The Hartford Promotes Gregory Boyko

The Hartford Promotes Gregory Boyko
Boyko Credited with Leading The Hartford's International Expansion Into
Retirement Saving Markets in Japan, Brazil and Europe 


SIMSBURY, Conn., Nov. 2  /PRNewswire-FirstCall/ -- Gregory Boyko, head of
international operations for The Hartford Financial Services Group (NYSE: HIG),
has been promoted to executive vice president of Hartford Life, Inc., a
subsidiary of The Hartford.

As head of International Operations, Boyko is responsible for the expansion of
The Hartford's businesses into the global marketplace. Under his leadership,
The Hartford has become the No. 1 seller of variable annuities in Japan and a
leading provider of life insurance, employee benefits and personal savings
products in Brazil. Boyko is also heading the effort to establish a new
international operation, The Hartford Europe.  Boyko reports to Tom Marra,
president and chief operating officer of Hartford Life, Inc.

"Greg has shown great leadership, tenacity and perseverance in building our
international businesses from the ground up," Marra said. "He and his team have
not only made us a credible international player, but a leader in the countries
where we do business.

"Our efforts in Japan and Brazil, under Greg's direction, have been excellent.
The Japanese operation has exceeded all expectations and continues to grow each
day," Marra said. "I'm looking forward with optimism to our venture in the
United Kingdom, which will be in operation in 2005."

Boyko joined Hartford Life in 1995 as controller and was named chief financial
officer and treasurer in 1996. He was named a senior vice president and
appointed to his present position in 1998. Prior to joining Hartford Life, he
was senior vice president and CFO of ING American Life Insurance. He also held
executive positions at Connecticut Mutual Life and began his career as a senior
tax accountant at Ernst & Young.

Boyko is a graduate of the University of Connecticut and the University of
Connecticut School of Law. He holds a number of professional degrees, including
Certified Public Accountant, Chartered Life Underwriter and Chartered Financial
Consultant.  He is a member of the Connecticut and American Bar Associations,
the Connecticut Society of CPAs, the Japan Society of New York, and is chairman
of the international committee of the American Council of Life Insurers.

The Hartford is one of the nation's largest financial services and insurance
companies, with 2003 revenues of $18.7 billion.  The company is a leading
provider of investment products, life insurance and group benefits; automobile
and homeowners products; and business property-casualty insurance. The
Hartford's Internet address is http://www.thehartford.com/.

Some of the statements in this release may be considered forward-looking
statements as defined in the Private Securities Litigation Reform Act of 1995.
We caution investors that these forward-looking statements are not guarantees
of future performance, and actual results may differ materially.  Investors
should consider the important risks and uncertainties that may cause actual
results to differ.  These important risks and uncertainties include those
discussed in our Quarterly Reports on Form 10-Q, our 2003 Annual Report on Form
10-K and the other filings we make with the Securities and Exchange Commission.
 We assume no obligation to update this release, which speaks as of the date
issued.

   Contact(s):
   David Potter                       David Lafrennie
   860-843-8993                       860-843-6154
         

DATASOURCE: The Hartford Financial Services Group



CONTACT: David Potter, [phone],  or

David Lafrennie, [phone], , both of

Hartford Life



Web site:  http://www.thehartford.com/

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