Statement of Changes in Beneficial Ownership (4)

FORM 4

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

OMB APPROVAL

OMB Number:

3235-0287

Estimated average burden
hours per response...

0.5

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

1. Name and Address of Reporting Person * Deering Jesse A	2. Issuer Name and Ticker or Trading Symbol MACKINAC FINANCIAL CORP /MI/ [ MFNC ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director                    _____ 10% Owner __X__ Officer (give title below)    _____ Other (specify below) EVP and CFO
(Last)          (First)          (Middle) 260 EAST BROWN ST., SUITE 300	3. Date of Earliest Transaction (MM/DD/YYYY) 7/30/2021
(Street) BIRMINGHAM, MI 48009 (City)        (State)        (Zip)	4. If Amendment, Date Original Filed (MM/DD/YYYY)	6. Individual or Joint/Group Filing (Check Applicable Line) _X _ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security (Instr. 3)	2. Trans. Date	2A. Deemed Execution Date, if any	3. Trans. Code (Instr. 8)		4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	7/30/2021		S		296 (1)	D	$20.5275 (2)	770	I	By 401(k) Plan
Common Stock	8/2/2021		S		136 (1)	D	$20.5238 (3)	634	I	By 401(k) Plan
Common Stock	8/3/2021		S		634 (1)	D	$20.5	0	I	By 401(k) Plan
Common Stock								30288	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivate Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Trans. Date	3A. Deemed Execution Date, if any	4. Trans. Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:
(1)	The sale of shares was made in connection with the wind-down of the Issuer's 401(k) Plan, and includes the sale of shares accumulated by the plan for the reporting person's account since the date of the issuer's most recent Section 16 filing.
(2)	The price represents the weighted average price of the multiple transactions reported on this line. The shares were sold at prices ranging from $20.50 to $20.61 per share. Upon request by the SEC staff, the issuer or any securityholder of the issuer, the reporting person will provide full information regarding the number of shares sold at each separate price.
(3)	The price represents the weighted average price of the multiple transactions reported on this line. The shares were sold at prices ranging from $20.50 to $20.59 per share. Upon request by the SEC staff, the issuer or any securityholder of the issuer, the reporting person will provide full information regarding the number of shares sold at each separate price.

Reporting Owners
Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Deering Jesse A 260 EAST BROWN ST. SUITE 300 BIRMINGHAM, MI 48009			EVP and CFO

Signatures
/s/ Jeffrey H. Kuras, by Power of Attorney		8/3/2021
**Signature of Reporting Person		Date