Lloyds Banking Share Discussion Threads

[minerve 2] 17/8/2019 18:17

You are a 'plod' sentiment.

[minerve 2] 17/8/2019 18:17

Too much capital in the system ATM. Converging on low and negative rate bond yields. I don't see big profits for Lloyds any time soon.

[sentimentrules] 17/8/2019 18:16

What good are big profits? Speculators have no interest in that. Need consistent expectation beating. Banks limited on that score. So no value investors. Income investors cant lift a stock. They don't churn it

[sentimentrules] 17/8/2019 18:15

Newbank I was looking for who did the rename and found it was me. Genuine error. Sorry lol

[utyinv] 17/8/2019 18:14

Newbank,
👍

[sentimentrules] 17/8/2019 18:12

Well you open up a can of worms.

Bank topic.. your assumption is that the masses are intelligent enough not to make financial errors.

Brexit topic: the mass are generally ignorant and don't know what brexit vote means. Stop brexit..

[newbank] 17/8/2019 18:12

Uty,

I did notice the miss spelling but just chose to ignore it.

Let's hope for a return to big Profits for Banks and its shareholders (only a matter of time IMO unless Corbyn brings on the end of Capitalism ).

[sentimentrules] 17/8/2019 17:10

Notice the share price 's each time banks loaned a bit easier since early 2016 leg relax rise ..

[sentimentrules] 17/8/2019 17:06

Subprime debt bombs.. tick tock

[careful] 17/8/2019 17:06

Lloyd apart from PPI are heavily into buy to let and car financing.

The trouble with banks, as we learned in the financial crisis, is that it only takes a small % of non performing loans to wipe out profit.

[sentimentrules] 17/8/2019 17:02

Newbank Lloyds lost half its value pre the crash re 1999 to 2007

Something much deeper wrong with Lloyds really.

If it wasn't an 'isa stock ' be dead long ago

[mr.elbee] 17/8/2019 17:01

Lloyds were NOT culpable ..Brown was. read the history of the time.

[sentimentrules] 17/8/2019 16:58

Careful. I've no issue selling something at a loss. Say i lost 5-10%.

It's a great bit of business when your 'in cash' mode can pick it up 50% percent cheaper later.

In fact, most times I took a fixed share price % hit, I actually made more than intended, from remaining cap due to above

[newbank] 17/8/2019 16:54

All brokers have reduced their TP for Lloyds.

It's about time banks are stopped from being punished for the crisis that occurred 10 years ago. Yes, they were culpable, but so were Joe public, Governments and US Greed. Let's see the fruits of Gordon Brown's promise to see Lloyds become the 'Bank of Britain'. Such an important bank should command a share price of £1.50 IMO

Stop using the banks as a QE instrument and let's have an open playing field. There is nothing stopping customers putting their money under their beds rather than in Banks, so banks should be seen as providing a service, a service that does not come free.

If people cannot afford to buy a house outright in cash (most of the population), then there is nothing forcing them to take out a mortgage from Lloyds or Halifax ie, their choice, they know the terms if you don't like the terms go elsewhere or do without, simples!

Too many are expecting society to provide for them rather than individuals taking responsibility for themselves. No one helped me when I was bringing up my family and it was sheer hard work and determination that enabled me to enjoy the benefits and provide for my family.

We need to stop all Governments providing a nanny state. We live in a progressive capitalistic State and if you expect to do well you should play by the rules. AIMO :)

[mr.elbee] 17/8/2019 16:48

thankyou lippy for correctly identifying the real problem.

The German civil servants.

not much ever changes.

[newbank] 17/8/2019 16:45

All brokers have reduced their TP for Lloyds.

It's about time banks are stopped from being punished for the crisis that occurred 10 years ago. Yes, they were culpable, but so were Joe public, Governments and US Greed. Let's see the fruits of Gordon Brown's promise to see Lloyds become the 'Bank of Britain'. Such an important bank should command a share price of £1.50 IMO

Stop using the banks as a QE instrument and let's have an open playing field. There is nothing stopping customers putting their money under their beds rather than in Banks, so banks should be seen as providing a service, a service that does not come free.

If people cannot afford to buy a house outright in cash (most of the population), then there is nothing forcing them to take out a mortgage from Lloyds or Halifax ie, their choice, they know the terms if you don't like the terms go elsewhere or do without, simples!

Too many are expecting society to provide for them rather than individuals taking responsibility for themselves. No one helped me when I was bringing up my family and it was sheer hard work and determination that enabled me to enjoy the benefits I provided for my family.

We need to stop all Governments providing a nanny state. We live in a progressive capitalistic State and if you expect to do well you should play by the rules. AIMO :)

[careful] 17/8/2019 16:38

What to do with my portfolio?
I have been raising cash of late, even selling at a loss.

Things seem a little unstable and I still remember the 40%+ crashes of 2003/2008
It seems the FTSE 100 peaks at around 7000,(7900 last time), in 1999,2007,2019.

but then once the momentum gets going it is down to below 4000 in 2003/2009.

We are still at over 7000, I hope it holds.
But the real economy could suffer, house prices, employment, everything.

I will keep some powder dry just in case, we soon forget.
World debt is high, trade wars and protectionism will slow things down.

[sentimentrules] 17/8/2019 15:54

Banks hit them same time as DJT

But no meat in it yet

[sentimentrules] 17/8/2019 15:50

Its essentially rallied the daily 200's since 2010.

Near them again but for the first time since 2010, be serious issues overhead

Friday bounce was technical. Pivot orders. Next three days tells more from there

[sentimentrules] 17/8/2019 15:48

Buywell the DJT looks seriously top heavy. Could call it an 18 month consolidation but certainly not a bullish one

[sentimentrules] 17/8/2019 15:38

Nobody should focus on what the top ftse weighters do on rally days. Because these are the most traded. The answer is normally in the 1000's of other stocks on true sentiment at close