Certegy Announces Card Processing Agreement With Canada's Home Trust Company

ST. PETERSBURG, Fla., Oct. 31  /PRNewswire-FirstCall/ -- Certegy Card Services, Inc., a subsidiary of Certegy Inc. (NYSE:CEY), the nation's leading provider of credit card processing services to credit unions and community banks, today announced a five-year agreement with Home Trust Company of Canada.  Home Trust Company is a subsidiary of Home Capital Group, Inc. (TSE:HCG), with offices in Toronto, St. Catharines, Hamilton, Calgary, Vancouver, and Halifax.  The agreement marks a first for Certegy in establishing a card processing relationship across the northern U.S. border.

Home Trust Company is a Canadian federally regulated trust company concentrating on meeting the financial needs of consumers including deposits, mortgages, and credit cards.  Under the terms of the agreement, Certegy will provide a comprehensive range of processing services for Home Trust's credit card program, including card issuance, authorization, cardholder services, risk management, reporting and back office support.

"We are very pleased to establish this new relationship with Home Trust," said Robert Bream, executive vice president and group executive of Certegy Card Services, North America.  "Certegy has decades of experience partnering with financial institutions to help them compete more effectively, and we look forward to working with Home Trust to help them manage their growing credit card portfolio."

"Home Trust is pleased to add the strength and capability of Certegy's card processing services to our credit card program," said Gerald M. Soloway, President and CEO, Home Trust Company. "This partnership further strengthens our position in the credit card marketplace."

About Certegy Inc.

Certegy (NYSE:CEY) provides credit and debit processing, check risk management and cash access services, merchant processing and e-banking services to over 6,500 financial institutions, 100,000 retailers and 100 million consumers worldwide. Headquartered in St. Petersburg, Florida, Certegy maintains a strong global presence with operations in the United States, United Kingdom, Ireland, France, Chile, Brazil, Australia, New Zealand, Thailand and the Caribbean. As a leading payment services provider, Certegy offers a comprehensive range of transaction processing services, check risk management solutions and integrated customer support programs that facilitate the exchange of business and consumer payments.  Certegy generated over $1.0 billion in revenue in 2004. For more information on Certegy, please visit http://www.certegy.com/.

About Home Trust Company

Home Capital Group Inc. is a holding company, publicly traded on the Toronto Stock Exchange (HCG), operating through its principal subsidiary, Home Trust Company. Home Trust is a federally regulated trust company offering deposit, mortgage lending, retail credit and credit card issuing services. Licensed to conduct business across Canada, Home Trust has offices in Ontario, Alberta, British Columbia and Nova Scotia. 

DATASOURCE: Certegy Inc.



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