 Showing 2451 to 2475 of 2475 messages
Date | Subject | Author | Discuss |
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17/7/2025 10:11:27 | Being dumped again for no reason. Profit taking ? Last time it fell 25% on nothing news?? From 850 to 600 before back to 800+Meh..... need that 100m EBITDA they been promising us and the open banking deal with ANZ Bank constant paying off... |  stoopid | |
14/7/2025 16:08:52 | I was about to say this has fallen a bit today |  saj3 | |
14/7/2025 16:01:50 | What have I missed apart from a double top? |  tiswas | |
03/7/2025 15:53:42 | 100m EBITDA and an eventual 20% reduction in total shares will have thr final say. The rest is just background noise.... |  stoopid | |
03/7/2025 11:54:18 | Thanks for the responses yesterday. As 2risky posted xdivi today. As Scottishfield and Masurenguy both posted the shinanegins in parliament had a big effect on the share price However today not the ususual xdivi drop in share price Any thoughts on which had the biggest effect shinanegins in parliament or the imminent xdivi? |  bigmike100 | |
02/7/2025 19:33:02 | Ex div tomorrow |  2 risky | |
02/7/2025 19:30:41 | Didn't PAY go ex-divi today? |  buddenbrook1 | |
02/7/2025 19:28:16 | At least with the lower share price we get more bangs for our buck with the increased level of buy back activity. |  cerrito | |
02/7/2025 16:55:59 | The extended rise far exceeds anything justified by any improved outlook for PAY during that period. It can only be justified on the basis that before the rise PAY was trading at far below a reasonable price.
On any view though, the rise does reduce its attraction as an income stock, so unless the market believes that PAY has been transformed into a growth play one would expect that the rise would pause, or more probably that the price would fall back, for a period of consolidation.
The big question is whether there will now be a pause or a reversal. |  1knocker | |
02/7/2025 15:29:26 | Other financials such as Phoenix and L & G also down 3%/4% today. |  masurenguy | |
02/7/2025 15:12:30 | Took a wee slice off the top |  volsung | |
02/7/2025 15:09:03 | Probably todays (UK) politics. |  scottishfield | |
02/7/2025 14:42:02 | anyone know reason for the drop in sp |  bigmike100 | |
01/7/2025 22:31:11 | What is the note out from Barclays today? Its a strange one, they have upped their price for paypoint from 520 to 600? Weird? |  stoopid | |
01/7/2025 08:13:49 | Up to £30 million to be spent on buy backs before 31.3.26 |  volsung | |
30/6/2025 09:32:09 | The expanded brand portfolio has allowed PayPoint to address a whole new universe, e.g. Shopping (Local Banking), Payments and Banking (eMoney, vouchering, open banking,) and E-commerce (parcel services). We estimate that by FY 28, nearly 90% of the business will be on a growth footing, which compares to c. 30% in 2019. |  bucky lasted | |
30/6/2025 09:26:55 | Very encouraging section from the above - PayPoint’s market-leading omnichannel solution, MultiPay, is an integrated platform that offers a full suite of integrated payments across Open Banking, Direct Debit, card and cash. It enables transactions online and through smartphone apps and text messages, as well as event payments and over-the-counter purchases. It supports a full range of Direct Debit options, including scheduling collections, as well as new product developments such as Open Banking and PayByLink. The platform is being used by a growing number of organisations across the UK, including many housing associations, local government authorities and charities, helping the group diversify and expand into new verticals. |  bucky lasted | |
30/6/2025 09:26:26 | Panmure Investment summary Strong network and improved retail proposition support the distribution of key products, which should drive growth – PayPoint’s success has always hinged upon its ability to drive revenue growth while carefully controlling costs, in order to maximise the high operational leverage in the business. The company has broadened its offering, which in turn should allow it to sell more to its existing customers and target new ones, and the Love2Shop deal accelerated this strategy. At Shopping, PayPoint is increasing the number of sites and improving the offering, and Lloyds Cardnet could have a meaningful impact on FY 26. At e-commerce, having achieved c.130m parcels in FY 25, management targets 250m+ parcels in 2-3 years, and there is huge growth potential from the Royal Mail partnership, Chinese etailers and networks. At Payments and Banking. PayPoint’s market-leading omnichannel solution, MultiPay, is an integrated platform that offers a full suite of integrated payments across Open Banking, Direct Debit, card and cash. It enables transactions online and through smartphone apps and text messages, as well as event payments and over-the-counter purchases. It supports a full range of Direct Debit options, including scheduling collections, as well as new product developments such as Open Banking and PayByLink. The platform is being used by a growing number of organisations across the UK, including many housing associations, local government authorities and charities, helping the group diversify and expand into new verticals. Love2Shop’s solid billings points to solid future revenues. Pivoting to growth markets - We estimate that by FY 28, nearly 90% of the business will be on a growth footing, which compares to c. 30% in 2019. PayPoint's expanding range of services makes it more valuable to retailers, helping with discussions on service fees. At the FY results management set new targets for FY, including 5-8% p.a. net revenue growth and higher profit growth. The buyback has been increased and extended to at least £30m p.a. for three years, and management plans to buy back at least 20% of the equity - On 1 July 2024, the Group commenced a three-year share buyback programme, with a plan to return at least £20m to shareholders over the ensuing 12 months, with the potential to increase in years two and three depending on circumstances. £14.9m worth of shares were bought back in FY 25. As of the close on 11th June 2025, a total of £3.8m had been purchased, with £5m expected for the whole of Q1. At the FY results, PayPoint announced that the buyback programme will increase to return at least £30m p.a. to shareholders and will be extended until the end of March 2028. We estimate c. £55m of shareholder returns in FY 26, with a £30m buyback and £25m dividend. info @ fpcfinancial.co.uk The “seven building blocks” and new FY 28 targets highlight PayPoint’s growth potential, and the extended buyback programme will drive EPS up – The seven building blocks for growth are: 1) Parcels and Network expansion; 2) Card processing and major partnership expansion with Lloyds Bank; 3) Open Banking and Digital Payments; 4) Love2shop and Park Christmas Savings; 5) Access to Cash and Local Banking; 6) Community services for retailer partners; and 7) Connecting their capabilities. We believe that building blocks relating to parcels, open banking, access to cash, and engagement with retailers will be particularly relevant to FY 26. 4 .PayPoint 27 June 2025 A CY 25 P/E of 11.3x and ordinary yield of 4.7% are attractive – PayPoint is differentiated by its position on the high street, where physical cash meets digital, and where physical services are provided, like PayPoint One (which delivers all of PayPoint’s services including card acceptance), Parcels, and vouchers. Its network, client relationships and ability to offer a one-stop-shop solution for payments make PayPoint unique in the crowded payments space. A CY 25 P/E of 11.3x looks attractive given the cash generation and growth opportunities, and the company offers a CY 25 ordinary dividend yield of 4.3%. In the six years to FY 25, PayPoint paid out £182m in dividends, which represents around 31% of its market cap. |  bucky lasted | |
27/6/2025 09:34:33 | PanmureResearch Analyst +44 (0) 20 3100 2272 joe.brent@panmureliberum.com Joe Walker Research Analyst + 44 (0) 20 7886 2650 Joseph.Walker@panmureliberum.com FY 25 results were strong and in line, with EBITDA up 11% to £90m, in line with the target. We make five key points: 1.) The FY 26 EBITDA target of £100m is within reach; 2.) New target of 5-8% annual net revenue growth to FY 28 show further growth; 3.) Large and underappreciated opportunities in Open Banking, Local Banking and Parcels, particularly with Royal Mail and Chinese e-tailers; 4.) Potential savings through increased automation; and 5) Plans to spend c.£30m per annum on buybacks will put upward pressure on EPS we increased FY 26 and FY 27 FD EPS by 0.7% and 4.7% and ultimately the share price. A CY 25 P/E of 11.3x and return yield of nearly 10% are attractive; maintain BUY and TP of 1,100p. Key points ? FY 25 EBITDA up 11% to £90m. ? 39% revenue growth at Parcels. ? Net debt up 44% to £97m. ? New FY 28 targets show upside. Value drivers ? RM: 250m+ parcels in 2-3 years. ? New Local Banking service. ? Opportunity in Open Banking. ? Increased retailer engagement. What market misses ? Growth potential in Parcels from Royal Mail (RM) and China. ? Scope to service all main banks. ? Unbudgeted savings from agility. Is there value? ? DCF suggest £11 per share. ? Div yield 4.7% / CY 25 PE 11.3x. ? £30m buyback p.a. provides technical support. |  davebowler | |
24/6/2025 21:16:59 | I do wish they would stop, or at least pause, the buybacks. The rise in the share price alters the equation. |  1knocker | |
13/6/2025 22:48:26 | Thanks for sharing the Panmure note Dave. |  parttime | |
13/6/2025 22:30:25 | Added.
Looks strong, even into the divi period, due to fundamentals |  mr.oz | |
13/6/2025 15:44:43 | Slowly does it. Looking good for 850 |  buddenbrook1 | |
12/6/2025 08:03:17 | Panmure LiberumPayPoint is on track for £100m EBITDA by the end of FY 26, with £90m EBITDA delivered and PBT +10.2% in FY 25. FY 25 organic net revenue growth was 3.7% and underlying FD EPS increased 10.4%, with notable strength in parcels and digital payments. New targets have been set for FY 28, driven by organic building blocks for growth, with 5-8% net revenue growth and higher profit growth. The buyback has been increased and extended to at least £30m p.a. for three years, and management plans to buyback at least 20% of the equity. As expected, net debt increased from £67.5m at FY 24 to £97.4m, or 1.1x EBITDA, with impressive 14% cash flow growth. Management points to an encouraging start to FY 26 and we increase our FY 27 FD EPS by 5% due to the buyback. We increase our FY 26 Net Debt (excl. leases) estimate from £89m to £145m (1.4x EBITDA), principally to reflect the buyback. PayPoint's position on the high street differentiates it in the crowded payment space; a CY 25 P/E of 10.3x and ordinary yield of 5.2% are too cheap. Maintain BUY and TP of 1,100p. |  davebowler | |
12/6/2025 08:02:53 | Results as largely anticipated in the April trading update. At the current price the PER is circa 11 and the yield just over 5%. The debt increase is partially due to share buybacks, which they plan to continue as an alternative to raising the dividend that has been increased by just 2%. |  masurenguy | |
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