Bank of America, Citigroup, the Principal Financial Group, and Wachovia to Participate in 2006 Community Build Day on Aug. 10,

Bank of America, Citigroup, the Principal Financial
Group, and Wachovia are proud to announce their participation in the
fifth annual Financial Services Roundtable's Community Build Day. In
honor of this five-year anniversary, this year's theme is "50 Builds
in 50 Days."
   Locally, Bank of America, Citigroup, the Principal Financial
Group, and Wachovia have partnered with The Financial Services
Roundtable and Habitat for Humanity of New Castle County to build a
home at 210 E. Lake Street in Middletown, DE.
   As part of the partnership, each company is committing not only
financial resources to support the build, but on both Tuesday, Aug. 8
and Thursday, Aug. 10, company associates will head out of the office
and onto the build site to lend a hand in the construction of the new
home. On Thursday, Aug. 10 at 11:30 a.m., they will be joined by the
homeowners, Habitat volunteers, and honored guests including New
Castle County Executive Chris Coons and New Castle County Council
President Paul Clark, for a press conference and short ceremony.
   The 201 E. Lake Street home is part of a 12-house subdivision
under construction at Habitat for Humanity of New Castle County's
Faith Way development; Habitat's largest multi-housing development
built in Middletown to date.
   "Community Build Day demonstrates to the public how the financial
services industry works 365 days a year to improve the cities which
they serve," said Steve Bartlett, President and CEO of The Financial
Services Roundtable. "The member companies of the Roundtable are
competitors in the marketplace, but this day shows our cooperation in
the community."
   The Financial Services Roundtable's Community Build Day is a
physical manifestation of how companies like Bank of America,
Citigroup, the Principal Financial Group, and Wachovia build their
communities all year round. The Delaware build is focused on enriching
the community by helping low-income families break the cycle of
poverty through the stability and empowerment offered from owning a
home. Homeownership programs strengthen communities by investing
financial resources in a locality, causing a ripple effect to spread
through a community helping to broaden tax bases, increase neighboring
property values and stabilize the local workforce.
   A total of 43 member companies of The Financial Services
Roundtable have committed to help build/repair homes in 64 cities
across the United States this August, as well as participate in other
activities aimed at bettering the communities which our companies
serve. National partners for the 2006 Community Build Day include
Habitat for Humanity, NeighborWorks(R) America, Rebuilding Together,
America's Promise, USA Freedom Corps, and the Points of Light
Foundation.
   This year marks the fifth annual Community Build Day. Stanley R.
Ommen, President and CEO of State Farm Bank, is the 2006 Community
Build Day Chairman. The National Co-Sponsors for the 2006 Community
Build Day are: ACE Group, AEGON USA, American General Financial
Services, Citigroup, Countrywide Financial Corporation, LaSalle Bank
Corporation, New Century Financial Corporation, Raymond James, State
Farm(R), Synovus, UnumProvident, U.S. Bancorp, Wachovia, Washington
Mutual and Wells Fargo.

   About Bank of America

   Bank of America (NYSE:BAC) is one of the world's largest financial
institutions, serving individual consumers, small and middle market
businesses and large corporations with a full range of banking,
investing, asset management and other financial products and services.
The company's Global Corporate and Investment Banking group (GCIB)
focuses on companies with annual revenues of more than $2.5 million;
middle-market and large corporations; institutional investors;
financial institutions; and government entities. GCIB provides
innovative services in M&A, equity and debt capital raising, lending,
trading, risk management, treasury management and research. Bank of
America serves clients in 175 countries and has relationships with 98
percent of the U.S. Fortune 500 companies and 79 percent of the Global
Fortune 500. Many of the bank's services to corporate and
institutional clients are provided through its U.S. and UK
subsidiaries, Banc of America Securities LLC and Banc of America
Securities Limited. For additional information, visit
http://www.bankofamerica.com/.

   About Citigroup

   Citigroup (NYSE:C), the leading global financial services company,
has some 200 million customer accounts and does business in more than
100 countries, providing consumers, corporations, governments and
institutions with a broad range of financial products and services,
including consumer banking and credit, corporate and investment
banking, insurance, securities brokerage, and asset management. Major
brand names under Citigroup's trademark red umbrella include Citibank,
CitiFinancial, Primerica, Smith Barney and Banamex. Additional
information may be found at www.citigroup.com.

   About the Principal Financial Group

   The Principal Financial Group(R) (The Principal (R))(1) is a
leader in offering businesses, individuals and institutional clients a
wide range of financial products and services, including retirement
and investment services, life and health insurance, and banking
through its diverse family of financial services companies. A member
of the Fortune 500, the Principal Financial Group has $206.0 billion
in assets under management(2) and serves some 16.3 million customers
worldwide from offices in Asia, Australia, Europe, Latin America and
the United States. Principal Financial Group, Inc. is traded on the
New York Stock Exchange under the ticker symbol PFG. For more
information, visit www.principal.com.

   About Wachovia

   Charlotte-based Wachovia Corporation (NYSE:WB) is one of the
nation's largest diversified financial services companies, providing
13.4 million household and business relationships with a broad range
of banking, asset management, wealth management and corporate and
investment banking products and services. Wachovia operates as
Wachovia Bank through 3,159 offices in 16 states from Connecticut to
Florida and west to Texas, and, until merger integration activity is
completed, will continue to be known as Western Financial Bank in
California. Two core businesses operate under the Wachovia Securities
brand name: retail brokerage in 49 states and in Latin America, and
corporate and investment banking in selected industries nationwide.
Globally, Wachovia serves clients through more than 40 international
offices. Online banking is available at wachovia.com; online brokerage
products and services at wachoviasec.com, and investment products and
services at evergreeninvestments.com. Wachovia had assets of $541.8
billion, market capitalization of $90.2 billion and stockholders'
equity of $49.8 billion at March 31, 2006.

   About The Financial Services Roundtable

   The Financial Services Roundtable represents 100 of the largest
integrated financial services companies providing banking, insurance,
and investment products and services to the American consumer. In our
latest Community Involvement Survey, financial services companies
donated or raised nearly $1.21 billion in direct charitable
contributions, and employees donated 5.2 million volunteer hours, the
equivalent of a workforce of 2,600 people.

   About Habitat for Humanity of New Castle County

   Habitat for Humanity of New Castle County has been building
affordable housing with low-income families since 1986. Since our
inception, we have built 90 homes in areas throughout New Castle
County including the City of Wilmington, Middletown, Newark, New
Castle, and St. Georges. As a local affiliate of Habitat for Humanity
International, we are the fifth-largest affiliate from Delaware to
Maine (in terms of home construction). Through our unique approach, we
help low-income families break their cycle of poverty through the
stability and empowerment of homeownership. This year, HFHNCC will be
celebrating 20 years of building affordable housing in our community,
by building 21 homes with local families in need, reaching our vision
to become a "Community Builder." (A Community Builder is a Habitat for
Humanity International term for an affiliate that builds 21+ homes per
year).

   (1) "The Principal Financial Group" and "The Principal" are
registered service marks of Principal Financial Services, Inc., a
member of the Principal Financial Group.

   (2) As of June 30, 2006