Planters Bank Affiliate Names New President

Planters Bank Affiliate Names New President 


CULPEPER, Va., Jan. 12  /PRNewswire-FirstCall/ -- Virginia Financial Group,
Inc. (NASDAQ:VFGI) announced today that its Planters Bank & Trust affiliate has
hired James T. Huerth as President and CEO of the Company.  Mr. Huerth's hiring
comes as part of a planned succession for William D. Stegall, immediate past
President and CEO of Planters.  Mr. Stegall has assumed a new role as Banking
Consultant to Virginia Financial Group, Inc.(VFG), the parent company.

An eighteen-year banking veteran of BB&T, Mr. Huerth was previously the Area
Executive for BB&T in its North Georgia region.  He is a 1984 graduate of North
Carolina State University with a degree in Economics and Business Management. 
Mr. Huerth has been very active in numerous community activities and has served
on the Boards of the North Carolina State Investment Fund and is a Trustee of
Gainesville College, a member of the University of Georgia System.

VFG is one of the largest Virginia-based community bank holding companies. VFG
is the parent company for Planters Bank & Trust Company of Virginia -- in
Staunton; Second Bank & Trust -- in Culpeper; Virginia Heartland Bank -- in
Fredericksburg and Virginia Commonwealth Trust Company -- in Culpeper. The
Company is a traditional community banking provider, offering a full range of
business and consumer banking services including trust and asset management via
its trust company affiliate. The organization maintains a network of
thirty-seven branches serving Central and Southwest Virginia. It also maintains
five trust and investment service offices in its markets, and loan production
offices located in Charlottesville and Lynchburg. 

DATASOURCE: Virginia Financial Group, Inc.



CONTACT:  Jeffrey W. Farrar, EVP & CFO of Virginia Financial Group, Inc.,

[phone]



Web site:  http://www.vfgi.net/ 

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