Commercial Capital Bancorp, Inc. Board of Directors Authorizes Stock Repurchase Plan

Commercial Capital Bancorp, Inc. (the "Company")
(NASDAQ:CCBI), announced today that its Board of Directors has
authorized an additional stock repurchase program, providing for the
repurchase of up to $20 million of the Company's outstanding shares of
common stock. The program will take effect upon completion of the
Company's current stock repurchase program, which was authorized in
January 2005. As of this date, the Company has 532,463 shares
remaining under the current repurchase program. The purchases under
the Company's stock repurchase programs may be made from time to time
either in the open market or through privately negotiated purchases.
The shares repurchased by the Company under the stock repurchase
program are to be held as treasury shares.
   At June 30, 2005, the Company had total assets of $5.2 billion and
the Bank had total deposits of $2.7 billion. The Bank operates banking
offices located in Westlake Village (Ventura County), Tarzana, Malibu,
Beverly Hills, Baldwin Hills, Westchester, Hawthorne, Manhattan Beach,
Gardena, Hermosa Beach, Torrance, Redondo Beach (Los Angeles County),
Orange, Irvine, Rancho Santa Margarita (Orange County), Riverside
(Riverside County), La Jolla, Del Mar, San Diego (San Diego County),
and San Mateo (San Mateo County), and lending offices, located in
Corte Madera, San Mateo, Oakland, Encino, Glendale, Los Angeles, El
Segundo, Irvine, Riverside, and La Jolla, California, with plans to
open a banking office in the Crystal Cove Promenade in Newport Coast,
California in 2005. The Bank was the 3rd largest multi-family lender
in California during the 12 months ended June 30, 2005 (source:
Dataquick Information Systems). The Company is a leading Section
1031-exchange accommodator and facilitates exchange transactions
nationwide through the TIMCOR Exchange Corporation and North American
Exchange Company brand names through the companies' headquarters in
Los Angeles and Walnut Creek, California, respectfully, offices
located in Long Beach and La Jolla, California; Scottsdale, Arizona;
Houston, Texas; Chicago, Illinois; and Miami, Florida; and through a
presence in Seattle, Washington; Las Vegas, Nevada; Denver, Colorado;
Dallas, Texas; Charlotte, North Carolina; and Washington, DC.
   This press release may include forward-looking statements related
to the Company's plans, beliefs and goals, which involve certain
risks, and uncertainties that could cause actual results to differ
materially from those in the forward-looking statements. Such risks
and uncertainties include, but are not limited to, the following
factors: competitive pressure in the banking industry; changes in the
interest rate environment; the health of the economy, either
nationally or regionally; the deterioration of credit quality, which
would cause an increase in the provision for possible loan and lease
losses; changes in the regulatory environment; changes in business
conditions, particularly in California real estate; volatility of rate
sensitive deposits; asset/liability matching risks and liquidity
risks; and changes in the securities markets. The Company undertakes
no obligation to revise or publicly release any revision to these
forward-looking statements.