Travelers Launches Enhanced Insurance Company Bond Product

Insurance companies have access to increased protection
for employee dishonesty fraud and other related losses under a
newly-enhanced product introduced today by Travelers.
   Travelers SelectOne(SM) for Insurance Companies Financial
Institution Bond covers insurance companies for employee dishonesty
and other types of loss including computer crime, forgery or
alteration of securities and kidnap and extortion.
   "Employee dishonesty continues to be a significant risk for
insurance companies," said Walter Grote, vice president, Financial
Institutions. "This type of loss can go undetected for many years and,
unfortunately, by the time it's discovered it could end up costing the
company millions of dollars," said Grote. "With the Insurance
Companies Financial Institution Bond, insurance companies can be
confident they have coverage designed for today's exposures."
   Some of the key enhancements of the Travelers SelectOne(SM) for
Insurance Companies Financial Institution Bond product include the
following:

   --  Expanded employee dishonesty coverage to include an option for
        restoration costs protection when an employee maliciously
        destroys electronic information;

   --  Expanded computer theft coverage to include an option for
        restoration costs protection and enhanced coverage for
        fraudulent entries made over the Internet;

   --  Expanded kidnap and ransom coverage to include e-commerce
        extortion threats;

   --  Forgery and alteration expanded to include fax and voice
        instruction transactions;

   --  No charge for certain mid-term acquisitions that are less than
        25 percent of the consolidated assets of the policyholder; and

   --  Enhanced discovery language.

   In addition to Bond coverage, Travelers offers property and
casualty coverages, professional liability, directors and officers
liability, employment practices liability, fiduciary liability, kidnap
and ransom coverages, and surety and identity theft coverage to
insurance companies.
   Travelers SelectOne(SM) for Insurance Companies Financial
Institution Bond is an admitted product. It has been filed in all 50
states and Washington, D.C., and Guam, Puerto Rico, and the Virgin
Islands.

   About Travelers

   Travelers understands that life and business are inherently
dynamic and that the best way to serve agents and policyholders is to
deliver insurance that evolves to stay in-synch with life and business
as they change. For more information on being in-synch, visit
www.travelers.com.
   Travelers is a business of The St. Paul Travelers Companies, Inc.
(NYSE:STA), a leading property casualty insurer selling primarily
through independent agents and brokers. The company's diverse business
lines offer its global customers a wide range of coverage in both the
personal and commercial settings, including automobile, homeowners,
construction, small business, oil and gas, ocean marine, financial and
professional services, global technology and public sector services.
St. Paul Travelers is ranked 85 in the Fortune 500, with 2005 revenues
of $24.4 billion and total assets of $113.2 billion. The company has
approximately 32,000 employees.