Cash Dividend Increased by 12.5% at United Security Bancshares

Cash Dividend Increased by 12.5% at United Security Bancshares
66th Consecutive Quarterly Cash Dividend Declared 


FRESNO, Calif., March 23  /PRNewswire-FirstCall/ -- Dennis R. Woods, President
and Chief Executive Officer of United Security Bancshares (NASDAQ:UBFO),
reported that the Board of Directors on March 22, 2005 declared a quarterly
cash dividend of $0.18 per share, to shareholders of record on April 8, 2005,
payable on April 20, 2005.

The dividend of $0.18 per share is up $0.02 from the April 2004 quarterly
dividend of $0.16, a 12.5% increase. This dividend marks the 66th consecutive
quarterly cash dividend paid to shareholders since inception.

Woods added, "The Board of Directors, after reviewing the continued strong
earnings of the Company, voted unanimously to substantially increase the
dividend. I've been extremely pleased with the results for the first quarter
and the prospects for the full year."

United Security Bancshares is a $600 million bank holding company and United
Security Bank, a state banking corporation, is its primary subsidiary. United
Security Bancshares stock is available through The Siedler Admen Securities
Inc., (contact Troy Norlander at 1-800-288-2811), Howe Barnes Investments Inc.
(contact Mike Hedrei at 1-800-800-4693), Hoefer & Arnett (contact Dave
Bonaccorso at 1-800 346 5544 ext. 723) or Hill Thompson, Magid & Co. (contact
Jason Biggerstaff 1-800-631-3083) as well as other firms, and trades under the
symbol "UBFO."

This press release may include forward-looking statements that involve inherent
risks and uncertainties. A number of important factors could cause actual
results to differ materially from those in the forward-looking statements.
Those factors include fluctuations in interest rates, inflation, government
regulations, the progress of integrating acquisitions and economic conditions
and competition in the geographic and business areas in which the Company
conducts its operations.  The Company undertakes no obligation to revise or
update these forward-looking statements. 

DATASOURCE: United Security Bancshares



CONTACT:  Dennis R. Woods, President and Chief Executive Officer of

United Security Bank, [phone]



Web site:  http://www.unitedsecuritybank.com/ 

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