Royal Bank Of Scotland (RBS)

Company name:	Royal Bank Of Scotland Group Plc
Company Description:	A group engaged principally in the provision of banking; insurance and other financial services
EPIC:	RBS (delisted)	Trading Currency:	GBX
Market Sector:	FE10	ISIN:	GB00B7T77214
Market Segment:	SET1	Share Type:	DE
WWW Address:	http://www.rbs.com/	Description:	ORD 100P
Industry Sector:	BANKS

Price	Price Change [%]	Bid	Offer	Open	High	Low	Volume
120.90	0.0 [0.00]	121.35	121.40	-	-	-	-
Market Cap. [m]	Shares In Issue [m]	Beta	EPS	DPS	PE Ratio	Yield	52-Wks-Range
14,659.17	12,125.04	0.07	26.00	14.00	4.65	-	-

Royal Bank Of Scotland Key Figures

(at previous day's close)
Market Cap.	14,659.17	m
Shares In Issue	12,125.04	m
Prev. Close	120.90
PE Ratio	4.65
Dividend Yield	-	%
EPS - basic	26.00	p
Dividend PS	14.00	p
Dividend Cover	1.86
Cash Flow PS	-30.46	p
Return On Equity (ROE)	7.19	%
Operating Margin	2.97	%
PEG Factor	0.05
EPS Growth Rate	92.59	%
Dividends PS Growth Rate	7.69	%
Net Debt	601,624.98	m
Gross Gearing	93.98	%
Quick Assets	419,881.01	m
Net Working Capital	-	m
Intangibles / Fixed Assets	2.18	%
Turnover PS	117.55	p
Pre-Tax Profit PS	3.49	p
Retained Profit PS	0.95	p
Cash PS	642.13	p
Net Cash PS	642.13	p
Net Tangible Asset Value PS *	304.54	p
Net Asset Value PS	359.22	p
Spread	0.05 (0.04%)
* Calculation based on Ordinary Capital figure as contained in last annual report, and the most recent shares in issue figure. Therefore the ratio might be exposed to inaccuracies.

Royal Bank Of Scotland Balance Sheet

Share Price Performance

Sorry No Data Available

Share Price Chart (5 years)

Royal Bank Of Scotland Historic Returns

Sorry No Data Available

Royal Bank Of Scotland Key Management Ratios

Royal Bank Of Scotland Investment Ratios

(Market value analysis) at previous day's close
PQ Ratio	-
PE Ratio	4.65
Tobin's Q Ratio	0.02
Tobin's Q Ratio (excl. intangibles)	0.02
Dividend Yield	-	%
Market-to-Book Ratio	0.34
Price-to-Pre-Tax Profit PS	34.64
Price-to-Retained Profit PS	127.47
Price-to-Cash Flow PS	-3.97
Price-to-Sales PS	1.03
Price-to-Net Tangible Asset Value PS	0.40
Price-to-Cash PS	0.19
Net Working Capital PS	-
Price Pct to Working Capital PS	-	%
Earnings Yield	21.51	%
Average PE	23.14
Years in average	3
PE to PE average	20.09	%

Royal Bank Of Scotland Financial Ratios

(Leverage Ratios)
Debt Ratio	93.98	%
Debt-to-Equity Ratio	15.60
Debt-to-Equity Ratio (excl. Intgbl)	18.40
Debt-to-Equity Market Value	46.35
Net Gearing	83.21	%
Net Gearing (excl. Intangibles)	83.98	%
Gross Gearing	93.98	%
Gross Gearing (excl. Intangibles)	94.84	%
Gearing Under 1 Year	-	%
Gearing Under 1 Year (excl. Intgbl)	-	%
Assets/Equity	16.60
Cash/Equity	178.75
(Liquidity Ratios)
Net Working Capital to Total Assets	58.07	%
Current Ratio	-
Quick Ratio (Acid Test)	-
Liquidity Ratio	-
Cash & Equiv/Current Assets	18.54	%
(Solvency Ratios)
Enterprise Value	616,293.15	m
CFO/Sales	-0.26
CFO/Attributable Profit	-
CFO/Assets	-0.01
CFO/Debt	-0.01
Total Debt/Equity Market Value	46.35
Total Debt/Sales	47.67
Total Debt/Pre-Tax Profit	1,605.58
Total Debt	679,482.98	m
Total Debt/Net Current Assets	1.62	%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth	60.40	%
5 yr Compound Earnings Growth	-	%
10 yr Compound Earnings Growth	-	%
Earn drops > 5% in 10yrs	7

Beta (60-Mnth)	Beta (36-Mnth)
0.0672	0.0074

Royal Bank Of Scotland Operating Ratios

(Profitability Ratios)
Return On Capital Employed (ROCE)	0.06	%
Return On Assets (ROA)	0.44	%
Net Profit Margin	21.98	%
Assets Turnover	0.02
Return On Equity (ROE)	7.19	%
Return On Investment (ROI)	0.44	%
Dividend Payout Ratio	53.85	%
Plowback Ratio	46.15	%
Growth from Plowback Ratio	3.24	%
Net Income Of Revenues	0.81	%
(Asset Utilisation Multiples)
Shareholders Equity Turnover	0.32
Fixed Assets Turnover	0.05
Current Assets Turnover	0.03
Net Working Capital Turnover
Inventory Turnover	-
(Other Operating Ratios)
Total Assets-to-Sales	49.72
Debtors-to-Sales	2,325.78	%
Debt Collection Period	8,489.10	Days

Royal Bank Of Scotland Dividends

Announcement Date	Type	Curr.	Dividend Amount	Period Start	Period End	Ex Date	Record Date	Payment Date	Total Dividend Amount
02 Aug 2019	Interim	GBX	2.00	31/12/2018	31/12/2019	15/08/2019	16/08/2019	20/09/2019	14.00
02 Aug 2019	Special	GBX	12.00	31/12/2018	31/12/2019	15/08/2019	16/08/2019	20/09/2019	-
15 Feb 2019	Final	GBX	3.50	31/12/2017	31/12/2018	21/03/2019	22/03/2019	30/04/2019	13.00
15 Feb 2019	Special	GBX	7.50	31/12/2017	31/12/2018	21/03/2019	22/03/2019	30/04/2019	-
15 Aug 2018	Interim	GBX	2.00	30/12/2017	30/06/2018	23/08/2018	24/08/2018	12/10/2018	-
28 Feb 2008	Final	GBX	23.10	31/12/2006	31/12/2007	05/03/2008	07/03/2008	06/06/2008	33.20
03 Aug 2007	Interim	GBX	10.10	30/12/2006	30/06/2007	15/08/2007	17/08/2007	05/10/2007	-
25 Feb 2007	Final	GBX	66.40	31/12/2005	31/12/2006	07/03/2007	09/03/2007	08/06/2007	30.20
02 Aug 2006	Interim	GBX	24.20	30/12/2005	30/06/2006	16/08/2006	18/08/2006	06/10/2006	-
24 Feb 2006	Final	GBX	53.10	31/12/2004	31/12/2005	08/03/2006	10/03/2006	09/06/2006	24.17
04 Aug 2005	Interim	GBX	19.40	30/12/2004	30/06/2005	10/08/2005	12/08/2005	07/10/2005	-
24 Feb 2005	Final	GBX	41.20	31/12/2003	31/12/2004	09/03/2005	11/03/2005	03/06/2005	19.33
03 Aug 2004	Interim	GBX	16.80	30/12/2003	30/06/2004	11/08/2004	13/08/2004	08/09/2004	-
19 Feb 2004	Final	GBX	35.70	31/12/2002	31/12/2003	10/03/2004	12/03/2004	04/06/2004	17.77
05 Aug 2003	Interim	GBX	14.60	30/12/2002	30/06/2003	13/08/2003	15/08/2003	10/10/2003	-
27 Feb 2003	Final	GBX	31.00	31/12/2001	31/12/2002	12/03/2003	14/03/2003	06/06/2003	14.57
09 Aug 2002	Interim	GBX	12.70	30/12/2001	30/06/2002	14/08/2002	16/08/2002	11/10/2002	-
28 Feb 2002	Final	GBX	27.00	31/12/2000	31/12/2001	13/03/2002	15/03/2002	07/06/2002	12.67
07 Aug 2001	Interim	GBX	11.00	30/12/2000	30/06/2001	15/08/2001	17/08/2001	12/10/2001	-
01 Mar 2001	Final	GBX	23.50	31/12/1999	31/12/2000	14/03/2001	16/03/2001	18/05/2001	11.00
01 Aug 2000	Interim	GBX	9.50	30/12/1999	30/06/2000	14/08/2000	18/08/2000	13/10/2000	-
29 Nov 1999	Final	GBX	20.30	30/09/1998	30/09/1999	13/12/1999	17/12/1999	18/02/2000	9.50
03 Dec 1998	Final	GBX	17.47	30/09/1997	30/09/1998	14/12/1998	18/12/1998	19/02/1999	8.20
17 Nov 1998	Interim	GBX	0.77	30/03/1998	30/09/1998	21/12/1998	29/12/1998	29/01/1999	-
17 Jun 1998	Final	GBX	1.40	31/03/1997	31/03/1998	29/06/1998	03/07/1998	30/07/1998	0.70

Royal Bank Of Scotland Fundamentals

	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)
turnover	12,590.00	100.00%	13,133.00	100.00%	13,402.00	100.00%	14,253.00	100.00%	m
pre tax profit	-4,082.00	-32.42%	2,239.00	17.05%	3,359.00	25.06%	423.20	2.97%	m
attributable profit	-6,955.00	-55.24%	752.00	5.73%	1,622.00	12.10%	3,133.00	21.98%	m
retained profit	-6,955.00	-55.24%	752.00	5.73%	55.00	0.41%	115.00	0.81%	m
eps - basic (p)	-59.50		6.30		13.50		26.00
eps - diluted (p)	-59.50		6.30		13.40		25.90
dividends per share	-		-		13.00		14.00

Royal Bank Of Scotland Balance Sheet

	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)


	31 Dec 2016 (GBP)		31 Dec 2017 (GBP)		31 Dec 2018 (GBP)		31 Dec 2019 (GBP)
ASSETS
fixed assets	4,590.00	0.57%	4,602.00	0.62%	-	-%	-	-%	m
intangibles	6,480.00	0.81%	6,543.00	0.89%	6,616.00	0.95%	6,622.00	0.92%	m
fixed investments	320,218.99	40.09%	240,225.99	32.55%	277,757.98	40.01%	296,536.01	41.01%	m
current assets - other	-	-%	-	-%	-	-%	-	-%	m
stocks	-	-%	-	-%	-	-%	-	-%	m
debtors	393,117.01	49.22%	388,347.99	52.62%	320,964.00	46.23%	342,023.01	47.30%	m
cash & securities	74,250.00	9.30%	98,337.00	13.32%	88,897.00	12.81%	77,858.00	10.77%	m

TOTAL	798,656.00	100%	738,055.98	100%	694,234.99	100%	723,039.02	100%	m

LIABILITIES
creditors - short	-	-%	-	-%	-	-%	-	-%	m
creditors - long	-	-%	-	-%	-	-%	-	-%	m
creditors - other	729,833.01	91.38%	676,241.01	91.62%	637,210.00	91.79%	669,503.98	92.60%	m
subordinated loans	19,419.00	2.43%	12,722.00	1.72%	10,535.00	1.52%	9,979.00	1.38%	m
insurance funds	-	-%	-	-%	-	-%	-	-%	m

TOTAL	749,252.01	93.81%	688,963.01	93.35%	647,745.00	93.30%	679,482.98	93.98%	m

EQUITY
ord cap, reserves	48,609.00	6.09%	48,330.00	6.55%	45,736.00	6.59%	43,547.00	6.02%	m
prefs, minorities	795.00	0.10%	763.00	0.10%	754.00	0.11%	9.00	0.00%	m

TOTAL	49,404.00	6.19%	49,093.00	6.65%	46,490.00	6.70%	43,556.00	6.02%	m

OTHER
NAV Basic	-		-		-		-
NAV Diluted	-		-		-		-

Royal Bank Of Scotland Cash Flow Statement

	31 Dec 2016 (GBP)	31 Dec 2017 (GBP)	31 Dec 2018 (GBP)	31 Dec 2019 (GBP)
Operating CF	-3,650.00	38,741.00	-228.00	-3,693.00	m
Pre-Financing CF	-8,009.00	32,259.00	-8,183.00	-4,409.00	m
Retained CF	-5,022.00	24,035.00	-13,794.00	-8,348.00	m

Royal Bank Of Scotland Brokers

Name	Activity	Type	Mnemonic	Code
Evolution Securities Limited	Market Maker(MME)	Broker/Dealer	EVO	EVBGGB21MMT
Fox-Davies Capital Ltd	Market Maker(MME)	Broker/Dealer	FOXY	FOXD1234
Winterflood Securities Ltd	Market Maker(MME)	Broker/Dealer	WINS	WNTSGB2LBIC