Vpc Specialty Lending Investments Plc

Vpc Specialty Lending In... (VSL)

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Company name:Vpc Specialty Lending Investments Plc
EPIC:VSLTrading Currency:GBX
Market Sector:SSC5ISIN:GB00BVG6X439
Market Segment:SSMMShare Type:DE
WWW Address:Description:ORD GBP0.01
Industry Sector:GENERAL FINANCIAL
 Price Price Change [%] Bid Offer Open High Low Volume
 74.20 images.advfn.com/imagesnew/2/gb/up 0.6 [0.82] 74.00 74.20 73.20 74.00 73.00 654,602
 Market Cap. [m] Shares In Issue [m] Beta EPS DPS PE Ratio Yield 52-Wks-Range
 229.86 309.78 0.01 8.11 8.00 9.15 10.78 83.00 - 42.00

Vpc Specialty Lending In... Key Figures

(at previous day's close)
Market Cap.229.86m
Shares In Issue309.78m
Prev. Close73.60
PE Ratio9.15 
Dividend Yield10.78%
EPS - basic8.11p
Dividend PS8.00p
Dividend Cover1.01 
Cash Flow PS-8.45p
Return On Equity (ROE)9.28%
Operating Margin57.98%
PEG Factor-0.46 
EPS Growth Rate-19.94%
Dividends PS Growth Rate-%
Net Debt114.00m
Gross Gearing29.35%
Quick Assets365.27m
Net Working Capital-m
Intangibles / Fixed Assets-%
Turnover PS15.06p
Pre-Tax Profit PS8.73p
Retained Profit PS0.14p
Cash PS2.30p
Net Cash PS2.30p
Net Tangible Asset Value PS *94.09p
Net Asset Value PS93.33p
Spread0.20 (0.27%) 

Vpc Specialty Lending In... Balance Sheet

LSE:VSL:Liabilities+EQLSE:VSL:Assets

Share Price Performance

Sample Period HighLow
1 week74.0070.00
4 weeks74.0064.00
12 weeks74.0061.40
1 year83.0042.00

Share Price Chart (5 years)

Vpc Specialty Lending In... Historic Returns

Period OpenChange%Open Avg.Avg. Daily Vol [m]Total Vol [m]VWAP
1 week70.004.206.0070.000.2571.46
4 weeks64.2010.0015.5864.000.6667.22
12 weeks65.408.8013.4661.400.4865.39
26 weeks66.208.0012.0861.400.5066.12
1 year76.00-1.80-2.3742.001.0871.14
3 years75.50-1.30-1.7242.000.8173.09
5 years96.25-22.05-22.9142.000.5974.88

Vpc Specialty Lending In... Key Management Ratios

Vpc Specialty Lending In... Investment Ratios

(Market value analysis) at previous day's close
PQ Ratio- 
PE Ratio9.15 
Tobin's Q Ratio 0.58 
Tobin's Q Ratio (excl. intangibles)0.58 
Dividend Yield10.78%
Market-to-Book Ratio0.79 
Price-to-Pre-Tax Profit PS8.50 
Price-to-Retained Profit PS538.08 
Price-to-Cash Flow PS-8.78 
Price-to-Sales PS4.93 
Price-to-Net Tangible Asset Value PS0.80 
Price-to-Cash PS32.32 
Net Working Capital PS- 
Price Pct to Working Capital PS-%
Earnings Yield10.93%
Average PE12.53 
Years in average5 
PE to PE average73.01%

Vpc Specialty Lending In... Financial Ratios

(Leverage Ratios)
Debt Ratio29.35%
Debt-to-Equity Ratio0.42 
Debt-to-Equity Ratio (excl. Intgbl)0.42 
Debt-to-Equity Market Value0.53 
Net Gearing27.63%
Net Gearing (excl. Intangibles)27.63%
Gross Gearing29.35%
Gross Gearing (excl. Intangibles)29.35%
Gearing Under 1 Year-%
Gearing Under 1 Year (excl. Intgbl)-%
Assets/Equity1.42 
Cash/Equity2.44 
(Liquidity Ratios)
Net Working Capital to Total Assets88.52%
Current Ratio- 
Quick Ratio (Acid Test)- 
Liquidity Ratio- 
Cash & Equiv/Current Assets1.95%
(Solvency Ratios)
Enterprise Value343.92m
CFO/Sales-0.56 
CFO/Attributable Profit- 
CFO/Assets-0.06 
CFO/Debt-0.22 
Total Debt/Equity Market Value0.53 
Total Debt/Sales2.60 
Total Debt/Pre-Tax Profit4.48 
Total Debt121.11m
Total Debt/Net Current Assets0.33%
(Dodds - Graham Ratios)
3 yr Compound Earnings Growth1.48%
5 yr Compound Earnings Growth13.90%
10 yr Compound Earnings Growth-%
Earn drops > 5% in 10yrs1 
Beta (60-Mnth)Beta (36-Mnth)
0.00600.0198

Vpc Specialty Lending In... Operating Ratios

(Profitability Ratios)
Return On Capital Employed (ROCE)6.56%
Return On Assets (ROA)6.78%
Net Profit Margin57.98%
Assets Turnover0.12 
Return On Equity (ROE)9.28%
Return On Investment (ROI)6.78%
Dividend Payout Ratio98.64%
Plowback Ratio1.36%
Growth from Plowback Ratio0.12%
Net Income Of Revenues0.92%
(Asset Utilisation Multiples)
Shareholders Equity Turnover0.15 
Fixed Assets Turnover0.80 
Current Assets Turnover0.14 
Net Working Capital Turnover 
Inventory Turnover- 
(Other Operating Ratios)
Total Assets-to-Sales8.55 
Debtors-to-Sales716.70%
Debt Collection Period2,615.96Days

Vpc Specialty Lending In... Dividends

Announcement DateTypeCurr.Dividend AmountPeriod StartPeriod EndEx DateRecord DatePayment DateTotal Dividend Amount
19 Nov 2020InterimGBX2.0030/05/202030/09/202026/11/202027/11/202017/12/2020-
20 Aug 2020InterimGBX2.0030/12/201930/06/202027/08/202028/08/202017/09/2020-
07 May 2020InterimGBX2.0001/12/201931/03/202021/05/202022/05/202011/06/2020-
27 Feb 2020InterimGBX2.0031/12/201831/12/201905/03/202006/03/202002/04/20208.00
20 Nov 2019InterimGBX2.0030/05/201930/09/201928/11/201929/11/201919/12/2019-
21 Aug 2019InterimGBX2.0030/12/201830/06/201929/08/201930/08/201919/09/2019-
22 May 2019InterimGBX2.0001/12/201831/03/201930/05/201931/05/201927/06/2019-
28 Feb 2019InterimGBX2.0031/12/201731/12/201807/03/201908/03/201904/04/20198.00
14 Nov 2018InterimGBX2.0030/05/201830/09/201822/11/201823/11/201813/12/2018-
22 Aug 2018InterimGBX2.0030/12/201730/06/201830/08/201831/08/201820/09/2018-
23 May 2018InterimGBX2.0001/12/201731/03/201831/05/201801/06/201828/06/2018-
01 Mar 2018InterimGBX1.8031/12/201631/12/201708/03/201809/03/201805/04/20186.80
16 Nov 2017InterimGBX1.8030/05/201730/09/201723/11/201724/11/201714/12/2017-
23 Aug 2017InterimGBX1.7030/12/201630/06/201731/08/201701/09/201721/09/2017-
24 May 2017InterimGBX1.5001/12/201631/03/201701/06/201702/06/201722/06/2017-
01 Mar 2017InterimGBX1.5031/12/201531/12/201609/03/201710/03/201707/04/20176.00
17 Nov 2016InterimGBX1.5030/05/201630/09/201624/11/201625/11/201619/12/2016-
17 Aug 2016InterimGBX1.5030/12/201530/06/201625/08/201626/08/201620/09/2016-
26 May 2016InterimGBX1.5001/12/201531/03/201602/06/201603/06/201630/06/2016-
01 Feb 2016InterimGBX2.0031/12/201431/12/201511/02/201612/02/201607/03/20164.79
12 Nov 2015InterimGBX1.8930/05/201530/09/201519/11/201520/11/201511/12/2015-
13 Aug 2015InterimGBX0.9030/12/201430/06/201520/08/201521/08/201503/09/2015-

Vpc Specialty Lending In... Fundamentals

 31 Dec 2016 (GBP)31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)
turnover63.92100.00%37.92100.00%48.04100.00%46.66100.00%m
pre tax profit26.8942.07%28.7375.75%37.0477.12%27.0557.98%m
attributable profit22.9035.83%28.7375.75%37.0477.12%27.0557.98%m
retained profit-0.27-0.43%4.3211.39%8.5417.77%0.430.92%m
eps - basic (p)6.01 7.76 10.13 8.11 
eps - diluted (p)6.01 7.76 10.13 8.11 
dividends per share6.00 6.80 8.00 8.00 

Vpc Specialty Lending In... Balance Sheet

 31 Dec 2016 (GBP)31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)
LSE:VSL:Liabilities+EQLSE:VSL:AssetsLSE:VSL:Liabilities+EQLSE:VSL:AssetsLSE:VSL:Liabilities+EQLSE:VSL:AssetsLSE:VSL:Liabilities+EQLSE:VSL:Assets
 31 Dec 2016 (GBP)31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)
ASSETS
fixed assets fixed assets--%--%--%--%m
intangibles intangibles--%--%--%--%m
fixed investments fixed investments61.6410.14%62.8815.84%68.8917.89%47.3811.48%m
current assets - other current assets - other--%0.800.20%--%--%m
stocks stocks--%--%--%--%m
debtors debtors539.3688.75%310.5578.22%310.6580.67%358.1686.79%m
cash & securities cash & securities6.701.10%22.785.74%5.551.44%7.111.72%m
TOTAL607.69100%397.01100%385.09100%412.65100%m
LIABILITIES
creditors - short creditors - short23.863.93%12.473.14%--%--%m
creditors - long creditors - long185.8730.59%44.3011.16%57.1114.83%121.1129.35%m
creditors - other creditors - other--%--%--%--%m
subordinated loans subordinated loans--%--%--%--%m
insurance funds insurance funds--%--%--%--%m
TOTAL209.7334.51%56.7714.30%57.1114.83%121.1129.35%m
EQUITY
ord cap, reserves ord cap, reserves363.0659.74%339.4085.49%327.7385.11%291.4870.64%m
prefs, minorities prefs, minorities34.915.74%0.840.21%0.250.06%0.060.01%m
TOTAL397.9765.49%340.2485.70%327.9885.17%291.5470.65%m
OTHER
NAV Basic95.26 91.68 91.01 93.33 
NAV Diluted95.26 91.68 91.01 93.33 

Vpc Specialty Lending In... Cash Flow Statement

31 Dec 2016 (GBP)31 Dec 2017 (GBP)31 Dec 2018 (GBP)31 Dec 2019 (GBP)
Operating CF-25.07-29.85-11.63-26.17m
Pre-Financing CF-17.38177.1426.38-59.44m
Retained CF-55.48-35.10-15.542.80m

Vpc Specialty Lending In... Brokers

Broker infomation is not available for this class of stock.
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P: V:gb D:20201203 02:44:49