Harbor Florida Bancshares Reports on Impact of Hurricane Jeanne

Harbor Florida Bancshares Reports on Impact of Hurricane Jeanne



FORT PIERCE, Fla., Sept. 27  /PRNewswire-FirstCall/ -- Harbor Florida
Bancshares, Inc. (NASDAQ:HARB), the holding company for Harbor Federal Savings
Bank, announced today that while they were affected by Hurricane Jeanne in most
of their markets and one of their branches sustained significant damage, they
were able to open half its branches today, some with limited service.  Power
outages are the primary reason for branch closures. The branch that sustained
substantial damage is in a market serviced by eight other branches.  The
northern/northern-central markets were not significantly affected.  The Bank
expects to be operating close to normal by the end of the week.

President Michael Brown, Sr., stated, "This unusual act of nature, two
hurricanes within three weeks, has not prevented Harbor from providing service
in all of our markets.  I commend our staff and communities for their
resilience in this difficult time." 

DATASOURCE: Harbor Florida Bancshares, Inc.



CONTACT:  Michael J. Brown, Sr., President, [phone]; or Mike

Callahan, CFO, [phone]; or Toni Santiuste, Investor Relations,

[phone], all of Harbor Florida Bancshares, Inc.



Web site:  http://www.harborfederal.com/ 

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