Experian Share Discussion Threads

[ed the business] 25/6/2009 08:20

Went ex div yesterday 13.25 US cents = 8.03902 British pence

[ed the business] 16/6/2009 09:39

They're not selling, are they? Why sell @ 472p when you can get a shedload more in a wee whiley?

[ed the business] 08/6/2009 18:23

Doesn't pay to get carried away by these things - at some stage options need to be exercised or they are pointless.

He's got a fair few more - 687670 to be precise lol

Market Total Date from
Number of price at number of which
Date of options at Exercise day of options at exercisable/
Grant 1 April 2007 price Granted Exercised exercise Lapsed 31 March 2008 expiry date
Chairman
John Peace(1) 11.06.01 348,032 344.8p – 348,032 506.5p – 11.06.04 - 29.09.07
06.06.02 176,882 367.5p – – – – 06.06.05 - see note 1
19.06.03 176,251 380.1p – – – – 19.06.06 - see note 1
19.06.03 7,600 394.7p – 7,600 506.5p – 19.06.06 - 29.09.07
01.06.04 166,894 455.4p – – – – 01.06.07 - see note 1
31.05.05 166,625 483.1p – – – – 31.05.05 - see note 1
02.06.06 167,912 521.1p – – – – 02.06.06 - see note 1
854,564

page 61

[phillis] 08/6/2009 17:55

Think it is time to follow Mr Peace's example

[playboyofthewesternworld] 29/5/2009 10:43

Hello b600pys!

[playboyofthewesternworld] 28/5/2009 06:28

This checker deserves credit for its canny business modelNick Hasell: Tempus Experian may sit in the support services sector but its share price – up 80 per cent from last year's low – makes it look more like a bank. That is perhaps not surprising, given that banks are the biggest customers of the FTSE 100 credit reference agency and that its fortunes remain closely linked with the availability of credit to European and American consumers.

But despite bold policy measures that should work in its favour – sharp cuts in interest rates, quantitative easing in Britain and President Obama's mortgage refinancing moves in the United States – Experian resisted the temptation to talk green shoots at yesterday's full-year results. Increased stability in financial services "has yet to translate into a significant change in client behaviour", it said. Meanwhile, patterns in the two economic indicators from which Experian usually takes its cue, unemployment and consumer loan defaults, continue to worsen.

This means that investors must be content for now that underlying revenues and operating profits are still on the rise: up 3 per cent and 8 per cent respectively. Even better, the 8 per cent increase in the dollar-denominated dividend translated into a 40 per cent improvement for sterling-based shareholders.

There were some encouraging straws in the wind. A clutch of US credit card issuers are beginning to prepare campaigns for prescreening new customers for later in the year, the first hint of expansion in more than a year. Conversely, Experian is benefiting from moves by banks to repair their balance sheets – the need to pull in deposits has increased demand for verifying the identity of new savers. In the meantime, sales at Experian's Serasa division in Brazil are growing in double digits and the company is taking its first tentative steps into India, having won its first licence earlier this month.

But the beauty of Experian is its ability to cut the same information in different ways for different customers: in essence, it buys data once but sells it many times over. That explains why its operating margins have now risen to 23.3 per cent and should continue to advance.

At 493p, up 7p, or 12 times current-year earnings, the shares have begun to price in recovery but should advance further as economic signals improve. Buy on weakness.

[playboyofthewesternworld] 28/5/2009 06:20

New US credit card rules could challenge DMers
by DM News, Marketing Direct 26-May-09, 13:00

NEW YORK - US credit card legislation signed President Barack Obama last Friday is expected to impact credit card marketing, which is likely to change in message as well as volume.

The legislation, which amends the Truth in Lending Act, is aimed at protecting US consumers from late fees and interest charges by making credit card companies more transparent about lending practices, Lauren Bell and Dianna Dilworth from Marketing Director US sister title DM News write.

...

The new regulations and the changing marketplace will affect the direct marketing campaigns of credit card issuers - some of the largest direct mail advertisers.

Direct mail volume from card companies will almost certainly continue to fall, as it has since hitting a peak of 8.2 billion offers mailed in 2006. The reductions will be partly in the interest of cutting costs, but they also will be an effect of card issuers targeting a smaller universe of prospects.

"They are cutting back not only because they need to reduce their risk," explains Stephen Clifford, VP financial services, Mintel Comperemedia. "They are not sending offers to the riskier people that they have in the past because they need to reduce their losses."

Experian, provider of data and database marketing services to US banks, is gearing up for this more focused approach to targeting.

"We anticipate an increase in prospecting over the next three to 18 months, but with more importance placed on targeted and methodical selection of prospects that are low risk, credit qualified and will likely want to open a new card account in the near future," wrote Michele Bodda, VP, prospecting and acquisitions, Experian, in an e-mail to DMNews.

[playboyofthewesternworld] 28/5/2009 06:13

Pricegrabber no 3 - still on the block but doing OK.

[playboyofthewesternworld] 23/5/2009 03:57

You just need to keep in mind that share options are part of the package and if little Jojo is to be put through uni in style, etc, at some stage they need to be turned into cash.

[keepitup] 22/5/2009 13:02

Maybe the chairman and director are both divorcing and moving intogether? That will make sense.... 8-o probably some overhang to offload now but that might present a good opportunity again soon...

[atticus] 22/5/2009 01:10

neat timing though!!

[playboyofthewesternworld] 21/5/2009 20:17

He's getting divorced or buying a house?

[atticus] 21/5/2009 17:23

The Company has received notification that, on 20 May 2009, the Chairman, Mr
John Peace, exercised options in respect of the undernoted ordinary shares of 10
US cents each in the Company.

The options were granted on the dates set out below under the GUS Executive
Share Option Scheme and rolled over into options over Experian shares on
demerger (10 October 2006).

+-----------------------+----------------------+---------------------------+
|Number of shares over | Date of original | Exercise price |
| which options | grant | |
| exercised | | |
+-----------------------+----------------------+---------------------------+
| 176,882 | 06/06/2002 | 367.5p |
+-----------------------+----------------------+---------------------------+
| 176,251 | 19/06/2003 | 380.1p |
+-----------------------+----------------------+---------------------------+

The Company has also received notification that Mr Peace sold 353,133 ordinary
shares of 10 US cents each in the Company on the London Stock Exchange on 20 May
2009 at a price of 496.8964p per share.

Notification of these transactions was received by the Company on 20 May 2009.

In addition, the Company has received notification that David Tyler, a director
of the Company, sold 100,000 ordinary shares of 10 US cents each in the Company
on the London Stock Exchange on 21 May 2009 at a price of 479.55p per share.

Notification of this transaction was received by the Company on 21 May 2009.


NOT a very good sign at all!!! Bad timing. I bought in yesterday!!

[playboyofthewesternworld] 21/5/2009 14:13

No interest to me, I sold my BT a long time ago

[dapatriot] 21/5/2009 14:11

doe sit tickle ur bubble :)

[dapatriot] 21/5/2009 14:10

have you heard of this :

[playboyofthewesternworld] 21/5/2009 14:10

You might prefer to delete your post as I never heard of this scotty.

[dapatriot] 21/5/2009 14:09

scotty again :)

[playboyofthewesternworld] 21/5/2009 14:07

A little stutter - insignificant - then onwards & upwards

[playboyofthewesternworld] 20/5/2009 07:10

Stonking set of results: good job EXPN.

Sailed through the Credit Crunch.

Unfairly bunched with the banks.

All set for 600p next couple of months.

[playboyofthewesternworld] 19/5/2009 17:01

Credit checking specialist Experian has seen its share price weighed down by an assumed close correlation with the performance of the housing market, both here and in the USA. That view is beginning to change, however, and the stock was one of a handful of FTSE 100 constituents to show a rise on the year in 2008.

Profit before tax in the year to end-March is expected to slide to £521.6m from £549m a year earlier.

In its mid-April trading update covering the second half of its financial year (from October to March) the company said that revenue from continuing activities increased by 5% at constant currency rates, with organic revenue growth of 4%, though this disguised a slowing in the rate of organic growth in the Jan-Mar period to 3%, from 5% in the Oct-Mar quarter.

[atticus] 19/5/2009 14:57

As long as analyst's estimates are on track then i can see this hitting £5 tomorrow

[playboyofthewesternworld] 19/5/2009 13:34

Healthy bit of profit taking.

That 510p spike bodes well for tomorrow morning, if the results are decent and good news on divi and/or cash return, could start heading for that 540p target.

EXPN always been volatile so don't worry about that

[keepitup] 19/5/2009 12:42

Big spike this morning? Does that usually happen? Im happy as my long was sold automatically and now its dropped - good to have limits :)