Statement of Changes in Beneficial Ownership (4)

FORM 4

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

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3235-0287

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Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person * CUIPER OLAV	2. Issuer Name and Ticker or Trading Symbol REINSURANCE GROUP OF AMERICA INC [ RGA ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director                    _____ 10% Owner __X__ Officer (give title below)    _____ Other (specify below) EVP, Head of EMEA
(Last)          (First)          (Middle) 16600 SWINGLEY RIDGE ROAD	3. Date of Earliest Transaction (MM/DD/YYYY) 3/8/2021
(Street) CHESTERFIELD, MO 63017 (City)        (State)        (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)	6. Individual or Joint/Group Filing (Check Applicable Line) _X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code (Instr. 8)		4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	3/8/2021		M		629	A	$90.06	7285	D
Common Stock	3/8/2021		M		1705	A	$93.53	8990	D
Common Stock	3/8/2021		D		536 (1)	D	$127.61	8454	D
Common Stock	3/8/2021		D		1476 (2)	D	$127.61	6978	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Appreciation Right (right to purchase) 2015	$90.06	3/8/2021		M			629	12/31/2015	3/6/2025	Common Stock	629	$0	0	D
Stock Appreciation Right (right to purchase) 2016	$93.53	3/8/2021		M			1705	12/31/2016	3/4/2026	Common Stock	1705	$0	0	D

Explanation of Responses:
(1)	Represents (i) 444 shares sold to pay the exercise price of the purchase of common stock, and (ii) 92 shares withheld to satisfy Company tax withholding obligations. The difference between the number of SARs exercised (629) and the number of shares withheld to pay the exercise price and taxes (536) results in a net settlement of 93 shares.
(2)	Represents (i) 1250 shares sold to pay the exercise price of the purchase of common stock, and (ii) 226 shares withheld to satisfy Company tax withholding obligations. The difference between the number of SARs exercised (1705) and the number of shares withheld to pay the exercise price and taxes (1476) results in a net settlement of 229 shares.

Reporting Owners
Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
CUIPER OLAV 16600 SWINGLEY RIDGE ROAD CHESTERFIELD, MO 63017			EVP, Head of EMEA

Signatures
William L. Hutton		3/10/2021
**Signature of Reporting Person		Date