Bank One Offers Disaster Relief Loans and Payment Extensions; Consumer and Business Loans Available

Bank One Offers Disaster Relief Loans and Payment Extensions;
Consumer and Business Loans Available 


CHARLESTON, W.Va., June 10  /PRNewswire/ -- Bank One today announced two
special loan programs to help individuals and businesses with disaster-related
expenses.

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"After a disaster hits, many people are dealing with both the emotional and
financial consequences of seeing their homes severely damaged," said Mark
Prince, CEO of Bank One West Virginia.  "With these loan programs, Bank One can
help people find the money for repairs and other needs - so at least the
immediate financial difficulties from the disaster are eased."

Consumer customers who live in the 24 West Virginia counties designated
disaster areas by the Federal Emergency Management Agency (FEMA), have been
impacted by the disaster, and meet standard underwriting requirements, may
apply for a personal installment unsecured loan with these features:

   -- Loan amount up to $25,000
   -- Discounted loan rate
   -- Deferred first payment
   -- No loan fee



Individuals interested in applying for these personal unsecured loans may visit
any Bank One banking center or call Bank One toll-free at (877) BK1-ASST
(877-251-2778).  The offers are valid through October 10, 2004.

Also, existing Bank One customers with loans or lines of credit may be eligible
for account extensions. Existing customers can call or stop by their Bank One
Banking Center.

Business customers who reside in or own a business in one of the affected
counties and have been impacted by the disaster may apply for a business
installment unsecured loan with these features:

   -- Loan amount up to $35,000
   -- Discounted loan rate
   -- Deferred first payment up to 90 days
   -- No loan fee



Business customers can call Bank One Business Loan by Phone number at 1-
800-404-4111 to apply. The offer is valid through October 10, 2004

Bank One is one of West Virginia's largest banks, with 30 offices across the
state. Bank One Corporation ( http://www.bankone.com/ ) is the nation's
sixth-largest bank holding company, with assets of $320 billion.  Bank One
currently has more than 51 million credit cards issued, nearly 7 million retail
households, and approximately 20,000 middle market customers.  It also manages
$188 billion of clients' investment assets.

West Virginia Counties Eligible for Disaster Relief: Boone, Braxton, Cabell,
Calhoun, Clay, Fayette, Gilmer, Jackson, Kanawha, Lewis, Lincoln, Logan, Mason,
McDowell, Mercer, Mingo, Nicholas, Putnam, Raleigh, Roane, Wayne, Webster,
Wirt, Wyoming. (List current as of June 9, 2004) 

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DATASOURCE: Bank One



CONTACT:  Nancy Norris of Bank One, [phone]



Web site:  http://www.bankone.com/ 

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