Legal & General Share Discussion Threads

[cwa1] 02/11/2024 12:20

As I have possibly mentioned, I'm on my hols at the moment but dropping in from time to time and, tbh, there's too much time being taken up by people's premium bond experiences!

Please consider the matter to be closed now.

Thanks

[pierre oreilly] 02/11/2024 12:11

£275 this month (for both of us). Poor month. 2 prizes each.

[mcunliffe1] 02/11/2024 08:42

Much appreciated feedback there on the P.B.'s. To conclude, £200 win for Nov when I checked 10 minutes ago.

[netcurtains] 02/11/2024 07:41

GARY: obviously max out you and your wife's ISA each year...
Premium bonds and national savings..

Cheers Net...

[tuftymatt] 02/11/2024 02:45

£175 for me on the latest PB draw with the full holding. My 2024 total is now £2,180 or 4.35% with one draw to come.

That's average for the year roughly based on the 4.4% currently which drops to 4.15% in the next draw. I would pay 40% tax on that money if held in an interest paying easy access account so even the market leading rates of 5.15% don't beat Premium bonds for me this year.

I was not as lucky in 2023 but it's always going to be swings and roundabouts with something like this.

Good luck all 👍🏻

[garycook] 02/11/2024 00:27

MC1, See you have had a 7% return on the £50k PB,s. Well done, and Tax free. Getting 7% in Dividends on my SIPP Port atm. But need a home for a £500k Fund and share account liable for tax, and producing 34k worth of dividends per year 6.8%. Anyone any advice on getting the £500k to produce Tax free income ?

[laurence llewelyn binliner] 01/11/2024 19:25

#MC1, you have done very well there, tax free income is fine by me too and does not need to be declared on a SA, having the Gov cover your beer bill over the year just feels fair.. :o)

4.40% is down to 4.15% from tomorrows draw and no tax, still great if you are a BR or HR tax payer, see what drops in for us in the morning, tax free income does add up with the ISA so have all you can get your hands on I say..

[cardinal3] 01/11/2024 17:48

Above average luck there, MC. Well done.
I don't have any premium bonds but have some cash so must think about this. Safer than the market.

[mcunliffe1] 01/11/2024 17:42

Apologies CWA - but to answer Gecko's comment about Prem Bond winnings, it's down to how lucky you are I suspect. I would consider myself unlucky but the facts appear to disprove this. £50k held throughout and this is the 'score' monthly since Oct 2023:
Zero, 100, 225, 750, 100, 50, 150, 300, 250, 700, 250, 200, 375

I would not be surprised if the target NS&I aim to pull-in increases given their need to borrow.

[yump] 01/11/2024 17:29

Sorry I rattled a cage.

[neilyb675] 01/11/2024 17:10

Everton FC
13/8
Match Result
Southampton FC v Everton FC
15:00, 02 Nov


Man City
4/7
Match Result
AFC Bournemouth v Man City
15:00, 02 Nov


Hull City
7/10
Match Result
Hull City v Portsmouth
15:00, 02 Nov


Shrewsbury Town
21/10
Match Result
Salford v Shrewsbury Town
15:00, 02 Nov


Crewe Alexandra
10/11
Match Result
Crewe Alexandra v Dagenham & Redbridge FC
15:00, 02 Nov

[neilyb675] 01/11/2024 17:09

Celtic FC
1/4
Match Result
Celtic FC v Aberdeen
17:30, 02 Nov


Hearts
19/20
Match Result
St Johnstone v Hearts
15:00, 02 Nov


Falkirk
2/5
Match Result
Falkirk v Greenock Morton
15:00, 02 Nov


Bristol City
15/8
Match Result
Preston North End v Bristol City
15:00, 02 Nov


Sunderland AFC
11/10
Match Result
Queens Park Rangers v Sunderland AFC
15:00, 02 Nov

[cwa1] 01/11/2024 17:00

On my jolly hols at the moment and dropped in to see a rake of, frankly, well off-topic stuff, not really sure where it all started, what it's about or came from...but...PLEASE, can we keep it ON-topic for LGEN?

Much obliged all

[adejuk] 01/11/2024 16:47

beneath, above, sideways? just topological fantasies.

[adejuk] 01/11/2024 16:45

btw jub
why should i give a f?

[geckotheglorious] 01/11/2024 16:43

Mcunliffe.

Ah you win very very regularly.

I had the Max for a while but only won 5 £50 prizes throughout the year, in a best year.

So I binned them, not worth my time.

:)

[adejuk] 01/11/2024 16:38

jubber
who is peat?
i should have been more kind
it is my fate
to find it out
but find it out too late

[jubberjim] 01/11/2024 15:59

Adejuk

It's not about you or I

You are beginning to sound like Peat the pretentious Irish frog

You used to make points worth noting

This is so beneath you

Behave

[adejuk] 01/11/2024 14:39

yump
how many books have you written?
i've probably written more than you have read
i have mine on my bookshelf - as do my grandchildren
i told you i wasn't well :-)

[adejuk] 01/11/2024 14:36

i was well known before everyone was :-)
how does that figure?

[adejuk] 01/11/2024 14:33

and i don't mean online
that's just fluff
anyone can do that.
and i'm 78. no need to 'big up' {?] anything

[adejuk] 01/11/2024 14:32

yump
how many published books have you written?