Harleysville National Corporation Declares Cash Dividend

Harleysville National Corporation Declares Cash Dividend 


HARLEYSVILLE, Pa., Feb. 14  /PRNewswire-FirstCall/ -- The Board of Directors of
Harleysville National Corporation (HNC) (NASDAQ:HNBC) declared a regular cash
dividend for the first quarter of 2005 of $.18 per share on 26,237,709 shares
of outstanding common stock.  The dividend, which represents an 11.1% increase
over the regular dividend paid in the same period last year, is payable March
15, 2005, to shareholders of record February 28, 2005.

"We are pleased to provide this great start to 2005 for our shareholders," said
Walter E. Daller Jr., Chairman and CEO.  "Our strong financial performance, as
well as an improving economy, makes us optimistic for the coming year."

Harleysville National Corporation, with assets of $3.02 billion, is the holding
company for Harleysville National Bank (HNB).  Investment Management and Trust
Services are provided through Millennium Wealth Management & Private Banking, a
division of HNB, with assets under management exceeding $1.5 billion. 
Cumberland Advisors, Inc., a registered investment advisor specializing in
fixed-income money management and equities, using exchange- traded funds, is a
subsidiary of Harleysville National Bank and also a part of Millennium Wealth
Management & Private Banking.  Harleysville National Corporation stock is
traded under the symbol "HNBC" and is commonly quoted under Nasdaq National
Market Issues.  For more information, visit the HNC Web site at
http://www.hncbank.com/.

This press release may contain forward-looking statements as defined in the
Private Securities Litigation Reform Act of 1995.  Actual results and trends
could differ materially from those set forth in such statements due to various
factors.  Such factors include the possibility that increased demand or prices
for the Company's financial services and products may not occur, changing
economic and competitive conditions, technological developments, and other
risks and uncertainties, including those detailed in the company's filings with
the Securities and Exchange Commission. 

DATASOURCE: Harleysville National Corporation



CONTACT:  Walter E. Daller Jr., Chairman and CEO, [phone]

ext. 2300, or Gregg J. Wagner, President, [phone] ext. 2391, both of

Harleysville National Corporation



Web site:  http://www.hncbank.com/ 

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