Alpha Growth Share Discussion Threads

[2mex] 07/12/2019 21:32

Green Settlements Predicts Exponential Growth of Life Settlement Marketplace Will Continue Through 2019

"The life settlement industry has experienced significant growth in recent years, with 2018 posting a 28 percent increase in policies sold and a 35 percent increase in volume by face value. Face value, otherwise known as a life insurance policy's death benefit, increased by nearly $1 billion in 2018 alone."

[2mex] 07/12/2019 20:13

The older population is expanding and this is coupled with the emerging waves of over 65year olds being more internet conversant.

The growth rate in life settlements, I believe, is from the power of the internet. People using the internet will see passive but also targeted advertising for life settlement options and so awareness will expand rapidly.
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"Looking ahead it seems that life settlements market is forecast for growth in 2019. Coupled with large-scaled direct marketing campaigns and the socio-economic trends are continuing to aid in the growth of the market."

[2mex] 07/12/2019 19:38

Hope67 thanks.

page 37:

"The life settlement industry has surpassed the expectations of those who have attempted to forecast it. The 2016 Conning report predicted 1-2% growth per annum. Instead, the market experienced an average growth rate of 34%.
Forecasting predicted that the average annual volume of settlements would be $1.8 billion, whereas in 2017 the settlement volume was pegged at $2.83 billion and is anticipated to be $3.4 billion in 2018. Undoubtedly, the life settlement industry is advancing rapidly on all fronts, and there is every reason to believe it has a bright future ahead."

[hope67] 07/12/2019 19:23

Alpha Growth plc is a financial advisory business providing specialist consultancy, advisory and supplementary services to institutional and qualified investors globally in the multi-billion dollar market of longevity assets. Building on its well- established network, Alpha Growth has a unique position in the longevity asset services and investment business, as a listed entity with global reach. The Company’s strategy is to expand its advisory and business services via acquisitions and joint ventures in the UK and the US to attain commercial scale and provide a wholistic solutions to alternative institutional investors who are in need of specialised skills and unique access to deploy their financial resource in longevity assets.

[hope67] 07/12/2019 19:20

Can the author unpin those messages please and get some basic info in the header

[2mex] 07/12/2019 18:02

‘Life Settlements’ CFO Eyes Vast Potential Market - 07 Apr 2016

"The company is banking on the aging population giving rise to a surge in market of seniors selling no-longer-wanted life insurance policies."

A Beckoning Market?

Here’s a fairly sobering fact:
nearly 88% of universal life insurance policies don’t result in a payment or claim.
In 2014, $602 billion of individually owned insurance benefits lapsed or were surrendered
In 2015, $182 billion of such benefits were in policies with the kind of profiles that might be fit for life settlements, according to research firm Conning.

“We believe that life settlements are going to be very common consumer transactions in the future,” says Acheson, noting that “reverse mortgages were not well-understood or widely accepted 15 years ago.”

Acheson, who’s had a long career in specialty finance sectors, mainly mortgages and unsecured lending, says that “like many people,” he’d never even heard of life settlements until not long before joining GWG in mid-2014.

“As I looked under the hood and saw the emerging growth nature of this market, with the senior population expanding rapidly, and as I began to understand the transactions and what seniors get from them, I thought, ‘Wow.’ The business has some interesting math and also specialty finance characteristics, so it’s a good fit for me.”

[jungmana] 07/12/2019 11:59

Some good podcasts and interviews on VOX market done over last 18 months. Worth listening to.

[jungmana] 07/12/2019 11:53

Good post there 2mex. As Danny said we can be $100m market cap company in a few years

[moneymunch] 07/12/2019 11:49

Nice work 2mex, looks like a no brainer imho....Confirmation of Alpha Growth's USD100 Million Loan Closure will see this fly. Other material news expected near term too. GL :')


"we are fortunate to have Danny Swick, our COO, who is one of the leading if not the top market market makers in life settlements in the US before he joined Alpha and so we are pleased to say that product resourcing is not an issue....we know how to find the right assets and, of course, we know how to buy them."

[2mex] 06/12/2019 22:57

I would tend to go with the leading UK asset manager who are about to provide Alpha Growth with up to $100million revolving credit ;o)

[2mex] 06/12/2019 22:41

Look at this fact... $100million credit facility about to be inked.

What would you trust? The throw-away comment of an anonymous "free" poster

…or the drawn-out due diligence (a team on this for months) of a leading UK asset manager stated in a regulated news service release? That's a thinker :0)

[2mex] 06/12/2019 22:35

berlintim, you would say that...

Your previous comment today was "Glad I'm not in this over the weekend!"

In other words you are a "trader" jumping out and trying to stifle the facts.

You jump out, you jump in. So you don't like facts when you have made a judgement to temporarily jump out.

The transparency is there for all to see.

[berlintim] 06/12/2019 22:28

Would you really really want to trust your cash to these sorts, really?

[2mex] 06/12/2019 22:27

Alpha Growth current market cap is £4.9m.

A leading UK asset manager is finalising a credit facility of £76m.

Look at the people brought into this company. The finances are about to be inked.

[2mex] 06/12/2019 22:09

...and now Alpha, are on the threshold of obtaining a $100million revolving credit facility with a leading UK asset manager...

After many months of engagement, the Company is now in the final stages of securing a revolving credit facility up to a $100,000,000 with a leading UK asset manager. The discussions have progressed well whereby the Company and Asset Manager have now agreed life settlement valuation methodologies and acquisition strategies.

Alpha Growth expects to be able to complete the necessary documentation in a timely manner and looks forward to updating the market on closing of the facility.

[2mex] 06/12/2019 21:50

Alpha Growth - VOX Interview 16th Sep 2019 (Transcribed)

Vox
Is it hard to find these good value life settlement funds and acquire them?

Gobind Sahney, CEO
Well I think that if any investment professionals that are not aware of longevity assets said "Hey I want to buy a life settlement, I am sure that they could google it and come up with it but you (they) won't necessarily know what you are buying or how you are going to buy it: what the process is..so that's why we are in business and one of the interesting things about life settlements is the legal, accounting, tax, actuarial complexities and so you need to know who and you need to know who is good to go to and so I think that from our company perspective, we are fortunate to have Danny Swick, our COO, who is one of the leading if not the top market market makers in life settlements in the US before he joined Alpha and so we are pleased to say that product resourcing is not an issue....we know how to find the right assets and, of course, we know how to buy them.

[2mex] 06/12/2019 21:50

01 June 2018 appointment of Danny Swick as Chief Operating Officer and Director.

Mr. Swick is the founder of Kango Group, located in Newport Beach, California. Kango Group is an established alternative investment management firm that targets opportunities in the longevity asset class on behalf of private equity and hedge fund clients. Prior to founding Kango Group, Mr. Swick served as CEO for Life Distributors of America, LLC (LDA), a life settlement firm specialising in the distribution of longevity risk insurance products to institutional investment portfolios. While at LDA, Mr. Swick was responsible for the closing of over $4 billion in life settlements. Mr. Swick spent the previous eight years working for American International Group ("AIG") as Vice President of Alternative Distribution. Responsibilities included developing and executing marketing strategies for life/annuity products in the alternative distribution channels, which included product distribution through broker-dealers and third-party administrators in both the U.S. and international markets.

[2mex] 06/12/2019 20:53

Berkshire Hathaway Strikes Again (2014)

According to The Deal’s Life Settlement Report, Warren Buffett’s Berkshire Hathaway Life Insurance Company confirmed the purchase of a $300 million life settlement portfolio in July.

Berkshire paid $60 million to acquire the 100+ policy portfolio from provider Coventry First.

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With respect to his company’s life settlement investments, Mr. Buffett keeps good company. Fellow billionaire and bridge partner Bill Gates has invested more than $500 million of his personal net worth in the asset class.

[2mex] 06/12/2019 20:45

Conning: Stronger Life Settlement Growth Forecast Over Next Decade

"There are several other drivers that favor continued growth in the life settlement market," said Steve Webersen, Head of Insurance Research at Conning. "The increased supply of investors will have a larger number of policies to select from because of the increasing number of retiring baby boomers. Additionally, the broad regulatory environment surrounding life settlements has stabilized and an increasing supply of settled policies supports the continued development of the tertiary market."

[2mex] 06/12/2019 20:42

Life Settlements Market 2019

The volume of transactions in life settlement policies has increased dramatically. According to a 2018 Conning report,1 this positive surge seems set to continue. The face value of total life settlements has increased for the second consecutive year. Consequently, this is signalling a promising landscape for the settlement market. Additionally, the report reviewed a 10-year forecast, and it spelled continued growth.

[2mex] 06/12/2019 19:59

"Another factor behind the upward trend of the life settlement market is the expanding senior population. The number of seniors (Age 65+) is projected to continue rising from 42 million in 2012 to an estimated 70 million in 2030. This only increases the potential of the life settlement market."

"So, both the supply of qualified policies, as well as demand for life settlements, is growing."

New Laws And Regulations To Increase Consumer Awareness (to make awareness of early settlement option)