Tennessee Commerce Bancorp, Inc. Announces Third Quarter Earnings Release and Conference Call on the Internet

Tennessee Commerce Bancorp, Inc. (Nasdaq:TNCC) has scheduled its Third Quarter 2011 results announcement for Tuesday, November 1, 2011.

Date: November 1, 2011 Time: 1:00 PM CT

Listen via Internet: http://investor.shareholder.com/media/eventdetail.cfm?eventid=105022&CompanyID=ABEA-2G5D9Z&e=1&mediaKey=B8DF282067CD208270C595F65354F2C4

Conference call ID: 24461851

Schedule this webcast into MS-Outlook calendar (click open when prompted): http://apps.shareholder.com/PNWOutlook/t.aspx?m=50552&k=748DE86A

Telephone:     [phone]

An audio replay of the conference will be available approximately two hours after the call's completion on our website at http://www.tncommercebank.com under Investor Relations, or by dialing one of the following Dial-In Numbers and the Conference ID: Encore Dial In #: [phone] Encore Dial In #: [phone] Conference ID number: 24461851. The recording will be available from: 11/01/2011 17:00 CT to 11/07/2011 23:59 CT.

Tennessee Commerce Bancorp, Inc. is the parent company of Tennessee Commerce Bank. The Bank provides a wide range of banking services and is primarily focused on business accounts. Its corporate and banking offices are located in Franklin, Tennessee. Tennessee Commerce Bancorp's stock is traded on the Nasdaq Global Market under the symbol TNCC. Additional information concerning Tennessee Commerce Bancorp can be accessed at www.tncommercebank.com.

The matter described herein may contain statements that are forward-looking as defined within the Private Securities Litigation Reform Act of 1995. These forward-looking statements are provided to assist in the understanding of anticipated future financial results. However, such forward-looking statements involve risks and uncertainties, including uncertainties relating to interest rates, management and operation of acquired operations, acquisition opportunities, loan demand, loan losses and general market risks. These factors may cause actual results to differ materially from those in such statements. Additional factors that may cause such forward-looking statements to differ materially from the Company's actual results are included in Company Reports filed with the Securities and Exchange Commission. Tennessee Commerce Bancorp is not responsible for updating the information contained in this conference call beyond today, or for changes made to this call by the Conference Call Company or Internet services.

CONTACT: Tennessee Commerce Bancorp, Inc.
         Frank Perez (CFO)
         615-599-2274
         [e-mail]