R&q Insurance Share Discussion Threads

[chector177] 30/4/2014 22:15

Thanks dividend will get paid into my ISA and SIPP so no tax to pay. Just have to decide if thats what I want. Thanks for your help

[rik shaw] 30/4/2014 21:17

Looks like if you want a return of capital then chose P shares but if you want money paid as a dividend then chose Q shares. Potential tax advantages either way depending on your circumstance.

[topvest] 30/4/2014 21:13

Depends whether you want a capital gain (P shares) or dividend income subject to income tax (Q shares). Depends on your tax position, but generally if you are a higher rate tax payer then P shares are good and even better if you don't use your annual exempt amount.

[chector177] 30/4/2014 21:01

Can anyone explain to me the difference in Q and P shares in plain English? Thanks

[lord gnome] 01/4/2014 16:43

Looks like you were spot on speedsgh. We now seem to have a double bottom in place and hopefully we will pull away from here. Still having to wait until the new tax year before I can do anything.

[speedsgh] 06/3/2014 14:13

Looks like possible support around 137.5p from floor of rising trend which commenced Q2 2012.

[jonwig] 06/3/2014 09:35

Well, in hindsight, 180p was too high.
140p might be a reasonable buy, 125p even more so.

[lord gnome] 06/3/2014 09:10

Still heading south. I am locked in by CGT issues until the new tax year. In hindsight it would have been better to sell out higher up and take the tax hit - but I hate paying tax! I am not selling out down at these levels and will look to add once this bottoms out. Long term, these look ok and the yield is now becoming attractive again.

This post reads as though I am trying to convince myself. Any other thoughts?

[red ninja] 28/2/2014 14:25

Management expects results to be in line with expectations so not quite a profit warning, but use of "challenging" and "trending lower" suggest the risk is to the downside rather that a chance of exceeding expections....

[jonwig] 28/2/2014 08:27

Expectations of this stock must have been so high that even mention of the word "challenging" sends them in a tizz.

Some will read this as a profit warning, I wouldn't quite go that far!

[ltinvestor] 10/2/2014 14:56

He suggested selling Thorntons a couple of months ago.Now at a high!!I make my investment decisions on news and not tipsters.LT

[jonwig] 10/2/2014 12:43

Would have been worthwhile selling on Friday, knowing that many armchair readers wouldn't move until today.
Opportunity knocked - I'm getting slow in my old age!

[lord gnome] 10/2/2014 12:26

Certainly looks that way. No fundamental reason for selling. The company isn't going bust. Normal service will be resumed in due course. This would be a good entry point for anyone looking for a safe, high yield investment.

[speedsgh] 10/2/2014 09:54

going by this morning's fall the lemmings have obviously been reading the IC article over the weekend.

[speedsgh] 07/2/2014 09:46

still holding having reduced by half a while back. see no reason to jettison them at this point in view of the excellent return i am getting on capital invested.

[lord gnome] 07/2/2014 08:41

I suspect that any dip will be short lived. The MMs will be only too pleased to drop the price to accommodate any sellers.

[alter ego] 07/2/2014 08:33

still holding here

[jonwig] 07/2/2014 08:28

Lemmings ... I suppose we could see a drop of 20p or so, considering his fan club.

I'm not a selller though I hold fewer than I did six months ago.

[lord gnome] 07/2/2014 08:20

Off a bit today on the back of a 'take profits' rec in IC. Simon's 'Bargain Portfolio' is moving on.....

PS. Is anyone else in these or am I talking to myself again?

[lord gnome] 29/11/2013 12:10

A sudden rush of blood to the share price and we hit new highs - again. No idea why it should happen today. Minuscule volume, so I would guess that with no sellers about, any small buys are going to move the market.

[lord gnome] 05/11/2013 08:42

Making new highs again. This is one heck of a run.

[lord gnome] 18/10/2013 17:41

A nice end to the week, possibly on the back of another good write-up in today's Investors Chronicle.

[this_is_me] 18/10/2013 16:05

Saturn 5 stage 2 still burning!

[this_is_me] 17/10/2013 07:28

RNS announcement duly made.