Adalan Ventures Share Discussion Threads

[mick sturbs] 20/1/2021 21:06

Pretty conservative estimates IMO.

[mick sturbs] 20/1/2021 21:05

What the analysts say

In late November 2020, analysts at Italian research group ValueTrack said Zaim is set for a rapid increase in profitability now that it has passed net even breaking point.

Covid-19 has driven the microfinance business online and accelerated Russian “digitalisation” says ValueTrack.

While the impact of COVID-19 means the microfinance market will remain stable year-on-year in 2020, online expansion will grow the business at an annual rate of 20-25% in 2021E-22E, said the note.

Zaim’s online loans represented 59% of the portfolio in September 2020 compared to just 3% in October 2019 and this repositioning should drive further improvements going forward, says ValueTrack.

A net loss of £0.3mn in 2020 this year should swing to a profit of £2.7mln in 2021 and £7.8mln in 2022E, says ValueTrack, which has a fair value estimate of 6.75p per share against 6.5p previously.

[euclid5] 20/1/2021 21:05

just read it on Proactive website re Optiva's note with 8.6p PT

[euclid5] 20/1/2021 20:48

Does anyone have the broker note please?

Thanks

[mick sturbs] 20/1/2021 12:16

Quiet board this one. Bought a few today. Looks like great potential here. Spread being manipulated - actual 4.85 to buy and can sell at 4.25

[csmwssk12hu] 20/1/2021 12:14

Doomed manipulation here, they didn’t show up on risers board but are showing up on losers board even though they haven’t actually changed in price today very strange almost like wanting to panic people to sell

[csmwssk12hu] 20/1/2021 12:12

Sorry Kaos my mistake, yes I got of amigo at 10 just wouldn’t break it, then it has got stuck between 8 and 9.5, was only in for a small amount as here but these are a different kettle of fish, I think these could go up very quickly and I don’t mean 3.5p to 5.5p either, I would not sell these till after another trading statement and see how the market reacts as I think that will give these a real catalyst, it’s not long away imho dyor

[aberloon2] 20/1/2021 09:57

Still in csm...

[kaos3] 20/1/2021 09:45

am and out

edit - seek - in intuitive way you are right in fact you are wrong - I was not a gardener, now I am ;)
a Slovenian btw

[heatseek77] 20/1/2021 09:38

Csm all okay thanks, i'm going to take the plunge on zaim, have you any amigos left?
our Bulgarian gardener not sure if still in, but am sure he/shes not a gardener :-)

[csmwssk12hu] 20/1/2021 09:12

You still here abe

[csmwssk12hu] 20/1/2021 09:12

Is our Bulgarian Gardner still with us

[csmwssk12hu] 20/1/2021 09:11

How you doing seek anyway

[csmwssk12hu] 20/1/2021 09:11

Thanks heat I think this has got a long way to run yet, 5-5.45 now, it’s forecast to make north of £7m in 2022 and mcap is £18m with no debt that’s just crazy, and that was before they said they had become profitable three months ahead of schedule, fast growing companies usually get at least a twenty times forward earnings which makes this about £140m which if that happens puts them at 36p per share, these fintech stocks are starting to attract big investors because the last 10 months has shown that’s where future growth is, it’s not often you get the chance to get in something like this as most of the time you don’t here about it till the boat has sailed, keeping calm and can’t wait till next trading statement because that rns may well light a fire under share price imho dyor

[heatseek77] 20/1/2021 08:52

Csm + Kaos3 congrats on zaim especially after you know who .....

[csmwssk12hu] 20/1/2021 06:58

Just looking back I think they said growth of 490% over 5 months to November with last month 62% growth month on month that works out to 3267% annual growth rate if they could keep that up.

[csmwssk12hu] 20/1/2021 06:54

I know if I didn’t know better would think no one wants to notice it rising, anyway i don’t mind not been on leaderboard, it’s still remarkably cheap imho

[aberloon2] 20/1/2021 06:18

It does seem strange regarding the riser board, according to google it had a rise of 49.2%
Market Summary > Zaim Credit Systems PLC
LON: ZAIM
5.22 GBX +1.72 (49.20%)

[csmwssk12hu] 20/1/2021 00:16

Next trading update can’t be too far away, up 490% in five months at last trading update. Market cap £18m, now profitable ahead of schedule, 2022 forecast profit over £7m so trading just over 2 x forward earnings, ridiculously cheap imho dyor

[csmwssk12hu] 20/1/2021 00:14

Spread moved to 4.2 to 5.5 with 5.5 paid I think they are struggling to fill earlier orders, if buts keep coming through without sells will move higher sharply imho

[csmwssk12hu] 20/1/2021 00:12

They also haven’t showed up on the biggest riser board.

[csmwssk12hu] 20/1/2021 00:12

I don’t understand why on here it does not show they are up until the end of the day.

[csmwssk12hu] 20/1/2021 00:11

It’s like a delayed reaction to Decembers trading update.

[csmwssk12hu] 20/1/2021 00:10

Abe it’s starting to climb at last