Mutual Merchant Services Expands Processing Services to Medical Industry

  Mutual Merchant Services, Inc.
(PINKSHEETS: MUTM) (German WKN# A0Q8CV) is pleased to announce that it has
signed a contract with 1st Federal DMC, LLC ("DMC") to provide credit card
processing services to Medical, Physical Therapy, Surgical, Personal
Training and Exercise Centers in the north New Jersey area. DMC is highly
confident that it can capture a minimum of 10% of the current clientele of
DMC Athletics and Rehabilitation, or $5 million per month, in the first six
months and up to 20%, or $10 million per month, in the first year of
operations.

DMC Athletics and Rehabilitation has been recognized for providing unmatched customer service and in 2006, 2007 and 2008 was the Reader's Choice Award number one rated orthopedic and sports training facility in Morris County. It has created a processing arm of its business called 1st Federal DMC Processing, LLC ("DMC"). DMC has engaged the services of several marketing and sales agents in preparation to roll out this new service. DMC has pre-qualified several affiliated medical businesses that represent more than $10 million of processing per month. Over the ensuing 12 months DMC will approach all of its affiliate medical associates which represent approximately $50 million in monthly processing.

"I am pleased to be able to make this announcement so quickly," said Gil Gillis, CEO and Chairman of the Board of Directors. "Mutual Merchant Services has announced projected increases in annual credit card processing volume nearly 100% or approximately $80 million in just the last two weeks. I am very proud of our fine sales team but I must also say that our years of industry experience and broad range of affiliations in multiple niches allow Mutual Merchant Services to deliver a more comprehensive product at lower cost to the merchant," he added.

Not factored into these calculations are the broad range of personal relationships that DMC's Senior Marketing Manager intends to leverage with restaurants and retail stores throughout the eastern seaboard from New England to Florida. This, combined with his further plans to expand the sports medicine focus into Connecticut and eastern Pennsylvania, should pave the way for additional future growth of Mutual Merchant Services' business.

About Mutual Merchant Services

Mutual Merchant Services is a single source provider of financial services, offering a variety of products and services to merchants, financial institutions, and banks. Services offered include credit and debit card acceptance, check guarantee, check verification, check conversion, check 21, advance funding, ACH check processing, prepaid and bill pay services. Mutual Merchant Services also provides point of sale software, hardware, and e-commerce products.

Forward-Looking Statements

This release includes "forward-looking statements" from the Company that may or may not materialize and recipients are cautioned not to place undue reliance upon them. These forward-looking statements are subject to a number of known and unknown risks and uncertainties outside of our control that could cause actual operations or results to differ materially from those anticipated. It is important to note that actual results could differ materially from those in such "forward-looking statements" and "forward-looking statements" are inherently subject to risks and uncertainties. We assume no obligation to update any written or oral forward-looking statement made by us or on our behalf as a result of new information, future events or other factors.

Mutual Merchant Services Investor Relations: + 908-204-0004