Lloyds Banking Share Discussion Threads

[chavitravi2] 31/7/2020 09:43

It wouldn't surprise me if some who are sure of keeping their job haven't done just that and booked a holiday later in the year when things are settled.

[maxidi] 31/7/2020 09:39

If it gets to 20p I will top up big time....

[optomistic] 31/7/2020 09:38

Have a month or two off the mortgage payments then you can book a nice exotic holiday or even put a good deposit down on a new motor. I wonder how many have gone down that road ;-/

[bibdaddy] 31/7/2020 09:30

So if I stop paying my mortgage do I get the debt written off and get to keep my house?? ??

[xxxxxy] 31/7/2020 09:28

Only top up at sub 20. Bottom and then there are more bottoms. So careful. As she goes.

[patientcapital] 31/7/2020 09:24

I expect it to go even lower than that.

[dexdringle] 31/7/2020 09:14

"adeg 31 Jul '20 - 08:52 - 11288 of 11289

Payment holidays are great for the banks, not so much for the borrower"
---------------
Well, they (the borrowers) can always NOT do it ?

Despite the world doing its best to resist it, the fact still remains that beggars can't be choosers...

[maxidi] 31/7/2020 09:10

Topped up @ 25.4p. in for the long haul.

[gaffer73] 31/7/2020 08:59

So they are expecting to write off 3.4b of customer loans this year. Do they not peruse defaulted loans these days or repossess houses?

[supermarky] 31/7/2020 08:57

if ukx is going to 4000 then lloy will definitely hit 16p

[alphorn] 31/7/2020 08:54

max - then wait and see.

[adeg] 31/7/2020 08:52

Payment holidays are great for the banks, not so much for the borrower. If I have a £100k mortgage at 4% and I take a 3 month payment holiday after 10 years. I will pay an extra £1321 in interest over the remaining 15 years.

The banks risk hasn't increased, it still has security over the property the borrower just ends up paying more.

[xxxxxy] 31/7/2020 08:42

Comment in the Daily telegraph...Graham Phipps31 Jul 2020 8:02AMThere's an easy way to make a small fortune with Lloyds shares. Start with a large fortune in them and watch it gradually wither away

[smartie6] 31/7/2020 08:34

No. Write offs.

[gaffer73] 31/7/2020 08:32

Anyone know if impairments include the missed payments from the 3 month payment holidays on mortgages and credit cards?

[diku] 31/7/2020 08:31

Part of divi cut will be disguised to pay for Antonio's golden goodbye?...

[diku] 31/7/2020 08:30

Keep the hilarious coming...




hellscream31 Jul '20 - 05:17 - 11275 of 11283
0 0 0
name me 5 big british shares thats up over 25 years.
Hawkind31 Jul '20 - 05:20 - 11276 of 11283
0 1 0
Lloyds will be over £6 a share in 25 years

[7rademark] 31/7/2020 08:26

Banks looking oversold now at or below this year's lows.

[smartie6] 31/7/2020 08:19

How much did Lloyds save by cancelling the buyback plans and the dividend cut?

[smartie6] 31/7/2020 07:53

I just think Lloyds as been very conservative in its approach and the others not so.
Whilst more local based and tied to UK economy, just can’t help feeling that provisioning model is tested to much more severe levels than other Banks.
Realisation may set in and we may see movement, at this moment Lloyds should be at 30p not 26p alongside other bank positions, imo.
DYOR.

[gbh2] 31/7/2020 07:47

"Lloyds will be over £6 a share in 25 years"

Only if there's a 1000 to 1 Share consolidation!

[xxxxxy] 31/7/2020 07:23

Free trade and national securityBy JOHNREDWOOD | Published: JULY 31, 2020As a free trader I think it is usually a good idea to specialise and then to buy in the goods and services you do not produce yourself. All individuals practise this, relying on the supermarket for our food and the power company for our electricity. They are better at those, with economies of scale, whilst we earn a living as best we can.It can be true for many things for a nation . There are, however, some obvious limits. It would not be a good idea to rely for your defence on importing war supplies when you need them from countries that may be on a different side in a conflict. It is probably a good idea to produce enough food at home so we do not starve should there be some major disruption of global trade.The UK needs to reassess its national resilience and ask if it has become too dependent on the goodwill of foreigners to supply many of the things we need. Some things ought to be easier to supply from local sources. Water, quarried stone, many other building materials, timber and energy are heavy and expensive to move around, so going more local could make economic sense.How would you arrange our affairs so we have more of the essential capabilities and technologies an advanced nation needs?I have written to the government proposing an energy policy that puts self sufficiency at its core. I will take up the issue of more home grown trees leading to more home grown timber, as the government is already committed to the costs of more trees. We need to turn this into a sustainable resource cutting the need to import substantially.Importing bottled water looks like a bad idea environmentally as well as Economically, so where are the U.K. entrepreneurs who can win the battle of the bottled waters?The U.K. government controls a lot of economic activity which gives it power as a buyer to organise competitive procurement that can stimulate U.K. activity in the chosen areas. It needs to learn from the NHS experience with procuring protective clothing, drugs, and medical equipment in the pandemic. It can doubtless improve on its experience then. It relied too much on possible foreign supplies which let it down, and ended up paying expensively for more domestic output in a hurry. Longer term planning and working with suppliers who can match world prices for sustained orders is required.

[polar fox] 31/7/2020 07:16

Absolutely horrid numbers from NatWest. Can't be good for the bank sector.

[redirect12] 31/7/2020 07:11

At least natwest is a bigger mess 700 mill loss