Bank Of Ireland Share Discussion Threads

[cruiser70] 31/10/2014 15:37

Let's not forget that frontline bank staff are taxpayers too. So not only did they take it in the ear from Joe public they had to pay for it also

[gabyg] 31/10/2014 14:58

Moving in the right direction, management update well received. 40cent at year end?

[ulinbac] 31/10/2014 12:05

Was interesting to see that they are giving all staff a 1.75% pay rise backdated to July and 2% from January.

Staff are also getting a 5% bonus for this year and bonus scheme returning next year. Union (IBOA) have asked staff too accept this package in vote next week.

[red army] 31/10/2014 11:45

Profits still not great though.

[kemorkid] 28/10/2014 16:41

May have some action on Friday with interim management statement

[cruiser70] 28/10/2014 16:31

She was never going to skyrocket on results..passing was never at issue, actually I'm glad she didn't. I'd love for her to base here then gradually build a sustained rise into the year end and beyond.

[willjam] 28/10/2014 16:12

a bit of an anticlimax

[cruiser70] 27/10/2014 13:48

Stress test from the horse's mouth

[mark88man] 26/10/2014 15:19

Thanks for the details

That looks very positive - BOI sailed through the test

I see Lloyds were only just above the stress boundary of 5.5

Interested to see what Monday brings

[tanneg] 26/10/2014 13:29

Permanent TSB Bank is one of 25 European banks to have failed the ECB stress tests.

Under the baseline scenario, banks are required to have at least 8% common equity tier one capital - a key measure of of a bank's financial strength - at the end of 2016. In the stress case scenario, the banks are required to have CET1 of 5.5%.

At the end of 2013, PTSB had a CET1 ratio of 13.13%. Under the Asset Quality review this comes down very slightly to 12.84%.

Under the baseline scenario of the stress test, its CET1 falls to 8.82%, but under the stress case scenario it falls to 0.97%.

Today's results from the ECB show that AIB has an adjusted CET1 ratio of 14.64%, which falls to 12.43% in the baseline scenario, and 6.92% in the stress scenario.

Bank of Ireland has an adjusted CET1 ratio 11.82%, but this rises under the baseline scenario to 12.43%. Under the stress scenario it drops to 9.31%

Ulster Bank has an AQR adjusted CET1 ratio of 11.55%, which drops to 10.02% in the baseline scenario, and falls to 6.21% in the stress scenario

[gabyg] 26/10/2014 12:26

Which one of the Irish Banks fared the best?

[mark88man] 26/10/2014 12:08

hxxp://www.rte.ie/news/2014/1026/654937-banks/ - Permanent TSB Fails Stress Tests - others pass

The other Irish banks included in the assessment - Bank of Ireland, AIB, Ulster Bank and Merrill Lynch International Bank - have passed all aspects of the tests, and do not require any further capital.

[kemorkid] 24/10/2014 10:19

you might be waking earlier than you think Joemillion.
News of stress tests leaking???

[joemillion] 23/10/2014 16:18

And blue! Wake me up when we hit 0.50...

[cruiser70] 23/10/2014 14:53

nice turn red to green

[bongo bwana] 22/10/2014 18:55

Thanks for response Cruiser.

That's been my experience with Cat also and I share your hopes about him.

Time to sit tight here.

[bongo bwana] 22/10/2014 18:54

Thanks for response Cruiser.

That's been my experience with Cat also and I share your hopes about him.

Time to sit tight here.

[kemorkid] 22/10/2014 08:43

No apology required. Do agree with you .time to jump aboard the bkir liner me thinks but DYOR

[benchmark] 21/10/2014 23:35

Thank you for the correction and I do apologise if I have misled anyone. I understand that banks will be informed after markets close on Friday with a formal announcement on Sunday. And by the way, knowing how leaky all systms are, I would fully expect that news of these tests will already be filtering through to those with deep pockets. Provided the markets don't retreat once more, it is more likely than not that banks (the better ones) will strengthen towards the weekend.

[red army] 21/10/2014 18:38

Results are the 26th

[kemorkid] 21/10/2014 17:45

Think the results of stress tests aren't being released until Sunday 26 Benchmark.