Lloyds Banking Share Discussion Threads

[sentimentrules] 01/12/2019 11:49

The only reason they are all focusing on increasing social welfare and minimum wage is to try slow default rates.

Another QE method that totally hoodwink's the public

[minerve 2] 01/12/2019 11:46

Don't worry though, Boris is going to save us all. LOL

Boris Pork Pie PLC

[sentimentrules] 01/12/2019 11:39

Subprime packages are double what they were 2006. Just different names

Traditional Car finance a big part of many packages. A rating looool

[sentimentrules] 01/12/2019 11:38

The car finance market has gone into pay as you go finance. A software box can immobilise the car when you miss a payment. ..

Read into that what one will

[sentimentrules] 01/12/2019 11:36

Minerve

Another 2008 is around the corner for banks.

Looking at capital requirements v global debt and what the banks hold of that, a new default age will ravage capital requirements in a month..

[minerve 2] 01/12/2019 11:34

Virgin reported the other day, no?

Falling NIMs apparently. LOL

[minerve 2] 01/12/2019 11:33

gnr

You need to address mm2 because he is the one with a mental issue over the competence of Minerve.

He is a digital stalking SPANNER MONKEY.

[sentimentrules] 01/12/2019 11:32

Lloyd has been falling for 20 years. It's on 3rd month up and still struggling to hit a key falling volume mark

Great share to trade I guess periodically on the buy side

But a recovery? Long long time before it could be classed as such . Still trading well below the 2008 bounce.

It needs to get above 80p before one can even consider it in recovery.

In terms of time it's had far more stronger periods post 2008, than today.

Anyone up 20%+ would be silly to put it in the holding account

[minerve 2] 01/12/2019 11:31

"I remain peeved to this day that we were robbed to bail out two horribly badly-managed banks."

Ah, but all banks feed capitalism whether good or bad. If you allow the bad banks to fail the good banks eventually will get hit too! Duh!

Obviously he knows very little about the banking system.

[gotnorolex] 01/12/2019 11:30

MM2 & M2.......Get a cubical!

[grahamite2] 01/12/2019 11:29

To suggest Gordon Brown increased the problem is like suggesting a financially sound Joe Public is being unwise with his money this Christmas if he buys a new HDTV because he hadn't planned in the probability of a 1929 Great Depression!

No, it's like suggesting he'd be unwise to buy a new HDTV every other day for ten years without taking any account of the possibility of losing his job.

[grahamite2] 01/12/2019 11:24

bbalanjones, Lloyds was the most prudently managed bank in the UK and without HBOS, it could have survived without assistance. There was a very similar situation in the US with Wells Fargo and Wachovia. As an investor in both the good banks, I remain peeved to this day that we were robbed to bail out two horribly badly-managed banks.

You see it differently, fair enough.

[minerve 2] 01/12/2019 11:15

Ah, SPANNER MONKEY, there you are! LOL

Ooooooh ooooooh aaaaaaah aaaaaah

🐵🔧

[gotnorolex] 01/12/2019 10:56

There I've ticked you up for that!

[bbalanjones] 01/12/2019 10:55

gnr: Do ANY politicians EVER learn? Topical for this thread "Oxymoron" comes to mind.

[bbalanjones] 01/12/2019 10:53

gnr: Ha!! I would not seek Counselling having taught on an MA programme! I would however note that any people/culture have the ultimate right to self-determination. In Scotland's case as with any part of the UK I would feel a little diminished as a result.

[gotnorolex] 01/12/2019 10:49

BBJ Yes, but don't they ever learn from past disastrous borrowing! Imprudence....investment is the byword for labour's spending disease!

[bbalanjones] 01/12/2019 10:47

g2; I was then and remain a shareholder. Lloyds was just another domino waiting to fall. Yes the BoS merger was a stitch-up but both would have gone otherwise.

[bbalanjones] 01/12/2019 10:42

maxk: Any Govt. has to bear some responsibility: Labour eased some fiscal rules whilst the ConYou party clamoured for much looser control.