tensions to boost her nomination for Labour leadership...Sir Kier is still the front runner favourite...