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[ffp] 22/11/2017 18:22

You sure as JJ, tight and git seem to flow

gonz, thank you I can supply a dose of tap water and if they want sparkling I can always eat a few baked beans.

[jonjonck] 22/11/2017 18:12

I am pretty sure the old farmer could teach us all a thing or two how to save money. He is a farmer, all farmers are tight gits. Does that mean all tight gits are farmers...not true as I am not a farmer.

[gonzo123] 22/11/2017 18:09

Evening all, FFP , don't despair I'll send tony around , no forget that, Old man tony and Don are residing in your residence I'm sure they'll give you some good advice on saving and spending, the only thing is,..........they probably want to know your credit rating and wellie size.On the other hand a few cases of something drinkable will oil things along.

[ignoble] 22/11/2017 18:01

Jacket spud with tuna ....always the same on a Wednesday.

Bangers and Mash sounds good though with the gravy stuff.
Rats , now I fancy liver and bacon with gravy

[ffp] 22/11/2017 17:37

When close to or retiring you start to look at regular monies going out of the account. Papers for us are nearly £500 a year. Mail on line want £99 a year. Mmmmm trouble is we have to ask our nice old boy who delivers to cancel...I read books on a kindle so why should I not read a paper on it?

[jonjonck] 22/11/2017 17:14

I am suffering from extreme brainfade - just sorted out car insurance. What an amazing difference in cost for same insurance cover depending on route taken to get there.
In the end went with Santander as cheapest when adding Master R by far. 10% cashback as Santander customer.
Went via a cash back site and Go-compare and quote was a lot cheaper (£150 cheaper) and I get £30 cashback. Using confused.com quote was much the same as going direct to Santander.
The AA wanted well over £1000 to include Richard which is just ripping me off.

Moving on..... what is for din dins, or in FFP's case Thupper?
We can offer Bangers and Mash ---- with lashings of brown stuff.

[ignoble] 22/11/2017 10:14

Morning !

Silly mild here but becoming breezy ...

[jonjonck] 22/11/2017 09:39

Good Morning chaps.
Raining and dull today. Mind you it is a lot warmer at 7 degrees.

[jonjonck] 21/11/2017 17:29

gegs!

Just kidding. Sweet'n'sour chicken.

[gonzo123] 21/11/2017 17:22

Eveningish all , what's for tiffin tonight? the band are at the ready with their instruments and are just waiting to see what's on offer before selecting their bibs.

[jonjonck] 21/11/2017 13:04

..the sign on FFPs farm gate said Free Range eggs so I helped myself to half a dozen of his Range eggs.

[jonjonck] 21/11/2017 13:02

by the way scrambled eggs are called gegs in this establishment.

[ignoble] 21/11/2017 12:18

That Italian Tony is a lad
Finger in every pie

[ignoble] 21/11/2017 12:17

Do we dare to question the source of the free range eggs ?
Maybe poached eggs would have been better than scrambled

[jonjonck] 21/11/2017 12:13

Smoked Salmon, good choice. Gates supplies it anyway, poached from his local river....and now he is getting charged for it on his tab...nice one. Italian Tony will be pleased.

[ignoble] 21/11/2017 11:02

Smoked salmon and scrambled eggs
Gates is a generous man

[jonjonck] 21/11/2017 10:53

Good Morning.
CCNP pull up a pew and have some brekkie on the house, I will put it on Gates tab.

[ignoble] 21/11/2017 09:15

Thanks for that

[ccnp] 21/11/2017 09:09

ignoble; when you relies/executor notify the death, they will be offered an all in one service that notifies HMRC, DSS, council Blue Badge, Attendance allowance etc etc who press the appropriate buttons and make things happen/stop.

Yes, it stops. Mrs ignoble may get a widows benefit and her own pension but essentially she gets what she saved for.

BUT BUT BUT; It is really worth logging onto her Govt Gateway account (set it up if it isn't already done) and looking at how many qualifying years of pension she has if you have any concerns. Buying back years is often possible and can be extremely good value.

Meantime, it is grimly worth considering; Power of Attorney. Using IHT Gifting rules. Making a will so your money goes where you want it to and not where the state says (inc ultimately to Prince Charlie Farlie BA/FA if no relies exist)?

Beware what banks and financial institutions will steal from your estate if you haven't sorted it pre-passing on to greater glory. Barclays were extremely underhand in this regard when my Mum died.

[ignoble] 21/11/2017 08:54

Silly question .. when I snuff it , what happens to my state pension ?
Does it just end ?
I take it there is no benefit transferred to Mrs Ig

I can't see why it should be as at some point she will receive hers.

[ignoble] 21/11/2017 08:50

Morning chaps
Certainly mild down here

Quiet day planned for me ...
Had a win yesterday ... my utility provider reduced my monthly direct debit by £20 per month as I appear to be a little in credit according to their projections.
Every little helps
Bad news is my water bill is higher.

Such is life.

[jonjonck] 20/11/2017 09:30

Good Morning. Less than a £1 a year as would probably have only cost about £10 or less when I bought them.

[ignoble] 20/11/2017 06:52

Raining but mild