Lloyds Banking Share Discussion Threads

[millwallfan] 17/1/2025 13:07

Taking the discussion back to Lloyds. I have today taken a big (for me) decision.
Whilst having a reasonable share portfolio I have never been a short term trader.
Today mid morning I sold about 120,000 Lloyds shares (from my and my wife’s ISAs) at a smidge under 60p. I will leave the cash in the ISA wrapper with a hope to buy all 120k back at 55p over the coming months but hopefully before divi date in April. I accept this is a risk but with all the volatility in the world, the ftse at record high and Lloyds pretty much at a few year high I’m happy to take a chance. Time will tell 😂

[careful] 17/1/2025 12:35

Ftse100 went over 8500 this morning.

[hardup1] 17/1/2025 11:51

careful
"I think taxation of wealthy pensioner is too low.
Some have isa's a tax shelter of £1m or more."
So I read from that you think pensioners who have ISA's should pay tax on any income or capital gains realised in their ISA?

[careful] 17/1/2025 11:38

Stock market doing well recently.
it seems inflation and interest rates are on the way down.

Youth unemployment is an emerging problem.
Even graduates with good degrees from good universities are struggling.
Often dozens of failed applications.
Some people hang on to their cushy jobs for too long into old age.
They are bed blockers who should be retired.

We have a plural society with a wide wealth distribution.
Many are doing well, even old retired people have multiple holidays and flush with cash and property assets.
Aircraft are fIlled with holidaymakers and our roads are gridlocked with high quality cars.

I think taxation of wealthy pensioner is too low.
Some have isa's a tax shelter of £1m or more.

We can bleat about poor people, but most are doing very well.

[geckotheglorious] 17/1/2025 11:13

Agreed Rackers.
Common sense has forsaken these lands, along with God, and charity begins at home.

[rackersthedon] 17/1/2025 10:43

well that is true too Gecko - but that is a given anyway for us folk with some sense of sanity.

We could save tens of billions a year if not more with some common sense, coupled with some means testing in certain areas and we would get the net debt to far more reasonable levels for our ancestors

[geckotheglorious] 17/1/2025 10:24

Triple lock and WFA are affordable if we stop paying for Illegals and non Brits poncing off the state.

"Record Level of Immigrant joblessness costs UK £8.5billion per year "
"Illegals cost at least £4bn pa as well"

We blow money unnecessarily when it should, first and foremost, be spent on those who have paid into the pot for 30,40,50,60 years.

[rackersthedon] 17/1/2025 10:19

triple lock should be dropped I agree, and the WFA should be means tested, but with a far higher threshold.
Labour have stiffed (literally) poorer pensioners on low incomes.

The sooner they reduce invalid benefit as careful says above, the better

wow we agree on something !

[a9neu] 17/1/2025 10:18

Does anyone on this forum ever talk about shares.?

[gotnorolex] 17/1/2025 10:16

Which one are you.........fed up or mentally ill?

[careful] 17/1/2025 10:12

Tories do not matter at all.
They must get their act together over the next 4 years.

The winter fuel allowance was originally only an election bung as older people tend to vote.
Very difficult to take it away but ~Labour have sensibly done so.

As for the triple lock, as a pensioner I benefit. But it is another overgenerous electoral bribe. It is unaffordable.

Labours difficulty is that they have to do unpopular things, such as stopping the farmland tax free IHT fiddle.

Next they will reduce invalidity benefits to those that draw taxpayers cash, refuse to work, because they are fed up.(Mentally ill).
I hope they push ahead with these unpopular policies and ignore the noise.

[rackersthedon] 17/1/2025 09:48

spot on Gecko

[geckotheglorious] 17/1/2025 09:40

Scruff
"Its what destroys ambition and sense of justice"

That's because Badenoch isn't a Conservative. Most of the remaining lot aren't.
They're the Uniparty.

The con that is the LibLabCon party

[gotnorolex] 17/1/2025 09:20

They can jack the triple lock if they allowed 100% tax breaks for premiums on private pensions with a cast iron guarantee it was raid proof! With tax relief on mortgage repayments, school fees, private health cover, we'll have better equipped individuals with self-sufficiency as a characteristic once more. Leaving the govt to keep the nation safe with proper law and order, borders secure and take care of the infirm and vulnerable with dignity!
Socialism's existence depends on an apron string society, turning over responsibility to the state to brush your kids teeth, give them a bowl of cornflakes, self identify their gender, condone truancy and misconduct, discourage competition and promote envy!

[utrickytrees] 17/1/2025 08:42

Ave age of MP's
Reform 61
Tories 37
Labour 13 3/4
Tells you all you need to know!

[careful] 16/1/2025 22:14

Looks as though Ukraine will need to give up some land to Russia, agree not to join NAT0.
France UK will provide a peacekeeping force.
That was Trumps initial proposal and he is the boss.

We could do well out of this, with deals with Ukraine.
Starmer smart to announce it early, it looks as it was his decision.

I suspect that negotiations have been taking place, it will end when Trump meets Putin.

[aceuk] 16/1/2025 20:32

Barclays analysts say Lloyds and Nat West are too good to ignore

[stonedyou] 16/1/2025 15:46

Ukrainian Drones Struck Russian Rear Oil Depot, While Russian Drones Are Flying Over Kiev

On January 16th, Ukrainian forces launched another wave of drone strikes on the Russian territory. At night, Ukrainian UAVs targeted Russian Western regions. According to the Ministry of Defense of the Russian Federation, 27 Ukrainian drones were destroyed by Russian air defense in four regions. They included:

15 UAVs in the Belgorod region;
7 UAVS in the Voronezh region;
3 in the Tambov region;
2 in the Kursk region.
As a result of the attack, an oil depot caught fire in the area of Liski in the Voronezh region. The local governor confirmed the damage, claiming that according to preliminary reports, there were no victims.

In total, over the past 24 hours, Russian air defense forces have shot down three guided Hammer bombs, 12 HIMARS MLRS missiles and 95 enemy aircraft-type unmanned aerial vehicles.

On the other hand, the Russian military attacked the infrastructure of the military airfields of the Armed Forces of Ukraine. The targets also included places of production and assembly of Ukrainian drones. This was reported by the Russian Ministry of Defense.

The Ukrainian media also reported that Russian military UAV was spotted flying over the center of the Ukrainian capital Kyiv. Ukrainian deputies claimed that Russian Gerean kamikaze UAV was flying in the area of the Verkhovna Rada in the center of the city. The local mayor Klitschko reported on the work of Ukrainian air defense on a drone in the center of the capital. As a result, it wreckage fell in the Solomenskiy district, damaging a car. Russian UAVs are reaching Kiev and its central districts on a regular basis.

Russian UAVs are reaching Kiev and its central districts on a regular basis. For example, Russian drones attacked the government quarter on January 1. According to Ukrainian observers, they were able to bypass Ukrainian electronic warfare systems thanks to some new antennas. At the same time, Ukrainians complain that the effectiveness of Russian strikes is growing because the Ukrainian military command is taking soldiers from the air defense units and throws them to the infantry groups on the frontlines.

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[stonedyou] 16/1/2025 15:43

Russian Defence Ministry Reports On The Progress Of The Special Military Operation, January 16, 2025


The Armed Forces of the Russian Federation continue the special military operation.

In Kharkov direction, the Sever Group of Forces’s units hit formations of one motorised infantry brigade of the AFU close to Volchansk (Kharkov region).
The AFU losses amounted to up to 40 troops, two motor vehicles, and one artillery gun.

The Zapad Group of Forces’ units improved the situation along the front line, delivered strikes at manpower and hardware of three mechanised brigades and one infantry brigade of the AFU near Dvurechnaya, Zapadnoye, Zagoruykovka, Boguslavka (Kharkov region), Novoyegorovka (Lugansk People’s Republic), and Torskoye (Donetsk People’s Republic).
The AFU losses amounted to more than 470 troops, two armoured fighting vehicles, 18 motor vehicles, one Croatian-made RAK-SA-12 MLRS launcher, and four field artillery guns. One electronic warfare station and three ammunition depots have been neutralised.

The Yug Group of Forces’ units captured more advantageous lines and positions, defeated formations of six mechanised brigades and two assault brigades of the AFU near Kramatorsk, Minkovka, Chasov Yar, Alekseyevo-Druzhkovka, Konstantinovka, Sribnoye, and Dachnoye (Donetsk People’s Republic).
The AFU losses amounted to up to 260 troops, one tank, four armoured fighting vehicles, five pickup trucks, and seven artillery guns, to include two U.S.-made 155-mm M777 howitzers.

The Tsentr Group of Forces’ units continued advancing into the depths of the enemy’s defence, inflicted losses on manpower and hardware of seven mechanised brigades, one motorised infantry brigade of the AFU, three national guard brigades, and the Lyut Assault Brigade of the National Police of Ukraine close to Dzerzhinsk, Shcherbinovka, Petrovka, Vozdvizhenka, Lysovka, Novovasilevka, Tarasovka, Novoyelizavetovka, Petropavlovka, and Slavyanka (Donetsk People’s Republic).
The AFU losses amounted to more than 580 troops, three tanks, to include one German-made Leopard tank, three armoured fighting vehicles, to include one U.S.-made M113 armoured personnel carrier, five motor vehicles, and three field artillery guns.

The Vostok Group of Forces’ units improved the tactical situation and defeated formations of four mechanised brigades, one air assault brigade of the AFU, and three territorial defence brigades near Bogatyr, Konstantiopol, Alekseyevka, Vremevka, Novoselka (Donetsk People’s Republic), and Gulyai Pole (Zaporozhye region).
The AFU losses amounted to up to 240 troops, one tank, one U.S.-made Stryker armoured personnel carrier, nine motor vehicles, and three field artillery guns, to include one German-made 155-mm Panzerhaubitze 2000 self-propelled artillery system. One electronic warfare station was eliminated.

The Dnepr Group of Forces’ units have engaged manpower and hardware of one mechanised brigade, one infantry brigade, one mountain assault brigade of the AFU, one marine brigade, and one territorial defence brigade close to Malaya Tokmachka, Novodanilovka, Lobkovoye, Kamenskoye (Zaporozhye region), and Daryevka (Kherson region).
The AFU losses amounted to up to 85 troops, eight motor vehicles, and three field artillery guns. Two electronic warfare stations and one ammunition depot were eliminated.

Operational-Tactical Aviation, attack unmanned aerial vehicles, Missile Troops and Artillery of the Russian Groups of Forces delivered strikes at infrastructure of military airfields, UAV workshops and depots, as well as engaged manpower clusters and military hardware in 152 areas.
Air defence units shot down three French-made Hammer guided aerial bombs, 12 U.S.-made HIMARS MLRS projectiles, and 95 fixed-wing unmanned aerial vehicles.
In total, since the beginning of the special military operation, 652 aircraft, 283 helicopters, 40,575 unmanned aerial vehicles, 590 anti-aircraft missile systems, 20,554 tanks and other armoured fighting vehicles, 1,510 MLRS combat vehicles, 20,706 field artillery guns and mortars, and 30,352 units of support military vehicles have been neutralised.
Russian Defence Ministry reports on repelling AFU attempt to invade Russian territory in Kursk region (16 January 2025)

The Armed Forces of the Russian Federation continue the operation to neutralise an enemy group, which broke into the territory of Kursk region.

The Sever Group of Forces’ units have engaged formations of one tank brigade, one heavy mechanised brigade, four mechanised brigades, two air assault brigades, one marine brigade, and three territorial defence brigades of the Armed Forces of Ukraine close to Viktorovka, Guyevo, Gornal, Kurilovka, Lebedevka, Malaya Loknya, Makhnovka, Nikolayevo-Daryino, Nikolsky, Novaya Sorochina, Pogrebki, Sverdlikovo, Sudzha, and Cherkasskoye Porechnoye. One counter-attack launched by AFU units was repelled.
Operational-Tactical and Army aviation and artillery strikes engaged AFU manpower and hardware near Bondarevka, Zamostye, Zaoleshenka, Kositsa, Kruglenkoye, Loknya, Martynovka, Mirny, Yuzhny as well as Basovka, Belovody, Veselovka, Vodolagi, Zhuravka, and Miropolye in Sumy region.Over the past 24 hours, over 210 troops, two infantry fighting vehicles, one armoured fighting vehicle, six motor vehicles, one U.S.-made M777 howitzer, and eight mortars have been neutralised.
Since the beginning of hostilities in Kursk region, the AFU losses amounted to more than 52,330 troops, 305 tanks, 231 infantry fighting vehicles, 170 armoured personnel carriers, 1,567 armoured fighting vehicles, 1,486 motor vehicles, 367 artillery guns, 44 MLRS launchers, including 13 of HIMARS and six of MLRS made by the USA, 16 anti-aircraft missile launchers, eight transport-loading vehicles, 93 EW stations, 14 counter-battery warfare radars, four air defence radars, 30 units of engineering and other materiel, including 15 counterobstacle vehicles, one UR-77 mine clearing vehicle, eight armoured recovery vehicles, and one command post vehicle.The operation to neutralise the AFU units is in progress.

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[utrickytrees] 16/1/2025 15:06

Keith's a top level negotiator Scruff... don't you know?