Lloyds Banking Share Discussion Threads

[ladeside] 22/2/2019 13:59

Your credit score will more than likely increase if your limits are reduced.

Risk is based upon the credit which you have available as opposed to the credit which you have used to put you in negative territory.

[philanderer] 22/2/2019 13:51

Telegraph:

Questor: why shareholders should cheer when Lloyds’ share price refuses to rise

[polar fox] 22/2/2019 13:44

Interesting development regarding the integration of MBNA - you have to receive paper statements for both MBNA and Lloyds Bank credit cards, as I do, to become aware of it.

Included with my MBNA statement today, is a leaflet advising that the format will be changing from next month, with examples. You guessed it, the new format will be the same as my Lloyds card statement currently.

I'm left with a couple of thoughts. For how much longer will MBNA be run as a separate brand? - when LBG bought it from BoA there was no indication, of course, for how long the brand name would be maintained. And, in aggregate, my credit limits for these two cards are substantial - one day, am I going to receive a letter merging my accounts and cutting the overall limit, potentially impacting my very high credit score?

I suppose this sort of thing 'goes with the territory' nowadays, eh?

[k38] 22/2/2019 13:29

There is a price to be paid either way.. which one will be the worse (I know) soon we all find out .

[k38] 22/2/2019 13:26

.. why should brussels care what we do. Well if you don't understand the mentality of thinking and governing of the bureaucrats in Brussels by now I can't help you on this.

[ladeside] 22/2/2019 13:20

k38, why should brussels care what we do. We've opted to go it alone, so what we choose from here on in will be all our own doing and of no concern to them.

Prior to our exit they did indeed support the Union, as you should well know, during the Scottish referendums version of your "project fear"............

[k38] 22/2/2019 13:03

9th More to come..

[shy tott] 22/2/2019 13:03

My daughter's teaching, so I can give some facts, not in the state system. 24, unqualified in teaching but 1st in history, 24k, free lodging in shared house, free excellent food, free teaching course later this year for two years, long hard work during term, long holidays, skiing at the moment and has plenty of cash, which will only improve rapidly.

[minerve] 22/2/2019 12:48

I set-up a Jacko app. I've traded 6000 times this morning.

There is no wonder they call him the Peckham Quantum Guru!

[bargainbob] 22/2/2019 12:38

traded Centrica 6 times before lunch today . Thanks Jacko you Guru.

[k38] 22/2/2019 12:37

Brussels support Spains (Catalan, rock) union.But for UK, Brussels support the split of the union, the Rock, Ireland and Scotland.

[stonedyou] 22/2/2019 12:22

getonminerve - didn`t like this.....post.....Now why would that be????/


Germany seeking heeeeeeeeeeeeeeellllllllllllppppppppppp!!!!!



MERKEL CRISIS: Germany facing RECESSION risk ahead of crunch growth figures

GERMANY is bracing itself for a slide into recession ahead of Thursdays release

of vital economy growth figures, which could heap more pressure on Chancellor

Angela Merkel.


The countries Federal Statistics Office will publish the Gross Domestic Product

(GDP) numbers for the final quarter of 2018. This will answer the vital question

of whether the EUs biggest economy at £3.1trillion has just barely managed growth

or has recorded a decline for the second successive quarter. Germanys economy

shrunk 0.2 percent in the third quarter of last year, largely due to slumps in the

lucrative car sector, not helped by growing trade tensions between the US and

China.


Last week, Deutsche Bank - Germanys biggest lender - warned the countries economy

is dangerously close to sliding into recession, describing the start of 2019 as

a major disappointment.

Germanys biggest lender expects the economy to contract further during the

quarter, with new business surveys pointing towards souring moods at companies and

worsening expectations for new orders.

Economists, including Sebastian Becker, wrote in the report: The start of the

German economy into 2019 has been a major disappointment so far.

[stonedyou] 22/2/2019 12:15

Poikka -

"That's the result of sleepwalking into a currency that only suited Germany."


getonminerve answered......


Really. Evidence and facts please - but not from Brexit propaganda.


Never give evidence or answers to the insane.....They don`t mix!

[m4rtinu] 22/2/2019 12:08

And share price recovering a bit now.

[m4rtinu] 22/2/2019 12:07

Tyg - I asked how old the teacher was because if they are young, they will not be very well off; where ever they live. If they reach middle management and contribute 35-40 years to pension they would have done quite well. Headteachers do very well. Teachers used to be able to retire between 55-60. Now it is 60-65. There is a deduction from pension for every year early they retire. Pension contributions are 7-11% of salary, depending on how far you have progressed. Not cheap, I would say.

Ace - see above. Plus, there is one rate of pay for teachers in London and another for outside. The figure I quoted for starting salary is £23.7k for all teachers outside of London, it is not an average.

I didn't expect much sympathy for teachers on here. Or indeed, any public sector workers. All of whom suffered disproportionately under austerity/ financial crisis. And very few of which were to blame for it.

[k38] 22/2/2019 11:48

The Minerva party sound a lot better..lol

[maxk] 22/2/2019 11:47

Chimp's party

[grahamite2] 22/2/2019 11:43

We know better than the voters party

or

The Minerva Party

or

The You're all contemptible scum and we hope you die soon Party

[alphorn] 22/2/2019 11:40

Post results yields (HL) give the LLPE's 0.7% higher than the Ords.
FIO.

[grahamite2] 22/2/2019 11:39

PC 247260 LOL! A tweet he sent 9 years ago!

No wonder politicians are so evasive and reluctant to say anything substantive.

[mr.elbee] 22/2/2019 11:37

dont trade it ...just invest

[maxk] 22/2/2019 11:37

We know better than the voters party

[k38] 22/2/2019 11:37

Don t be naive.. !!J Corbyn is under influence and control of Brussels. He never been an anti_european after he become a leader of the Labour party. They, (juncker and company) use J Corbyn (till now in silence) to do their Dirrty lowntry. Now the mafia has manage to split the UK naive politicians, openly support his 'deal' .

[xxxxxy] 22/2/2019 11:35

Joining the Brexit Party






Pass it on please

[xxxxxy] 22/2/2019 11:25

The undemocratic few in Independent Labour

By JOHNREDWOOD | Published: FEBRUARY 22, 2019

The MPs that are defecting to the Independent group do not get on well with democracy. They all dislike the result of the People’s vote in 2016. They now wish to change their views on big issues, compared to the Labour and Conservative Manifesto platforms they stood on in 2017. If they are keen on democracy and a People’s vote, they should offer themselves for election in a series of by elections soon.

An MP who changes party allegiance is not obliged to resign to create a by election. Indeed, if an MP resigns from his or her party to be independent because he or she thinks their party is failing to carry out promises they jointly made at the last election there is not even a moral pressure to hold a by election. But if an MP wishes to change party, or to be a so called independent on a very different platform to the one they stood on for their original party, there is plenty of moral pressure to ask the electors their view.

When Douglas Carswell and Mark Reckless decided the Conservatives were not Eurosceptic enough they resigned to join UKIP. They did the decent thing, stood in by elections and won. It did not work out well for them personally, on the assumption they would have liked to carry on in Parliament. Mark lost his seat in the following General election, whilst Douglas ended up in substantial disagreement with the Leader of UKIP and also ceased to be an MP.

The media seem to think the Independent group will morph into a new party. As it does so there will be more pressure on its members to answer why they do not submit themselves to an electoral test of what they are doing. This is particularly apposite given the belief of many of them that the public should be offered another vote on the issue of the EU. Wasn’t the 2017 General election another vote on the EU? I remember the election being dominated by the Brexit issue. 82% of the public voted for the two main parties who both said they would implement the result of the referendum. The Lib Dems made the case for a second referendum and slumped to 10% support.

I would be interested in what name you think would be most appropriate for this new grouping? Would it be unkind to suggest the We know better than the voters party, or perhaps the Not the Labour party.