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Share Name Share Symbol Market Type Share ISIN Share Description
International Personal Finance LSE:IPF London Ordinary Share GB00B1YKG049 ORD 10P
  Price Change % Change Share Price Bid Price Offer Price High Price Low Price Open Price Shares Traded Last Trade
  -7.20p -3.41% 203.80p 201.80p 203.00p 211.20p 202.60p 211.00p 117,833 16:35:01
Industry Sector Turnover (m) Profit (m) EPS - Basic PE Ratio Market Cap (m)
General Financial 825.8 105.6 33.7 6.0 455.69

International Personal Finance Share Discussion Threads

Showing 526 to 550 of 550 messages
Chat Pages: 22  21  20  19  18  17  16  15  14  13  12  11  Older
DateSubjectAuthorDiscuss
25/10/2018
16:26
Perhaps they know something we don't? Never overestimate directorial morality, especially in a loan shark!
wad collector
25/10/2018
16:05
IPF being priced as if its going out of business: Forward PE of 5.6, EBIT yield 15.5%, PEG 0.1, dividend yield 7.1%. Surprised the directors have not been buying at these levels.
robinnicolson
24/10/2018
17:03
Missed the Q3 last week; looks like the market is not impressed as we move towards a 14 month low. There is more detail on Poland in the detail. Nothing calamitous. 18 October 2018 International Personal Finance Q3 2018 trading update 18 October 2018 International Personal Finance plc specialises in providing unsecured consumer credit to more than two million customers across 11 markets. We operate the world's largest home credit business and a leading fintech business, IPF Digital. Highlights -- Q3 credit issued growth of 6% o IPF Digital growth of 39% - continued strong top-line growth and good operational performance o Mexico home credit growth of 13% - expansion strategy delivered further growth o European home credit contracted by 7% - operational performance in-line with full-year expectations -- Well managed credit quality and collections - Group annualised impairment as a percentage of revenue of 25.2% (HY 2018: 25.5%) -- Strong funding position - GBP226m of headroom on debt facilities at 30 September 2018 -- Draft law proposing amendments to existing tax legislation being debated in Poland
wad collector
31/8/2018
15:43
down 5% today after a director buy of 25k at 235. Bet he's happy. What sort of market is this?
deadly
01/8/2018
15:07
Heading to a seven month high; gradually recovering.Before the next calamity?
wad collector
26/7/2018
11:49
Market has finally woken up to the results today: +7% so far.
deadly
25/7/2018
16:47
Half yrs results look promising,some Eastern European news buried in them. The future looks more solid.
wad collector
25/7/2018
16:47
Dup. Foreign Isp.
wad collector
13/7/2018
19:48
Yes , you just wait for the next installment of bad stuff generally here. I am well down but sticking with them naively hoping for more of a recovery.
wad collector
13/7/2018
09:19
Well its been a long time since we got some good news here, even though its tempered by "broadly in line" 2019 comments.
topvest
13/7/2018
08:02
13 July 2018 International Personal Finance plc Trading update: 2018 performance expected to be ahead of market consensus This announcement contains inside information International Personal Finance is pleased to report that trading in the first six months of the current financial year has been in line with plan, with credit issued growth in Mexico home credit and IPF Digital and a modest contraction in European home credit. Portfolio quality remains within our target range and, as a result of stronger than expected post-field collections in our European home credit businesses, we now expect to exceed the current 2018 profit before tax consensus of GBP99.4m by approximately 10%. Our expectation for financial performance in 2019 remains broadly in line with current consensus. Further information on the half-year performance and expectations for the year as a whole will be provided with our 2018 half-year financial report which will be published on Wednesday 25 July 2018.
wad collector
30/4/2018
09:26
750? That was higher than the highest price on historic data in 2013 of 683 ; you sold well!
wad collector
29/4/2018
18:17
Hmm.. bought 3 years ago and sold within 2 days for £7.50. Interesting to revisit and see how bad news reverberates.
r ball
19/4/2018
14:40
Grudging upward climb continuing; perhaps Eastern problems have a solution? Q1 update in a couple of weeks. Not sure Numis target of 347p is realistic mind you .
wad collector
06/4/2018
17:52
That's a good end to the week ; new 1 yr high again at 247p. I wonder what is happening in Eastern Europe.
wad collector
08/3/2018
21:50
Real test will be if this continues there is a good chance from a chartists view the gap will be filled and it will head back to 300p.
ttny2004
08/3/2018
10:14
Yes new one year high . Trouble is the Polish and possibly Romanian legal uncertainties will continue to shadow the share price for a long time I suspect. Remember this used be worth £6.
wad collector
06/3/2018
15:04
Very lively today +5%. Things may have turned a corner.
deadly
01/3/2018
11:11
Finals out , the good news seems to be that there is no really bad news , though not much news about Poland and hint of more bad news about Romania. Some positives including the dividend. 01 March 2018 International Personal Finance plc Full-year Financial Report for the year ended 31 December 2017 This announcement contains inside information Key highlights Ø Group - solid financial and operational performance o Group profit before tax from continuing operations of GBP105.6M, an increase of GBP9.6M including a GBP11.3M positive FX benefit o Credit issued growth of 6% led by IPF Digital o Consistent credit quality management - group impairment to revenue ratio at 24.4% Ø Home credit o Credit issued broadly flat o Credit issued growth of 13% in Mexico and strong operational recovery following earthquakes in Q3 o Very good portfolio quality in European home credit o Collect-out in Slovakia and Lithuania completed successfully Ø IPF Digital o Strong top-line growth - credit issued increased by 44% to GBP230.8M o Strong growth in new markets - credit issued growth of 105% o Established markets delivered good profit growth Ø Robust funding and balance sheet position; dividend maintained o GBP53M of new and increased three-year bank funding o GBP189M headroom on undrawn bank facilities o Equity to receivables of 47.0%, after exceptional deferred tax charge of GBP30M o Proposed final dividend maintained at 7.8 pence per share Regulatory Update There has been no update from the Polish Ministry of Justice on its proposal, published in December 2016, to reduce the existing non-interest pricing cap in Poland. We continue to be in dialogue with various interested parties to encourage a more positive outcome for both consumers and credit providers. At the beginning of 2017, more stringent creditworthiness assessments were introduced in Romania which impacted growth in that market. As reported in our Q3 trading update, there were further regulatory changes which have since resulted in our business being supervised by the National Bank of Romania for the first time. This is likely to lead to a further tightening of credit criteria and a reduction in the volume of loans we are allowed to provide to customers in that market. Our business in the Czech Republic has been granted a licence by the Czech National Bank. This follows, as previously announced, the introduction of legislation in this market requiring all non-banking financial institutions to obtain a licence to trade. We operate within price cap environments in all our European markets with the exception of the Czech Republic, Romania and Spain, and expect pricing regulations to be implemented in these markets at some point in the future. A proposal to implement an APR cap of 18% for existing and new consumer lending is being debated in the Romanian Parliament and we are contributing to this discussion.
wad collector
13/2/2018
20:56
Nope it wasn't , new 6 month low . I wonder what bad news is brewing?
wad collector
12/1/2018
13:32
Do I see the green shoots of share price recovery now? Or is it just a blip until the next bad news?
wad collector
26/10/2017
14:17
Just noticed the Q3 update. The usual weasel words. No news on Poland. Bottom line "Outlook Our growth guidance for the year remains unchanged for European home credit and IPF Digital. In Mexico, we expect to see slightly slower rates of credit issued growth as a result of the disruption caused by the earthquakes. For the Group as a whole, our impairment expectations for 2017 remain unchanged notwithstanding the negative impact of the earthquakes in Mexico."
wad collector
04/10/2017
20:11
I suppose this can possibly be mitigated through the use of external rather than internal debt. Not good news though.
topvest
04/10/2017
10:51
The bad news just keeps coming ..... Based on an earlier draft of the proposals published on Monday 2 October, which the Company is continuing to review, the main impact for IPF would be an increase in tax payable arising from disallowance of tax deductions for expenses linked to certain intra-group transactions. For illustrative purposes, in the absence of the Group taking mitigating action such as replacing the current intra-group credit hedging arrangement with a third party equivalent, the proposals would have resulted in an increase in the Group's tax charge of around GBP12M to GBP14M in 2016. In addition, it would result in a one-time accounting charge in 2017 of up to GBP30M arising from the write-down of a deferred tax asset. I have an impressive recent habit of picking lemons , and nothing I see here suggests otherwise....
wad collector
11/9/2017
09:54
The 32p EPS figure will be savaged if the Polish situation goes belly up , but the chart is looking healthy.
wad collector
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