Lloyds Banking Share Discussion Threads

[jacko07] 21/2/2020 12:17

I agree Minnie, you are correct, BCA are the leader.

A 10 year old Jazz is fine, Honda's are a fine car.

[minerve 2] 21/2/2020 12:16

"New Stats Reveal Nearly Half Of All Criminals In Paris Ghettos Have Migrant Background"

I think the clue might be in the word "ghetto".

I mean, you will not get a headline:

""New Stats Reveal Nearly Half Of All Criminals On Super Yachts Have Migrant Background"

I wonder why that is?

LOL

[porsche1945] 21/2/2020 12:14

What a dog of a share this is, terminally disappointing, CEO has go to go, he has had his chance and the share price and dividend are still dire, if the uk slides into recession these could be back at .30p. PPI has been a disaster for uk banks but a new CEO may be able to strip more costs out, close more branches, its all online anyway nowadays.

[minerve 2] 21/2/2020 12:13

Utricky

I know about the car trade because I invested large sums in BCA so I had to know about it inside out. I was also one of Mercedes's best clients here in the NW and through that got to know the local dealerships, auction houses and traders very well. One of them had a box at Chester Races and used to collect Porsches - tractors that is, good times...

[crossing_the_rubicon] 21/2/2020 11:58

New Stats Reveal Nearly Half Of All Criminals In Paris Ghettos Have Migrant Background

"Wonder what the equivalent figure is for London????"

[utrickytrees] 21/2/2020 11:57

M2, what about plimsoles, I've had me eye on a pair of green flash for a couple of years now but am dithering?

[minerve 2] 21/2/2020 11:50

OMG, freddie is reading the FT!

ROFLMAO!

If there are bits you don't understand Freddie, let me know, I'll help you out. ;)

[freddie01] 21/2/2020 11:47

EU leaders deadlocked in budget summit as rifts laid bare

Member states at impasse as they face yawning funding gap after Brexit

[minerve 2] 21/2/2020 11:46

mm2

Too true, car age stigma is for morons.

[minerve 2] 21/2/2020 11:45

Jacko07

There is little point going to three or four dealers to get the best trade in price on your car now as the buying trade for your car has effectively been commoditised by the likes of BCA. Capital for finance is in oversupply, credit margins have flattened which means USPs/value add have pretty much disappeared. So people just buy the car they like and hopefully can afford.

[mikemichael2] 21/2/2020 11:36

Why would you be bothered about someone knowing how old your car is !!!!

Bonkers. My Jazz is 10 year old and i don't give a stuff!!!

True Jacko, you hardly ever see any private sales any more, shame.

[jacko07] 21/2/2020 11:31

excell..there are some great deals on new cars at the moment, there are also a lot of good deals on 2 and 3 year old ex lease vehicles. Car depreciation is most in the first two years, in 3 years many cars have lost 50% of new price.

Cars cost a fortune new, who would have ever thought that motor manufactures have long seen the UK as the market where they can get away with prices 10 to 20% higher than the same car costs in other parts of Europe.

What a lot of canny people do is buy a two or three year old car with sensible mileage and put a personal plate on the car. Very few people can tell the difference between a new model and one a couple or three years old if they both have personal plates.

Years ago when I was selling cars to the public, the average bloke might visit three or four dealers to get the best trade in price on changing their car. Now with PCP, that doesn't happen, all they are interested in is how much a month it is. Well these are the modern buyer, they are the ones who don't seem to blink at never actually owning the vehicle. The fleet buyers get big discounts, the public pay top prices. Think of all the depreciating money in a new car that goes on what is just a big lump of metal standing on four tyres. Buy a car a few years old, drive a hard bargain, it is a buyers market.

[k38] 21/2/2020 11:28

Well done Boris. Get out before euro Brussels bugged it's save us a lot of money... 100b in fact. All the previous extensions was to trap us well in and after bugged time and force us to pay the full amount. Boris is not stupid!!

[minerve 2] 21/2/2020 11:19

Down down deeper and down.
Get down deeper and down.

[k38] 21/2/2020 11:16

From research.. in 2018 we pay 15.5b - 4.5b. So 15.5 × 7 years = 108.5b

[minerve 2] 21/2/2020 11:15

Brexit Sovereignty = Do what Trump says.

[smartypants] 21/2/2020 11:12

If it were any more predictable you could trade its predictability...couldn't you?

[k38] 21/2/2020 11:05

So, we don't have it but somehow we find it and give it to Brussels to play... sovereignty. lolWell, from now on we will have 70b to invest in to UK's economy. Thesame way we find and give to the corrupt organisation thesame way we will find it and invest here.