International Personal F... Share Discussion Threads

[1cutandrun] 16/5/2023 22:37

I'm going to compare IPF to Vanquis Bank and see why investors prefer Vanquis rather than IPF. I'm using two second hand cars that are on the market as an example.
The Vanquis Jaguar compared to the IPF Mini. The Jaguar looks better than the Mini but you can't just go on looks.
Lets see what's under the bonnets. I am impressed, the Mini has a cooper S engine, and that's a plus I wasn't expecting. Now for the Jaguar, OMG it only has a 1300cc engine, no wonder it has hardly moved in the last three years. There's a brick behind the back wheel as the handbrake isn't working properly and it keeps rolling backwards. The owners tell me they have made lots of improvement but I just can't see where. Shame they didn't fix the handbrake. The performance is poor due to the engine cc size. Looks are deceptive, you need to delve deeper when buying into something. CC stands for customer count and their inability to increase it. Until they make the cc bigger, this Jaguar isn't going anywhere. So lets take a look at how positive they are about increasing the size of the cc. Look at their Annual Report and what Tracy the ICU nurse had to say, there's the answer. Signing up the spouse or partner to become another customer. the deceptive way to increase the cc. If anything changes in that household you double the problem with reduced or non payments. Also, part of the cc isn't working as these are credit card holders who don't use them. Vanquis you need new door customers, adding a twin carb is not the answer. Now lets look at the Mini cooper S. Strong cc and increasing. It can drive anywhere, unlike the Jaguar. It has driven into a new area of Mexico where the potential of increasing the cc is immense. This car is nippy and going places.
Investors don't be fooled by the look of the Jaguar, it might look attractive but it's the cc size of the engine that counts.

[hamhamham1] 16/5/2023 14:20

So those 2 brokers say double from here, plus a 10% divi to boot... Niiiice (said with rollneck and Jazz voice)

[hamhamham1] 16/5/2023 13:54

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Panmure starts International Personal Finance with 'buy' - price target 200 pence

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[verymaryhinge] 16/5/2023 08:03

Panmure Gordon & Co Limited initiated coverage of International Personal Finance Plc with a recommendation of buy.

PT set to 200 pence, implies a 87% increase from last price.

[scottishfield] 15/5/2023 20:39

227p apparently.

[hamhamham1] 15/5/2023 19:55

What's the new broker price?

[tiltonboy] 15/5/2023 13:39

Substantial upgrades today from Numis

[ingham87] 12/5/2023 13:48

I've just topped up. Such a solid business that will do well over the next 18 months

[hamhamham1] 12/5/2023 13:41

Solid rise, this is a nice place to be poss during these times?

[quepassa] 11/5/2023 14:25

Strong today.
Good volumes.

[1cutandrun] 09/5/2023 16:24

International Personal Finance plc ("IPF" or the "Group") is pleased to announce that it will host a webinar for investors and analysts featuring the Group's IPF Digital business on Wednesday 10 May at 14:00 BST (0900hrs ET / 1600hrs EET).

The briefing will be broadcast live from Tallinn in Estonia and hosted by CEO, Gerard Ryan and IPF Digital's General Manager, Povilas Girčys. Investors and analysts will have the opportunity to learn more about this profitable and highly scalable business which is meeting the needs of a growing number of underserved consumers who want affordable credit online and seamless interactions with their digital financial provider. The presentation will cover details of the customers served, key market trends, credit decisioning technology and how IPF Digital is successfully executing its growth strategy to realise future growth and returns.

No new financial information will be disclosed. The briefing, including a live Q&A, will last around 60 minutes and is open to investors and analysts. To register for the webinar, please contact [e-mail]

A recording of the event and presentation materials will be available on the Group's website shortly after the event at www.ipfin.co.uk

[quepassa] 04/5/2023 11:50

40,000 shares recently purchased by a person closely associated (pca) with the Chief Financial Officer.

Take note.


all imo. dyor.
qp

[gamwah] 30/4/2023 07:49

https://www.nasdaq.com/articles/shore-capital-reiterates-international-personal-finance-lse:ipf-buy-recommendation

[verymaryhinge] 28/4/2023 20:47

leave a limit order with your broker ..

[wad collector] 27/4/2023 11:01

hamham, sadly I hold from long before then!

[aishah] 27/4/2023 10:15

The bonds rated as junk by ratings agencies. Doubt there's likely to be a default with continuous progress here.

[hamhamham1] 27/4/2023 08:47

Just after last big credit crunch, 2011 area, see what happened to the share price after that ;)

[wad collector] 27/4/2023 08:45

Surely this is going to stay in triple figures now?

[quepassa] 27/4/2023 08:37

"All three of our divisions performed very well in the first quarter of the year, delivering good growth and, consequently, the Group's results were ahead of our expectations. This underpins our confidence in delivering good lending growth and a result ahead of our original plans for the year as a whole."

[hamhamham1] 27/4/2023 08:34

Tasty divi to boot.
(approx 10% of todays share price)

[quepassa] 27/4/2023 08:27

strong update.
very buoyant outlook.
supportive of dividend prospects.

Q1 trading is AHEAD of their plans.

[hamhamham1] 27/4/2023 08:16

Nice start to the day.

[verymaryhinge] 27/4/2023 08:07

those short IPF2's look v good at 8% for 6 months