Initial Statement of Beneficial Ownership (3)

APPOINTMENT OF ATTORNEY-IN-FACT

         I hereby authorize the filing with the Securities and Exchange
Commission of any and all reports on Forms 3, 4 and 5 ("Reports"), or any
substitute form hereafter adopted by the Securities and Exchange Commission, as
may from time to time be required under Section 16(a) of the Securities Exchange
Act of 1934, as amended. I hereby appoint Messrs. James R. Abbott, Doyle L. 
Arnold and Thomas E. Laursen, and each of them, as my 
attorneys-in-fact with power to any of them to sign any and all 
Reports and any and all amendments to Reports or documents required to complete
the filing of Reports or amendments thereto with the 
Securities and Exchange Commission on my behalf.


                         Dated the 26th of March, 2015.



                                                    /s/ Paul Burdiss
                                                    -----------------------


STATE OF GEORGIA    )
                    )   ss.
COUNTY OF PAULDING  )


                                 ACKNOWLEDGMENT

     On this 26th day of March, 2015, personally  appeared  before me 
Paul Burdiss, known to me to be the person whose name is subscribed 
to the above instrument and who acknowledged that (s)he executed the 
same for the purposes therein contained.

         IN WITNESS WHEREOF, I have hereunto set my hand and official seal.

                                                 /s/ Jennifer Dudley Crane
                                                    ----------------------
                                                             NOTARY PUBLIC


My Commission Expires:
                                        
Jan. 31, 2016
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