Tompkins Financial Corporation Announces Filing of Universal Shelf Registration Statement

Tompkins Financial Corporation (NYSE Amex: TMP) (the “Company”) today announced that the Company has filed a shelf registration statement on Form S-3 with the Securities and Exchange Commission (the "SEC"). The registration statement is subject to review by the SEC. The filing of the shelf registration does not require the Company to issue securities. If and when declared effective by the SEC, the Company may, from time to time, offer and sell under the shelf registration statement up to an aggregate of $50 million of its common stock or preferred stock in one or more offerings. The terms of any future offering would be established at the time of the offering and would be subject to market conditions as well as to approval by the Company’s board of directors. Any offering of securities covered by the shelf registration statement will be made only by means of an applicable written prospectus, prospectus supplement or free writing prospectus authorized by the Company.

A registration statement relating to these securities has been filed with the SEC, but has not yet become effective. These securities may not be sold nor may offers to buy be accepted prior to the time the registration statement becomes effective. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.

About Tompkins Financial Corporation

Tompkins Financial Corporation operates 45 banking offices in the New York State markets served by the Company's subsidiary banks - Tompkins Trust Company, The Bank of Castile, and Mahopac National Bank. Through its community banking subsidiaries, the Company provides traditional banking services, and offers a full range of money management services through Tompkins Investment Services (a division of Tompkins Trust Company). The Company offers insurance services through its Tompkins Insurance Agencies, Inc. subsidiary, an independent agency serving individuals and business clients throughout New York State. The Company offers fee-based financial planning and wealth management services through its AM&M Financial Services, Inc. subsidiary. AM&M Financial Services, Inc. is also the parent Company to Ensemble Financial Services, Inc., an independent broker dealer and leading outsourcing company for financial planners and investment advisors. Each Tompkins subsidiary operates with a community focus, meeting the unique needs of the communities served.

To learn more, visit us at www.TompkinsFinancial.com.

Safe Harbor Statement

Certain statements in this press release may be forward-looking in nature or “forward- looking statements” as defined in the Private Litigation Reform Act of 1995. Such statements include statements regarding the company's expectations, goals or intentions, including but not limited to, statements regarding the ability of the company to offer and sell securities under the shelf registration statement. These forward-looking statements are based on management's current expectations, estimates, forecasts and projections about the company and are subject to risks and uncertainties that could cause actual results and events to differ materially from those stated in the forward-looking statements. A number of those risks, trends and uncertainties are discussed in the company’s SEC reports, including the company’s annual report on Form 10-K and quarterly reports on Form 10-Q. Any forward-looking statements in this press release should be evaluated in light of those important risk factors. Forward-looking statements contained in this press release are made only as of the date hereof, and the company undertakes no obligation to update or revise the forward-looking statements, whether as a result of new information, future events or otherwise.