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TW. Taylor Wimpey Plc

133.70
3.15 (2.41%)
02 May 2024 - Closed
Delayed by 15 minutes
Taylor Wimpey Investors - TW.

Taylor Wimpey Investors - TW.

Share Name Share Symbol Market Stock Type
Taylor Wimpey Plc TW. London Ordinary Share
  Price Change Price Change % Share Price Last Trade
3.15 2.41% 133.70 16:35:19
Open Price Low Price High Price Close Price Previous Close
131.90 131.40 133.80 133.70 130.55
more quote information »
Industry Sector
HOUSEHOLD GOODS & HOME CONSTRUCTION

Top Investor Posts

Top Posts
Posted at 01/5/2024 17:44 by danvandan
jugears, do you REALLY think that a 0.4% MONTHLY fall on a £300k house is not going to bother anyone. If someone offered me an asset for £300k that was going to lose £15,000 a year, I'd be giving them your details since you seem to like that kind of thing.

In the real world, the majority of people would decline that offer, though obviously not all. And as others here have pointed out, it takes time in a market such as property (assets that cannot be sold quickly), for buyer behaviour to adapt. We are seeing the EARLY signs of that change in falling sales volumes and prices. The market behaviour is likely to increase in momentum in the same way that people rushed to buy at other times.

What you are failing to appreciate is that the nature of the house-buying market has fundamentally shifted. We have had two decades of near zero interest rates and three decades of rapidly rising house prices. Both of those factors have reversed.

No one posting here is trying to persuade YOU to sell your TW shares - I've not seen anyone suggest such a thing. Keep them and be happy. According to you, they've already paid you back, so even if they became worthless, you're ahead.

But if you really believe that this shift in interest rates and prices won't affect profits for house-builders and the value of shares for OTHER TW investors, you are not being perfectly honest.

The share price is knocking on the trap-door of current support again. The direction of travel is downwards. We might meander around this point for a while, but the trap door will likely drop open imminently or when the next major builder reports a substantial reduction in profits. When the TW H1 results are published, I think we will see another strong move downwards.
Posted at 30/4/2024 12:04 by danvandan
Your confident prediction about rates is just wishful thinking. The long-run level for interest rates is higher than today and there's as good a chance that rates will go up, rather than down.

The fundamentals still look bad here - fewer sales, less profit from each of those sales. Eventually the dividend money will run out. Before that happens, investors will reprice the risk of a TW investment. I look fwd to the next set of results and Jennie Daly finally coming clean on the true profit and cash situation.
Posted at 25/4/2024 15:42 by sunshine today
The trend in the market of the UK Ten Year yield, is pointing to it hitting the high when Liz Truss was in power. ( just 4 ticks to go ).

The world’s investors are not keen to buy bonds.

They appear to be about to go on a full blown strike.

If they do, look for a savage re pricing of uk mortgages to 10% plus.

The UK will have absolutely no power to stop the rot as it sets in around the world.
Posted at 21/3/2024 16:56 by tlobs2
Pretty reasonable volumes today. Looks like investors have plenty of positive feelings for the UK housing market :-)
Posted at 14/3/2024 08:12 by tlobs2
rwilly, do you not understand the basics of how supply and demand works? Or maybe profit and loss?

Investors are here to make money by taking some of that profit by way of dividends.

If you don't like that then tough. So stop spitting your idealistic dummy out.
Posted at 28/11/2023 12:43 by sikhthetech
ST,

Absolutely. It's a buyer's market.

As predicted, demand fall, supply increase.


"The number of homes for sale is at a six-year high, with a strong supply of three- and four-bedroom family properties.

Buyer demand is still 13% lower than 2019, before the pandemic caused a boom in property demand."





sikhthetech - 15 Sep 2022 - 12:01:16 - 9345 of 13788
The fact is during the previous housing market crash, there was a more favourable investment market for BtL investors. It was worth being a B2L investor.

Now the market for 2nd homes/B2l is no longer so.

Investors don't wait until the last minute until changes in law come about.

Savvy investors plan ahead, think what's happening in the future and how it will impact their investments, whether it be property, shares etc.

A housing market crash would be enough for lots of B2l investors to quit.
Beckers, Fenners, Imastu and Angers don't understand those basic points.
Watch the supply rise and the demand fall.
Posted at 30/8/2023 12:07 by sikhthetech
There you go, demand collapses as predicted. Sales down 1/5 compared to last year.


Zoopla says number of UK property sales on track to fall to lowest level in a decade
The property website says house and flat transactions are down a fifth compared to last year amid high mortgage rates and the cost of living crisis.


"Zoopla's monthly house price index, which tracks the number of homes sold subject to contract, found levels were down a fifth so far compared to 2022."

"The firm said it "highlights the deep impact of recent economic changes on the housing market".

It comes following a raft of figures from other property firms and lenders in recent months which also suggest a slump in the housing market.

They include the Nationwide Building Society, which said prices experienced the sharpest fall in 14 years in July."

"Zoopla said the expected 21% decline in property sales by the end of 2023 was largely due to a fall in buyers with mortgages."







sikhthetech - 15 Sep 2022 - 12:01:16 - 9345 of 13788
The fact is during the previous housing market crash, there was a more favourable investment market for BtL investors. It was worth being a B2L investor.

Now the market for 2nd homes/B2l is no longer so.

Investors don't wait until the last minute until changes in law come about.

Savvy investors plan ahead, think what's happening in the future and how it will impact their investments, whether it be property, shares etc.

A housing market crash would be enough for lots of B2l investors to quit.
Beckers, Fenners, Imastu and Angers don't understand those basic points.
Watch the supply rise and the demand fall.
Posted at 15/8/2023 11:46 by sikhthetech
Lefrene,

"Meanwhile in the UK I'm getting anecdotes of BTL 'my pension innit' people struggling to offload the bricks for a price that leaves them even."

Likewise, as am I.
More and more B2l landlords leaving the sector.


sikhthetech - 15 Sep 2022 - 12:01:16 - 9345 of 13788
The fact is during the previous housing market crash, there was a more favourable investment market for BtL investors. It was worth being a B2L investor.

Now the market for 2nd homes/B2l is no longer so.

Investors don't wait until the last minute until changes in law come about.

Savvy investors plan ahead, think what's happening in the future and how it will impact their investments, whether it be property, shares etc.

A housing market crash would be enough for lots of B2l investors to quit.
Beckers, Fenners, Imastu and Angers don't understand those basic points.
Watch the supply rise and the demand fall.
Posted at 08/6/2023 19:37 by sikhthetech
As expected, more and more landlords selling up.

"Rising interest rates are putting pressure on landlords, pushing some to consider selling up, surveyors say.

In turn, that could further squeeze the availability of rental properties and raise costs for tenants, according to the Royal Institution of Chartered Surveyors (RICS).

Some landlords are also considering their future due to proposals for a ban on no-fault evictions in England.

RICS said that "storm clouds have gathered" over the UK housing market."


""Interest rate rises are also impacting the rental sector and combined with looming reforms proposed in the government's Renters (Reform) Bill, landlords are increasingly deciding to leave the sector and sell up property, causing further constraints to lettings supply," said RICS senior economist, Tarrant Parsons."






sikhthetech - 15 Sep 2022 - 12:01:16 - 9345 of 13788
The fact is during the previous housing market crash, there was a more favourable investment market for BtL investors. It was worth being a B2L investor.

Now the market for 2nd homes/B2l is no longer so.

Investors don't wait until the last minute until changes in law come about.

Savvy investors plan ahead, think what's happening in the future and how it will impact their investments, whether it be property, shares etc.

A housing market crash would be enough for lots of B2l investors to quit.
Beckers, Fenners, Imastu and Angers don't understand those basic points.
Watch the supply rise and the demand fall.
Posted at 13/3/2023 11:01 by beckers2008
As I have been advising, lol!

Soon, FTB's will be excluded from the housing market unless they have a 60 LTV ratio.
Plus, 180,000 more Hong Kongers to legally enter the UK and pay Cash for new builds.
TW. will start building to order and their margins will sky rocket!
Can a FTB afford affluent Farringdon at £970k for a one bed flat, lol, just lol!

Cash is king for buy-to-let purchases
MARCH 13, 2023 | JEROME SMAIL
High mortgage rates are leading to a surge in cash purchases of buy-to-let properties in Great Britain, according to data from Hamptons.

The shift towards cash purchases is particularly pronounced in Southern areas of the country, where yields tend to be lower. So far this year, 61% of investor purchases in the four Southern regions (London, South East, South West and East of England) were made in cash, up from 47% in 2022.

In contrast, cash purchases have fallen year-on-year in the North of England, from 62% in 2022 to 60% in 2023.

Higher interest rates are making it harder for buy-to-let sums to stack up, particularly in low-yielding areas of the country that generate smaller rental returns. This means that more investors are turning to cash to fund their purchases, as they may find it difficult to pass a lender’s stress test.

The average landlord who bought a buy-to-let in the South of England during the last 12 months achieved a 5.4% gross yield, lower than some mortgage rates, compared to 7.5% for those who bought in the North.

In London, which has the lowest yields in the country, the share of buy-to-lets bought with cash has risen to a record 67% so far this year, up from 43% in 2022. However, the average budget for investors has shrunk, with the average investor spending £341,000 on their new buy-to-let in the capital this year, down from £450,000 in 2022.



Hamptons estimates that this shift towards cash ownership will save new landlords across Great Britain around £61.9m in mortgage interest payments this year. However, it’s likely that new investors using a mortgage will pay around £405m in mortgage interest payments in 2023 if they were to buy using a 75% loan-to-value mortgage at an average rate of 5.27%. This is up from £347m in 2022 when mortgage rates were lower and there were more new buy-to-let purchases.

Aneisha Beveridge, head of research at Hamptons, commented: “The recent rise in cash purchases brings a close to landlords’ ability to access competitive mortgage deals. Sub 2% mortgage rates – available over the last few years – meant landlords who were able to buy homes outright chose instead to make the most of record low rates.

“Many investors spread their cash as far as it could go by topping it up with low borrowing costs to maximise their returns. However, today, investors are having to dig deeper into their savings to ensure the sums stack up on any new buy to lets.

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