Lloyds Banking Share Discussion Threads

[utrickytrees] 10/12/2019 19:42

Except Scotland K38, the fkwits will do everything possible to discourage investment, look how the ungracious xxxt's have treated Trump & his plans to lift western scotland out of poverty, & drug dependency.
Top post Jacko!

[k38] 10/12/2019 19:41

What's the connection between the USA Democrats and the UK mp's remainers..


Both are losers and you can't be trusted!

[k38] 10/12/2019 19:36

"Been hit.." and slow down it's totally different!!

[k38] 10/12/2019 19:32

Ian King Live (sky)Big money waiting to be invested after Boris win, not just in London but all over UK. CHIEF EXECUTIVE, PALACE CAPITAL NEIL SINCLAIR.

[jl5006] 10/12/2019 19:27

Mr Elbee
What do comments about leasehold property have to do with property increases or otherwise. Apples and pears m8
Don't vote lab do u?

[xxxxxy] 10/12/2019 19:21

LABOUR will cause an Economic Disaster.Support Boris for Brexit and Progress and FreedomLEAVE and WTO

[xxxxxy] 10/12/2019 19:19

LABOUR is AWFUL.Support Boris for Brexit and Progress and Freedom.LEAVE and WTO

[sentimentrules] 10/12/2019 18:52

cheshire pete10 Dec '19 - 08:27 - 5220 of 5231
0 1 0
Debt can take different forms. Mortgage debt classed as good debt as the underlying asset is appreciating. A debt on a car is classed as bad debt because the car is depreciating in value. Grouping them together as 'debt' is simplistic and unhelpful.

......

Not me grouping them together. The banks are

New subprime packages lol. Add credit cards and all sorts to those too.

Re "Mortgage debt classed as good debt"

Really depends. You have to look at overall debt grouped and consider the default potential. A mortgage default run as we saw in the past - is one of the worst debts. Because appeciation is culled to the extreme. Bank books should recognise car debt etc as depreciating underlying. They do. Problem is when the writedowns have to come in on 'safe debt'

All UTO stuff now (Bespoke traunch opportunities) . Basically just another name for subprime wrappers. Bjut this time its all debt types in A class including credit cards, car finance and so on - in with property too

So in essence, the property debt is now more dangerous than ever

CDO's even worse really

QE for a century looool

[minerve 2] 10/12/2019 18:51

"Their financial sector is a model to avoid at all costs."

Of course you would know all about that! LOL

[minerve 2] 10/12/2019 18:47

Trump pressures Tokyo to choose US fighter jet over rival BAE.


Oh look, we have more insight into the special relationship we are going to have with our trading pal Trump!

[psychochopper] 10/12/2019 18:43

If you think manufacturing is bad in Germany, research the banking industry. DB will not come through this without massive further investor losses. Their financial sector is a model to avoid at all costs.

The U.K. could only dream of losing in financial services what Germany has lost or wasted during the past three decades. I took some of it out myself, and I was kind.

They would gladly hire 4 people to work in Germany for each UK employee they could get in London to not only do the same job, but with higher revenue expectation.

[k38] 10/12/2019 18:33

BBC as usual... no positives, all negatives Anyway... moreDecember 8 2019 ... Ilva state rescue could place Rome under further EU scrutiny following ... Global car market shrinking at fastest rate since financial crisis....23 Sep 2019 · German private sector shrinks, contributing to wider manufacturing recession....FT German industry hit by biggest downturn since 2009

[psychochopper] 10/12/2019 18:28

K38, exactly. Any one less stupid than a fool knows this. Or at least researches it before gobbing off.

[bargainbob] 10/12/2019 18:19

Will lloyds step in to Metro or Christmas .

[k38] 10/12/2019 18:18

Slower..what ? Where is the problem...2019 German GDP shrunk 0.1% in the second quarter, data out today show, raising fears that the country is about to enter a recession and that a slowdown in euro-zone growth is here to stay.? ...

[mr.elbee] 10/12/2019 18:13

jl5006 , go abroad mate,I would .You obviously have zero comprehension of the historical chart of UK house prices since the war.

Oh,silly me! " This time it will be different"

Never heard that before.

[goldfinger16] 10/12/2019 18:13

jacko the minerve blues, you are spot on, would like a live performance from minnie, would gladly pay a pound to watch him sing it to a tune that fits his personna...Joe Dolce's shadduppa yer face'.

It's a mystery who reported minerve to the ADVFN stasi, so far over 200 suspects lol

[goldfinger16] 10/12/2019 18:13

jacko the minerve blues, you are spot on, would like a live performance from minnie, would gladly pay a pound to watch him sing it to a tune that fits his personna...Joe Dolce's shadduppa yer face'.

It's a mystery who reported minerve to the ADVFN stasi, so far over 200 suspects lol

[jl5006] 10/12/2019 18:11

Alph 798
Many Swiss did take out interest only mortgages - many French take out leases on their property. ST or LT few take out freeholds - i understand. freeholders are LLs
UK obsession with the concept that property brings wealth is like fools gold.
Bit like investing in Property funds and wanting ur money out asap.
Those UK grabbers - help to buy etc - can't complain - if they can read the detail of what they bought - and if they did not - just complain to Winifred Robinson R4 Consumer prog daily.

[mr.elbee] 10/12/2019 18:10

nothing independent about any regulator these days....

PPI was neither fair nor reasonable to the banks..encouraging state aided fraud by the public.

many of the regulator's staff vote very hard left..

[poikka] 10/12/2019 18:00

10 o-clock rock...?

"These figures were unable to knock the pound off course ahead of an MRP - multiple-level regression and post-stratification - poll from YouGov out at 2200 GMT. It correctly forecast a hung parliament in 2017.

The poll published by YouGov nearly two weeks ago indicated that the Conservative Party could win 359 seats, 42 more than they took in 2017. It would also take 43% of the vote, and in number of seats this would be its best performance since 1987."