International Personal F... Share Discussion Threads

[verymaryhinge] 29/2/2024 15:36

retail bonds always subject to higher volatility - opportunity knocks imo

[uncle_sam] 29/2/2024 14:57

Yes. I bought into IPF3 last year at 101 and change. Current spread around 97.5 and indicated trend seriously cut into the expected "safe" return here.

[badtime] 29/2/2024 12:41

IPF3 a bit weak recently

[ttny2004] 27/2/2024 11:36

That's what I mentioned at time. Unfortunately, I was personally flying back on a long haul flight at time and didn't have a chance for a discounted top up. Well done anybody who did.

[quepassa] 26/2/2024 12:24

Seemed to me a massive early over-reaction to the announcement.

Let's face it, you can't get much better than this.....

"The Group confirms that its year-end results reflect a stronger than expected trading performance in 2023 and this momentum has continued in early 2024."

[novision] 26/2/2024 12:04

Nice work!!

[rcturner2] 26/2/2024 11:55

I got 25k shares at 103p. Currently feeling chuffed.

[ttny2004] 26/2/2024 08:23

Think you will have got in at a good price! No guarantees but this is one of the best managed businesses I know!

[ttny2004] 26/2/2024 08:18

Also that strong trading in 2023 and so far in 2024!The Group confirms that its year-end results reflect a stronger than expected trading performance in 2023 and this momentum has continued in early 2024.

[rcturner2] 26/2/2024 08:15

I have take a position here this morning.

[ttny2004] 26/2/2024 08:15

We must remember to put it into perspective as stated:1) The Group's Polish business has an excellent track record of adapting to the evolving regulatory environment and has developed a broad range of products as it continues to play an important role in providing credit for underbanked and underserved consumers in the Polish market.2) Polish credit card receivables represent just over 5% of the Group's receivables 3) and approximately 25% of overall receivables in Poland.

[ttny2004] 26/2/2024 08:11

Only approx 1 week to find out impact. Think over done the reaction this morning.Was great value before with growth and strong dividend.Think will bounce back from here!

[casholaa] 26/2/2024 08:11

Down she went, down she goes.

[ttny2004] 26/2/2024 08:09

26 February 2024 International Personal Finance plcDelay of year-end results announcement International Personal Finance plc (the "Group"), the provider of unsecured consumer credit to underserved consumers in nine countries, is delaying the announcement of its year-end results for the fiscal year ending 31 December 2023 due to the receipt by Provident Polska, the Group's Polish business, of a regulatory communication from Komisja Nadzoru Finansowego (KNF), the Polish Financial Supervision Authority. The letter details the KNF's views on how existing laws and regulations relating to non-interest fees should be interpreted by credit card issuers. The Group is considering the potential impact of the communication from the KNF on the performance of Provident Polska and whether this needs to be considered in finalising the Group's 2023 year-end results.The Group understands that the letter was provided to all regulated lenders operating in the Polish credit card market. The Group is therefore reviewing, with the assistance of external counsel, what the impact of this sector-wide communication might be and whether it constitutes a significant change to the existing approach taken by the KNF. The Group confirms that its year-end results reflect a stronger than expected trading performance in 2023 and this momentum has continued in early 2024. The 2023 results will be deferred until the contents of the KNF letter can be considered fully by management and the audit process completed. As the letter was only received in the last few days, the Group considers it prudent to take the time to understand the contents of the communication fully, and this work is expected to take around a week to complete, following which the results will be released.The Group's Polish business has an excellent track record of adapting to the evolving regulatory environment and has developed a broad range of products as it continues to play an important role in providing credit for underbanked and underserved consumers in the Polish market. Polish credit card receivables represent just over 5% of the Group's receivables and approximately 25% of overall receivables in Poland.  

[aishah] 08/2/2024 09:31

Director buys 21.5k @120p

[martincc] 08/2/2024 09:29

offered 116.397p, added a few at this price. Hope fins on the 28th will read as well as the last update. (edit) Chair buying reasonable amount too, 43106 shares @ 120p

[freddybruce] 05/2/2024 19:56

Low volume and little movement in the stock price of late. Full year results announced in just over three weeks. 3Q trading update was upbeat. we should see momentum follow through into full year. Will it be enough to get the stock price moving? If not shareholders can enjoy a high and rapidly growing dividend.

[mouse_of_wallst] 17/1/2024 20:33

Nobody is. Today is an 'aftershock'.

[badtime] 17/1/2024 16:37

Not quite so happy today

[lonrho] 13/1/2024 19:58

Well It did recently when I bought some. Bought 5 lots in total electronically between June and December 2023.

[casholaa] 13/1/2024 19:53

ii doesn't

[aishah] 13/1/2024 18:58

Hargreaves allows electronic dealing in IPF3

[casholaa] 13/1/2024 18:05

The thing with the ipf3 is that it's a bond and I can't buy it electronically, I need to do it over the phone... I can only imagine the difficulty in unloading it if needed.

[quepassa] 13/1/2024 05:57

The IPF3 bond is ticking up.

Almost 103 now vs 100 in December